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Independent Contractor Life Insurance Agent Jobs in Tennessee

Maverick Insured

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Independent Insurance Agent - Life Insurance Agent

Seymour, TN · On-site

$80K - $100K/yr

Maverick Insured | Knoxville, TN | In-Office 1099 Independent Contractor | Performance Based Income ... What You'll Do - Work with clients who have requested information about life insurance and ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

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Independent Insurance Agent - Life Insurance Agent

Seymour, TN · On-site

$80K - $100K/yr

Maverick Insured | Knoxville, TN | In-Office 1099 Independent Contractor | Performance Based Income ... What You'll Do - Work with clients who have requested information about life insurance and ...

Veteran-friendly

Urgent

Training provided

GIA Legacy Planning

It is an independent contractor opportunity where your results are a direct reflection of your ... Department Licensed Life Insurance Agent Locations Nashville, TN Remote status Fully Remote

LionRock Financial Services TN

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Life Insurance Agent

Jefferson City, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... This is a 1099 independent contractor opportunity unlike any other in financial services: Our ...

LionRock Financial Services TN

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Life Insurance Agent

Seymour, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... This is a 1099 independent contractor opportunity unlike any other in financial services: Our ...

LionRock Financial Services TN

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Life Insurance Agent

Knoxville, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... This is a 1099 independent contractor opportunity unlike any other in financial services: Our ...

HealthMarkets, Inc.

Insurance Agent

Chattanooga, TN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Nashville, TN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Knoxville, TN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Jackson, TN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Memphis, TN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Johnson City, TN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Chattanooga, TN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Bartlett, TN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Nashville, TN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Murfreesboro, TN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

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Showing results 1-20

All JobsIndependent Contractor Life Insurance Agent JobsIndependent Contractor Life Insurance Agent Jobs in Tennessee

Independent Contractor Life Insurance Agent information

See Tennessee salary details

$16.3K

$80.7K

$131.6K

How much do independent contractor life insurance agent jobs pay per year?

As of Aug 18, 2026, the average yearly pay for independent contractor life insurance agent in Tennessee is $80,749.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,200.00 and $110,700.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

What are the most commonly searched types of Life Insurance Agent jobs in Tennessee?

The most popular types of Life Insurance Agent jobs in Tennessee are:

What are popular job titles related to Independent Contractor Life Insurance Agent jobs in Tennessee?

For Independent Contractor Life Insurance Agent jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Independent Contractor Life Insurance Agent jobs in Tennessee look for?

The top searched job categories for Independent Contractor Life Insurance Agent jobs in Tennessee are:

What cities in Tennessee are hiring for Independent Contractor Life Insurance Agent jobs?

Cities in Tennessee with the most Independent Contractor Life Insurance Agent job openings:

Independent Contractor Life Insurance Agent jobs near you
Infographic showing various Independent Contractor Life Insurance Agent job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $80,749 per year, or $38.8 per hour.

Independent Insurance Agent - Life Insurance Agent

Maverick Insured

Seymour, TN • On-site

Veteran-friendly

Urgent

Training provided

$80K - $100K/yr

Full-time

Posted 18 days ago

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After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

Maverick Insured | Knoxville, TN | In-Office

1099 Independent Contractor | Performance Based Income

Company-Paid Leads + Licensing Support


Build a Career in Insurance — Without Cold Calling


Maverick Insured is growing our Knoxville team and looking for motivated people who want more than just another job.


No insurance experience is required.


We provide the training, licensing support, inbound leads, coaching, and carrier access you need to build a successful career in life insurance and financial services.


What Makes Maverick Different


- Inbound Leads — No Cold Calling: Speak with people who have already requested information about insurance or retirement solutions.

- Company-Paid Leads: Focus on helping clients instead of purchasing your own leads.

- Licensing Support: We cover the cost of the initial licensing process for qualified candidates who are not currently licensed.

- Hands-On Training & Mentorship: Learn directly from experienced producers and leadership.

- Multiple Top-Rated Carriers: Access products from Americo, Transamerica, Mutual of Omaha, Corebridge, Aetna, Ethos, Athene, and more.

- Performance-Based Income: Your earning potential is directly tied to your production and results.

- Career Growth: Build your sales skills, insurance knowledge, and leadership potential in a fast-growing organization.


What You'll Do


- Work with clients who have requested information about life insurance and retirement options

- Conduct consultations to understand each client's needs and goals

- Educate clients on available coverage options

- Recommend appropriate life insurance and annuity solutions

- Assist clients through the application and underwriting process

- Maintain consistent follow-up and client communication

- Participate in ongoing training, coaching, and professional development


Who We’re Looking For

You do not need previous insurance experience.


Some of our strongest candidates come from backgrounds such as:

- Restaurants and hospitality

- Automotive and retail sales

- Customer service and call centers

- Construction and skilled trades

- Athletics and other competitive environments


What matters most is that you are:

- Coachable

- Competitive and motivated

- Comfortable communicating with people

- Team player

- Consistent and dependable

- Driven by performance and personal growth


Compensation & Licensing

This is a 1099 independent contractor, commission-only opportunity. Earnings are performance-based and are not guaranteed.


Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing process for qualified candidates who are not currently licensed.


Once licensed and trained, you will have access to ongoing coaching, professional development, and company-provided lead opportunities.


Ready to Build Something Bigger?

If you're ambitious, coachable, and willing to put in the work, Maverick gives you the leads, training, tools, and support to turn that effort into a career.


Apply today to be considered for our Knoxville team.