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Virtual Life Insurance Agent Jobs in Tennessee (NOW HIRING)

Zander Insurance Agency

Life Insurance Agent

Nashville, TN · On-site

$66K - $100K/yr

Our life insurance agents educate families, empowering them to protect their loved ones with term life insurance. People come to Zander because they don't want someone to sell to them - they want ...

Zander Insurance Agency

Life Insurance Agent

Nashville, TN · On-site

$66K - $100K/yr

Our life insurance agents educate families, empowering them to protect their loved ones with term life insurance. People come to Zander because they don't want someone to sell to them - they want ...

LionRock Financial Services TN

Be Seen First

Life Insurance Agent

Knoxville, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... A true 40-hour weeks with flexible with most holidays off If you're a licensed agent burned out on ...

LionRock Financial Services TN

Be Seen First

Life Insurance Agent

Jefferson City, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... A true 40-hour weeks with flexible with most holidays off If you're a licensed agent burned out on ...

Alchemy Financial Group

Life Insurance Agent

Knoxville, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Alchemy Financial Group

Life Insurance Agent

Bristol, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Alchemy Financial Group

Life Insurance Agent

Bristol, TN

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Alchemy Financial Group

Life Insurance Agent

Cleveland, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand our business by actively seeking and acquiring new ...

Alchemy Financial Group

Life Insurance Agent

Nashville, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Lone Star Careers

Remote Life Insurance Agent

Memphis, TN · Remote

$69K - $150K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Life Insurance Agent

Chattanooga, TN · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

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All JobsLife Insurance Agent JobsVirtual Life Insurance Agent JobsVirtual Life Insurance Agent Jobs in Tennessee

Virtual Life Insurance Agent information

See Tennessee salary details

$22.2K

$86.4K

$149.9K

How much do virtual life insurance agent jobs pay per year?

As of Jul 18, 2026, the average yearly pay for virtual life insurance agent in Tennessee is $86,431.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,991.00 and $104,972.00 per year, depending on experience, location, and employer.

What is a Virtual Life Insurance Agent job?

A Virtual Life Insurance Agent sells life insurance policies remotely, using phone calls, emails, and online meetings to connect with clients. They educate customers about policy options, help them choose the right coverage, and guide them through the application process. This role requires strong communication skills, a life insurance license, and the ability to work independently. Many virtual agents work for insurance companies, agencies, or as independent brokers. The job offers flexibility and the potential for commission-based earnings.

What are some common challenges faced by Virtual Life Insurance Agents, and how can they be overcome?

Virtual Life Insurance Agents often face the challenge of building trust with clients without face-to-face meetings, which makes establishing rapport and credibility vital. Managing distractions and maintaining self-discipline in a remote work environment are also common hurdles. To overcome these, successful agents use clear communication, video conferencing, and regular follow-ups to foster relationships, as well as set a dedicated workspace and structured schedule. Ongoing training and participation in virtual team meetings can also help agents stay motivated and up to date with industry changes.

Why do most life insurance agents quit?

Many life insurance agents quit due to the challenging nature of building a client base, inconsistent commissions, and high rejection rates. Success often requires strong sales skills, persistence, and ongoing training, which can be demanding over time.

How much can you sell a $100,000 life insurance policy for?

A virtual life insurance agent typically does not sell policies for a fixed price; instead, they earn commissions based on the premiums paid by clients. The commission rate for a $100,000 policy can range from 20% to 40% of the first year's premium, depending on the insurer and product. Agents focus on sales volume and client needs rather than selling policies at a set price.

What are the key skills and qualifications needed to thrive in the Virtual Life Insurance Agent position, and why are they important?

To thrive as a Virtual Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory compliance, usually supported by state licensure. Familiarity with customer relationship management (CRM) systems, virtual communication tools, and e-signature platforms is essential for remote client interactions. Strong interpersonal skills, self-motivation, and clear communication help agents build trust and manage client relationships effectively. These competencies are crucial for achieving sales goals, providing excellent service virtually, and adhering to industry standards.

How much do virtual insurance agents make?

Virtual life insurance agents typically earn between $40,000 and $80,000 annually, with top performers earning over $100,000 through commissions and bonuses. Income depends on sales volume, experience, and the commission structure of the agency or company they work for.

Can I get life insurance with lupus?

As a virtual life insurance agent, you should know that individuals with lupus can qualify for life insurance, but approval depends on disease severity, treatment stability, and overall health. Insurers may require medical records and may offer higher premiums or specific policies based on health status. Advising clients accurately involves understanding underwriting guidelines and medical documentation requirements.
What are the most commonly searched types of Life Insurance Agent jobs in Tennessee? The most popular types of Life Insurance Agent jobs in Tennessee are:
What are popular job titles related to Virtual Life Insurance Agent jobs in Tennessee? For Virtual Life Insurance Agent jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Virtual Life Insurance Agent jobs in Tennessee look for? The top searched job categories for Virtual Life Insurance Agent jobs in Tennessee are:
What cities in Tennessee are hiring for Virtual Life Insurance Agent jobs? Cities in Tennessee with the most Virtual Life Insurance Agent job openings:
Virtual Life Insurance Agent jobs near you
Infographic showing various Virtual Life Insurance Agent job openings in Tennessee as of July 2026, with employment types broken down into 92% Full Time, 4% Part Time, 1% Temporary, and 3% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $86,431 per year, or $41.6 per hour.
Life Insurance Agent

Life Insurance Agent

Alchemy Financial Group

Johnson City, TN • On-site

$75K - $105K/yr

Full-time

Re-posted 5 days ago

Job description

About the Insurance Agent Position
We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be responsible for selling policies to clients, handling claims, and keeping track of policy renewals.
Our ideal candidate will have excellent customer service skills for working with a variety of clients. If you think you'd excel as an Insurance Agent, we'd love to hear from you.
Insurance Agent Responsibilities
  • Identify opportunities to sell life, health, or car insurance to a variety of clients, working with them to find the policy that best suits their needs
  • Go through policies with clients so that they have an understanding of the insurance costs and benefits
  • Work alongside marketing team members to further client outreach
  • Work alongside insurance adjusters
  • Maintain all client records
  • Provide continual service by processing insurance renewals and working to retain clients
  • Track insurance claims to ensure the satisfaction of all parties
  • Distribute policy funds after a claim has been settled
  • Answer client and potential client insurance-related queries as needed
Insurance Agent Requirements
  • [2+] years experience as an Insurance Agent
  • BA/BS in business, economics, or related field preferred
  • Appropriate insurance licensing where required by law
  • Excellent customer service skills
  • Superb communication and negotiation skills
  • In-depth knowledge of different types of insurance, including life, health, and car insurance
  • Strong organizational and time-management skills
  • Proficient software skills, including Microsoft Office Suite

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