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Entry Level Life Insurance Agent Jobs in Virginia

Williams Insurance Group

Life Insurance Agent

Richmond, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

Alchemy Financial Group

Life Insurance Agent

Norfolk, VA · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Williams Insurance Group

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

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All JobsEntry Level Life Insurance Agent JobsEntry Level Life Insurance Agent Jobs in Virginia

Entry Level Life Insurance Agent information

See Virginia salary details

$17.8K

$88.2K

$143.8K

How much do entry level life insurance agent jobs pay per year?

As of Jun 14, 2026, the average yearly pay for entry level life insurance agent in Virginia is $88,205.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,000.00 and $121,000.00 per year, depending on experience, location, and employer.

Is it easy to get a job as a life insurance agent?

Getting a job as an entry-level life insurance agent is generally accessible, especially for those with good communication skills and a willingness to learn. Many companies offer training programs, and licensing requirements vary by state but are usually straightforward to obtain. Success often depends on individual effort, networking, and understanding sales techniques.

What are some common challenges faced by entry-level life insurance agents, and how can they be overcome?

Entry-level life insurance agents often face challenges such as building a client base from scratch, handling rejection, and understanding complex insurance products. To overcome these obstacles, agents should focus on consistent networking, seeking mentorship from experienced colleagues, and participating in ongoing training provided by their agency. Developing strong communication skills and staying organized with client follow-ups can also help new agents build trust and establish lasting relationships. Most agencies support new agents with training programs and team collaboration to help them succeed.

What's the best job in insurance for beginners?

An entry-level life insurance agent is a common starting role in the insurance industry, often requiring a license and strong communication skills. These positions typically involve sales, client consultations, and understanding policy options, making them suitable for those new to insurance. Success depends on interpersonal skills, product knowledge, and the ability to build client relationships.

What are the key skills and qualifications needed to thrive as an Entry Level Life Insurance Agent, and why are they important?

To thrive as an Entry Level Life Insurance Agent, you need a high school diploma (or equivalent), basic sales knowledge, and the ability to obtain state insurance licensing. Familiarity with customer relationship management (CRM) software and digital sales platforms is commonly required, along with passing the state licensing exam. Strong interpersonal skills, active listening, and resilience help agents build trust and handle client objections effectively. These skills are crucial for successfully acquiring and retaining clients, meeting sales targets, and ensuring compliance with industry regulations.

Why do most life insurance agents quit?

Most entry-level life insurance agents quit due to the challenging nature of building a client base, high rejection rates, and the need for persistent sales efforts. Success often requires strong communication skills, self-motivation, and resilience, as income can be inconsistent in the early stages.

What does an Entry Level Life Insurance Agent do?

An Entry Level Life Insurance Agent helps individuals and families select life insurance policies that best fit their needs and financial situations. They explain various types of life insurance, answer questions, and guide clients through the application process. Agents often prospect for new clients, schedule meetings, and provide ongoing customer support. They may also help with policy changes and claims. This role typically involves a combination of sales, customer service, and administrative duties.

How to be a life insurance agent with no experience?

To become an entry-level life insurance agent with no experience, you should complete the required licensing education and pass the licensing exam, which is typically offered by state insurance departments. Many companies offer training programs and mentorship opportunities for new agents, and having strong communication and sales skills can help you succeed in the role.
What are the most commonly searched types of Life Insurance Agent jobs in Virginia? The most popular types of Life Insurance Agent jobs in Virginia are:
What cities in Virginia are hiring for Entry Level Life Insurance Agent jobs? Cities in Virginia with the most Entry Level Life Insurance Agent job openings:
Entry Level Life Insurance Agent jobs near you
Infographic showing various Entry Level Life Insurance Agent job openings in Virginia as of June 2026, with employment types broken down into 2% As Needed, 46% Full Time, 42% Part Time, and 10% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $88,205 per year, or $42.4 per hour.

Life Insurance Agent

Williams Insurance Group

Richmond, VA • Remote

$75K - $100K/yr

Full-time, Part-time, Contractor

Posted 12 days ago

Job description

Authorization to work in the U.S. required. No work visa sponsorship available at this time.

Help families. Build your income. Work on your terms.

We’re growing and looking for motivated people who want more flexibility, stronger income potential, and the chance to make a real difference for families.

In this role, you’ll help clients find life insurance solutions that protect what matters most — from mortgage protection and final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you succeed.

This is a great fit for someone who is coachable, driven, and excited by the opportunity to build a business with support — not cold calling.

Why people are interested in this opportunity
  • Work remotely with a flexible schedule
  • No cold calling — we use a lead-driven system
  • Comprehensive training and mentorship provided
  • Access to 20+ A and A-rated insurance carriers
  • Strong earning potential in a performance-based role
  • Opportunity to grow your income as you develop
What you’ll do
  • Connect with families who have requested information or need help exploring coverage options
  • Understand each client’s needs and recommend appropriate insurance solutions
  • Educate clients on products such as mortgage protection, final expense, term, whole life, disability, retirement protection, annuities, and more
  • Build trust-based relationships through strong communication and follow-through
  • Participate in training and ongoing coaching
  • Keep accurate records of client conversations and applications
Who we’re looking for

You may be a fit if you are:

  • Motivated, confident, and goal-oriented
  • Coachable and open to feedback
  • Strong in communication and relationship-building
  • Comfortable working independently in a remote environment
  • Organized and reasonably comfortable with technology
  • Interested in helping families while building long-term income
Requirements
  • Must be authorized to work in the U.S.
  • Must be willing to obtain a life insurance license if not already licensed
  • Must be willing to attend online training and team meetings
  • Prior sales or insurance experience is helpful, but not required
Compensation

This is a 1099 independent contractor opportunity where you will have the opportunity to build your business and grow your team.

  • Average commission is approximately $500 per application
  • Full-time agents often write 4–10 applications per week
  • Part-time agents following the system may earn $30,000–$40,000+ in their first year
  • Full-time agents following the system may earn $75,000–$100,000+ in their first year with top performers potentially earning over $150,000.
  • Qualifying agents may become eligible for commission increases over time

Individual results vary and are not guaranteed. Earnings depend on factors such as effort, consistency, ability to follow training, engagement with the lead system, and client demand in your market.