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Independent Contractor Life Insurance Agent Jobs in Tennessee

Maverick Insured

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Insurance Sales Associate -Life Insurance Agent

Loudon, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

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Life Insurance & Retirement Consultant

Knoxville, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

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Independent Insurance Agent - Life Insurance Agent

Seymour, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

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Independent Insurance Agent - Life Insurance Agent

Seymour, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

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Insurance Account Representative

Jefferson City, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

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Insurance Sales Associate -Life Insurance Agent

Loudon, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

Be Seen First

Associate Agent - Life & Retirement

Kingston, TN · On-site

$5.0K - $7.0K/mo

Maverick Insured Location: Knoxville, Tennessee Position Type: 1099 Independent Contractor ... with life insurance and retirement solutions. This is a 1099 independent-contractor sales ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

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Associate Agent - Life & Retirement

Kingston, TN · On-site

$5.0K - $7.0K/mo

Maverick Insured Location: Knoxville, Tennessee Position Type: 1099 Independent Contractor ... with life insurance and retirement solutions. This is a 1099 independent-contractor sales ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

Be Seen First

Life Insurance Agent

Caryville, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

Be Seen First

Life Insurance & Retirement Consultant

Knoxville, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

Be Seen First

Sales Representative - Financial Services

Farragut, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

Be Seen First

Sales Representative - Financial Services

Farragut, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

Be Seen First

Insurance Account Representative

Jefferson City, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

Be Seen First

Life Insurance Agent

Caryville, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

Be Seen First

Life Insurance Agent

Knoxville, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

Be Seen First

Life Insurance Agent

Knoxville, TN · On-site

$5.0K - $7.0K/mo

Knoxville, Tennessee Position Type: 1099 Independent Contractor Compensation: Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life ...

Veteran-friendly

Urgent

Training provided

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Showing results 1-20

All JobsIndependent Contractor Life Insurance Agent JobsIndependent Contractor Life Insurance Agent Jobs in Tennessee

Independent Contractor Life Insurance Agent information

See Tennessee salary details

$16.3K

$80.7K

$131.6K

How much do independent contractor life insurance agent jobs pay per year?

As of Aug 6, 2026, the average yearly pay for independent contractor life insurance agent in Tennessee is $80,749.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,200.00 and $110,700.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.
What are the most commonly searched types of Life Insurance Agent jobs in Tennessee? The most popular types of Life Insurance Agent jobs in Tennessee are:
What are popular job titles related to Independent Contractor Life Insurance Agent jobs in Tennessee? For Independent Contractor Life Insurance Agent jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Independent Contractor Life Insurance Agent jobs in Tennessee look for? The top searched job categories for Independent Contractor Life Insurance Agent jobs in Tennessee are:
What cities in Tennessee are hiring for Independent Contractor Life Insurance Agent jobs? Cities in Tennessee with the most Independent Contractor Life Insurance Agent job openings:
Independent Contractor Life Insurance Agent jobs near you
Infographic showing various Independent Contractor Life Insurance Agent job openings in Tennessee as of August 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $80,749 per year, or $38.8 per hour.

Insurance Sales Associate -Life Insurance Agent

Maverick Insured

Loudon, TN • On-site

Veteran-friendly

Urgent

Training provided

$5.0K - $7.0K/mo

Full-time

Posted 6 days ago

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Job description

Entry-Level Insurance Sales Representative — 1099 Commission Only

Company: Maverick Insured

Location: Knoxville, Tennessee

Position Type: 1099 Independent Contractor

Compensation: Commission Only

Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life insurance and retirement solutions.

This is a 1099 independent-contractor sales opportunity. Compensation is entirely commission-based. There is no salary, hourly wage, or guaranteed income.

Responsibilities

- Speak with prospective clients

- Explain available insurance products

- Recommend coverage based on client needs

- Complete applications and follow up with clients

- Follow all licensing, carrier, and compliance requirements

Products and Carriers

Representatives may offer term life, whole life, indexed universal life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene.

Licensing and Training

No prior insurance experience is required.

Maverick provides:

- Licensing education and exam preparation

- Payment of approved licensing and certification fees

- Product training and ongoing coaching

- Company-provided leads

Training and licensing preparation are unpaid. Candidates must become properly licensed and appointed before earning commissions.

Compensation Disclosure

- Commission-only compensation

- No salary, hourly wage, or minimum income

- Earnings vary based on individual production and issued business

- Commissions may be subject to carrier approval, cancellations, and chargebacks

- Bonuses may be available based on performance

Qualifications

- At least 18 years old

- High school diploma or equivalent

- Able to obtain an insurance license

- Professional, dependable, and coachable

- Comfortable speaking with clients

- Able to work from our Knoxville office

Independent contractors are responsible for their own taxes and do not receive employee benefits such as paid time off, overtime pay, unemployment benefits, or employer-sponsored health insurance.