ZipRecruiter

Log In

1

Virtual Life Insurance Agent Jobs in Virginia (NOW HIRING)

Williams Insurance Group

Life Insurance Agent

Richmond, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

Williams Insurance Group

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

Alchemy Financial Group

Life Insurance Agent

Norfolk, VA · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Wesley Finance Group

Life Insurance Sales Agent

Arlington, VA · On-site +1

$117K - $153K/yr

Explore a Fulfilling Career as a Life Insurance Sales Agent Are you a motivated individual seeking ... virtual meetings. Employ proprietary tools to tailor solutions and close sales within a swift 72 ...

SN Agency

Life Insurance Sales Agent

Norfolk, VA · On-site

$30K - $160K/yr

Attend team calls, mentorship sessions, and training (virtual or in-person) What you'll bring ... Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic

SN Agency

Life Insurance Sales Agent

Newport News, VA · On-site

$30K - $160K/yr

Attend team calls, mentorship sessions, and training (virtual or in-person) What you'll bring ... Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic

SN Agency

Life Insurance Sales Agent

Chesapeake, VA · On-site

$30K - $160K/yr

Attend team calls, mentorship sessions, and training (virtual or in-person) What you'll bring ... Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic

SN Agency

Life Insurance Sales Agent

Virginia Beach, VA · On-site

$30K - $160K/yr

Attend team calls, mentorship sessions, and training (virtual or in-person) What you'll bring ... Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic

SN Agency

Life Insurance Sales Agent

Richmond, VA · On-site

$30K - $160K/yr

Attend team calls, mentorship sessions, and training (virtual or in-person) What you'll bring ... Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic

next page

Showing results 1-20

All JobsLife Insurance Agent JobsVirtual Life Insurance Agent JobsVirtual Life Insurance Agent Jobs in Virginia

Virtual Life Insurance Agent information

See Virginia salary details

$21.4K

$83.3K

$144.4K

How much do virtual life insurance agent jobs pay per year?

As of Jun 14, 2026, the average yearly pay for virtual life insurance agent in Virginia is $83,278.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,057.00 and $101,143.00 per year, depending on experience, location, and employer.

What is a Virtual Life Insurance Agent job?

A Virtual Life Insurance Agent sells life insurance policies remotely, using phone calls, emails, and online meetings to connect with clients. They educate customers about policy options, help them choose the right coverage, and guide them through the application process. This role requires strong communication skills, a life insurance license, and the ability to work independently. Many virtual agents work for insurance companies, agencies, or as independent brokers. The job offers flexibility and the potential for commission-based earnings.

What are some common challenges faced by Virtual Life Insurance Agents, and how can they be overcome?

Virtual Life Insurance Agents often face the challenge of building trust with clients without face-to-face meetings, which makes establishing rapport and credibility vital. Managing distractions and maintaining self-discipline in a remote work environment are also common hurdles. To overcome these, successful agents use clear communication, video conferencing, and regular follow-ups to foster relationships, as well as set a dedicated workspace and structured schedule. Ongoing training and participation in virtual team meetings can also help agents stay motivated and up to date with industry changes.

How much can I sell a $100,000 life insurance policy for?

As a virtual life insurance agent, you typically sell policies at face value, earning commissions based on the premium paid by the client. The sale price of a $100,000 policy is determined by the premium amount, which varies depending on the applicant's age, health, and coverage type; agents earn commissions on the premium rather than selling policies at a markup. Your role involves helping clients select suitable coverage and facilitating the application process, not reselling policies at different prices.

How much do virtual life insurance agents make?

Virtual life insurance agents typically earn between $40,000 and $80,000 annually, with top performers making over $100,000 through commissions and bonuses. Income depends on sales volume, experience, and the company they work for, often requiring strong communication and sales skills.

What are the key skills and qualifications needed to thrive in the Virtual Life Insurance Agent position, and why are they important?

To thrive as a Virtual Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory compliance, usually supported by state licensure. Familiarity with customer relationship management (CRM) systems, virtual communication tools, and e-signature platforms is essential for remote client interactions. Strong interpersonal skills, self-motivation, and clear communication help agents build trust and manage client relationships effectively. These competencies are crucial for achieving sales goals, providing excellent service virtually, and adhering to industry standards.

How to become a virtual insurance agent?

To become a virtual insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, strong communication skills, familiarity with insurance products, and proficiency with digital communication tools are important for success in a remote environment.

Can I get life insurance with lupus?

A virtual life insurance agent can inform you that obtaining life insurance with lupus depends on the severity, control, and type of the condition. Insurers may require medical records and a health assessment, and coverage options vary based on individual health status. Working with an agent can help identify policies suited to your health situation.
What are the most commonly searched types of Life Insurance Agent jobs in Virginia? The most popular types of Life Insurance Agent jobs in Virginia are:
What are popular job titles related to Virtual Life Insurance Agent jobs in Virginia? For Virtual Life Insurance Agent jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Virtual Life Insurance Agent jobs in Virginia look for? The top searched job categories for Virtual Life Insurance Agent jobs in Virginia are:
What cities in Virginia are hiring for Virtual Life Insurance Agent jobs? Cities in Virginia with the most Virtual Life Insurance Agent job openings:
Virtual Life Insurance Agent jobs near you

Life Insurance Agent

Williams Insurance Group

Richmond, VA • Remote

$75K - $100K/yr

Full-time, Part-time, Contractor

Posted 12 days ago

Job description

Authorization to work in the U.S. required. No work visa sponsorship available at this time.

Help families. Build your income. Work on your terms.

We’re growing and looking for motivated people who want more flexibility, stronger income potential, and the chance to make a real difference for families.

In this role, you’ll help clients find life insurance solutions that protect what matters most — from mortgage protection and final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you succeed.

This is a great fit for someone who is coachable, driven, and excited by the opportunity to build a business with support — not cold calling.

Why people are interested in this opportunity
  • Work remotely with a flexible schedule
  • No cold calling — we use a lead-driven system
  • Comprehensive training and mentorship provided
  • Access to 20+ A and A-rated insurance carriers
  • Strong earning potential in a performance-based role
  • Opportunity to grow your income as you develop
What you’ll do
  • Connect with families who have requested information or need help exploring coverage options
  • Understand each client’s needs and recommend appropriate insurance solutions
  • Educate clients on products such as mortgage protection, final expense, term, whole life, disability, retirement protection, annuities, and more
  • Build trust-based relationships through strong communication and follow-through
  • Participate in training and ongoing coaching
  • Keep accurate records of client conversations and applications
Who we’re looking for

You may be a fit if you are:

  • Motivated, confident, and goal-oriented
  • Coachable and open to feedback
  • Strong in communication and relationship-building
  • Comfortable working independently in a remote environment
  • Organized and reasonably comfortable with technology
  • Interested in helping families while building long-term income
Requirements
  • Must be authorized to work in the U.S.
  • Must be willing to obtain a life insurance license if not already licensed
  • Must be willing to attend online training and team meetings
  • Prior sales or insurance experience is helpful, but not required
Compensation

This is a 1099 independent contractor opportunity where you will have the opportunity to build your business and grow your team.

  • Average commission is approximately $500 per application
  • Full-time agents often write 4–10 applications per week
  • Part-time agents following the system may earn $30,000–$40,000+ in their first year
  • Full-time agents following the system may earn $75,000–$100,000+ in their first year with top performers potentially earning over $150,000.
  • Qualifying agents may become eligible for commission increases over time

Individual results vary and are not guaranteed. Earnings depend on factors such as effort, consistency, ability to follow training, engagement with the lead system, and client demand in your market.