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Life Insurance Agent Jobs in Virginia (NOW HIRING)

Woodmen Life

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Life Insurance Financial Services Agent

Chesterfield, VA · On-site

Join our growing team as a Life Insurance Agent, full-time, with benefits, and make a real difference in the lives of individuals and families. WoodmenLife is a well-established company with a ...

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Life Insurance Agent information

See Virginia salary details

$17.8K

$88.2K

$143.8K

How much do life insurance agent jobs pay per year?

As of Aug 17, 2026, the average yearly pay for life insurance agent in Virginia is $88,205.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What is a life insurance agent?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

Is it hard to get hired as a life insurance agent?

Getting hired as a life insurance agent typically requires obtaining a state license, which involves passing a licensing exam and completing pre-licensing education. Employers often look for strong communication skills, sales experience, and the ability to build client relationships, but the hiring process can vary depending on the company and market conditions.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

More about Life Insurance Agent jobs

What are the most commonly searched types of Life Insurance Agent jobs in Virginia?

The most popular types of Life Insurance Agent jobs in Virginia are:

What are popular job titles related to Life Insurance Agent jobs in Virginia?

For Life Insurance Agent jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Life Insurance Agent jobs in Virginia look for?

The top searched job categories for Life Insurance Agent jobs in Virginia are:

What cities in Virginia are hiring for Life Insurance Agent jobs?

Cities in Virginia with the most Life Insurance Agent job openings:

What are popular job titles related to Life Insurance Agent jobs in VA?

For Life Insurance Agent jobs in VA, the most frequently searched job titles are:

Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 19% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,205 per year, or $42.4 per hour.

Life Insurance Financial Services Agent

Woodmen Life

Chesterfield, VA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 15 days ago

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Job description

Build a Meaningful Career While Helping Families Protect Their Future

Are you motivated, people-oriented, and looking for an opportunity with unlimited earning potential? Join our growing team as a Life Insurance Agent, full-time, with benefits, and make a real difference in the lives of individuals and families. WoodmenLife is a well-established company with a successful history of assisting people plan for and enjoy their best life. The successful candidate will be an independent worker with ability to work remotely, serving existing and new clients and expanding the company's book of business through sale of various types of insurance policies.

What We Offer:

  • Competitive commissions and bonuses
  • Flexible schedule
  • Comprehensive training and support
  • Opportunities for career advancement
  • Work independently while being part of a supportive team

What You’ll Do:

  • Meet with clients and assess their insurance needs
  • Educate families on life insurance solutions
  • Build and maintain strong client relationships
  • Network to obtain new clients
  • Help clients protect what matters most

Who We’re Looking For:

  • Self-motivated professionals
  • Strong communication and interpersonal skills
  • Goal-oriented mindset
  • Previous experience in insurance, customer service or other related fields
  • Excellent written and verbal communication skills
  • Insurance license required or willingness to pursue licensure to sell life insurance

Your Success Has No Ceiling. Your Impact Has No Limits.

Join a career where you can earn a great income, enjoy flexibility, and help families gain financial security and peace of mind,

Apply Today! Take the first step toward a rewarding future as a Life Insurance Agent.

Company Description

WoodmenLife is a not-for-profit fraternal benefit society founded in 1890, based in Omaha, Nebraska, United States, that operates a large, privately held insurance company for its members