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Virtual Life Insurance Agent Jobs (NOW HIRING)

InsuraTec

Virtual Life Insurance Agent - Remote

Newark, NJ · On-site

$107K - $139K/yr

Virtual Life Insurance Agent Remote Commission-Based | High Earning Potential | Work from Home Top Sales Opportunity Fast Track to Six Figures Are you a self-starter with a sales background looking ...

New

Sisler Agency

Life Insurance Agent

Tyler, TX · Remote

Life Insurance Agent Have you been looking for a career change? Are you passionate about helping ... Build meaningful relationships with clients through virtual consultations * Build lasting client ...

King Legacy & Life LLC

Be Seen First

Life Insurance Agent

Atlanta, GA · Remote

$60K - $120K/yr

Licensed Life Insurance Agent Location: 100% Remote / Work From Home Benefits * Health insurance ... Conduct virtual appointments via phone or Zoom * Follow a proven sales system with warm leads (no ...

Alchemy Financial Group

Life Insurance Agent

Columbia, SC · On-site

$70K - $95K/yr

Insurance Agent Responsibilities * Identify opportunities to sell life insurance to a variety of clients and working with them to find the policy that best suits their needs * Go through policies ...

New York Life Insurance

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Life Insurance Agent

Melville, NY · On-site

$60K - $100K/yr

Our training program extends beyond the virtual and physical classroom. Every office has a ... term life insurance. Our blended training and development program is designed to work with your ...

New York Life

Life Insurance Agent

Wilmington, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

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Virtual Life Insurance Agent information

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$22K

$85.6K

$148.5K

How much do virtual life insurance agent jobs pay per year?

As of Jul 15, 2026, the average yearly pay for virtual life insurance agent in the United States is $85,630.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $104,000.00 per year, depending on experience, location, and employer.

What is a Virtual Life Insurance Agent job?

A Virtual Life Insurance Agent sells life insurance policies remotely, using phone calls, emails, and online meetings to connect with clients. They educate customers about policy options, help them choose the right coverage, and guide them through the application process. This role requires strong communication skills, a life insurance license, and the ability to work independently. Many virtual agents work for insurance companies, agencies, or as independent brokers. The job offers flexibility and the potential for commission-based earnings.

What are some common challenges faced by Virtual Life Insurance Agents, and how can they be overcome?

Virtual Life Insurance Agents often face the challenge of building trust with clients without face-to-face meetings, which makes establishing rapport and credibility vital. Managing distractions and maintaining self-discipline in a remote work environment are also common hurdles. To overcome these, successful agents use clear communication, video conferencing, and regular follow-ups to foster relationships, as well as set a dedicated workspace and structured schedule. Ongoing training and participation in virtual team meetings can also help agents stay motivated and up to date with industry changes.

Why do most life insurance agents quit?

Many life insurance agents quit due to the challenging nature of building a client base, inconsistent commissions, and high rejection rates. Success often requires strong sales skills, persistence, and ongoing training, which can be demanding over time.

How much can you sell a $100,000 life insurance policy for?

A virtual life insurance agent typically does not sell policies for a fixed price; instead, they earn commissions based on the premiums paid by clients. The commission rate for a $100,000 policy can range from 20% to 40% of the first year's premium, depending on the insurer and product. Agents focus on sales volume and client needs rather than selling policies at a set price.

What are the key skills and qualifications needed to thrive in the Virtual Life Insurance Agent position, and why are they important?

To thrive as a Virtual Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory compliance, usually supported by state licensure. Familiarity with customer relationship management (CRM) systems, virtual communication tools, and e-signature platforms is essential for remote client interactions. Strong interpersonal skills, self-motivation, and clear communication help agents build trust and manage client relationships effectively. These competencies are crucial for achieving sales goals, providing excellent service virtually, and adhering to industry standards.

How much do virtual insurance agents make?

Virtual life insurance agents typically earn between $40,000 and $80,000 annually, with top performers earning over $100,000 through commissions and bonuses. Income depends on sales volume, experience, and the commission structure of the agency or company they work for.

Can I get life insurance with lupus?

As a virtual life insurance agent, you should know that individuals with lupus can qualify for life insurance, but approval depends on disease severity, treatment stability, and overall health. Insurers may require medical records and may offer higher premiums or specific policies based on health status. Advising clients accurately involves understanding underwriting guidelines and medical documentation requirements.
More about Virtual Life Insurance Agent jobs
What cities are hiring for Virtual Life Insurance Agent jobs? Cities with the most Virtual Life Insurance Agent job openings:
What are the most commonly searched types of Life Insurance Agent jobs? The most popular types of Life Insurance Agent jobs are:
What states have the most Virtual Life Insurance Agent jobs? States with the most job openings for Virtual Life Insurance Agent jobs include:
What job categories do people searching Virtual Life Insurance Agent jobs look for? The top searched job categories for Virtual Life Insurance Agent jobs are:
Virtual Life Insurance Agent jobs near you
Infographic showing various Virtual Life Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $85,630 per year, or $41.2 per hour.

Virtual Life Insurance Agent - Remote

InsuraTec Services Group

Huntington Beach, CA • Remote

$108K - $140K/yr

Other

Posted yesterday

Job description

Virtual Life Insurance Agent Remote
Commission-Based | High Earning Potential | Work from Home

Top Sales Opportunity Fast Track to Six Figures
Are you a self-starter with a sales background looking for a better way to earn? Were hiring Remote Life Insurance Agents who want to close high-quality leads, earn uncapped commission, and build a long-term career all from home.

What You'll Do:

  • Sell life insurance products to warm, inbound leads

  • Run virtual appointments (no cold calling, no door knocking)

  • Follow a proven sales system and use scripts that convert

  • Help clients secure mortgage protection, final expense, and income replacement coverage

  • Track your activity and results we give you the roadmap

Why Sales Reps and Insurance Agents Choose Us:

  • Remote work with flexible schedule

  • High-quality leads no prospecting

  • Fast onboarding and hands-on training

  • Top commissions + monthly bonus potential

  • Growth opportunities into agency building and leadership

  • Weekly pay, no cap on earnings

What You Need to Succeed:

  • Sales experience (insurance sales, car sales, phone sales, B2C/B2B preferred)

  • Strong communication and closing skills

  • Self-motivated with an entrepreneurial mindset

  • Must be willing to obtain your life insurance license (well show you how)

Keywords:
Life Insurance Sales, Remote Sales, Final Expense, Mortgage Protection, Work from Home, Insurance Agent, Sales Closer, Entry Level Sales, Commission Sales, Licensed Insurance Agent, Virtual Sales, High Commission

This is a commission-only position with full training and support provided. If you're tired of chasing low-quality leads or hitting income ceilings, apply now and take control of your career.

Apply