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Life Insurance Agent Jobs in Tennessee (NOW HIRING)

Life Insurance Agent

Nashville, TN · On-site

$66K - $100K/yr

Our life insurance agents educate families, empowering them to protect their loved ones with term life insurance. People come to Zander because they don't want someone to sell to them - they want ...

Life Insurance Agent

Nashville, TN · On-site

$66K - $100K/yr

Our life insurance agents educate families, empowering them to protect their loved ones with term life insurance. People come to Zander because they don't want someone to sell to them - they want ...

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Life Insurance Agent

Knoxville, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... A true 40-hour weeks with flexible with most holidays off If you're a licensed agent burned out on ...

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Life Insurance Agent

Jefferson City, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... A true 40-hour weeks with flexible with most holidays off If you're a licensed agent burned out on ...

Life Insurance Agent

Knoxville, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Life Insurance Agent

Bristol, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Life Insurance Agent

Bristol, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Life Insurance Agent

Cleveland, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand our business by actively seeking and acquiring new ...

Life Insurance Agent

Cleveland, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand our business by actively seeking and acquiring new ...

Life Insurance Agent

Nashville, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Life Insurance Agent

Knoxville, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Remote Life Insurance Agent

Memphis, TN · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Showing results 1-20

Life Insurance Agent information

See Tennessee salary details

$16.3K

$80.7K

$131.6K

How much do life insurance agent jobs pay per year?

As of Jul 17, 2026, the average yearly pay for life insurance agent in Tennessee is $80,749.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,200.00 and $110,700.00 per year, depending on experience, location, and employer.

Is becoming a life insurance agent worth it?

A career as a life insurance agent involves selling policies and providing financial advice, often requiring licensing and strong interpersonal skills. Income can vary based on commissions, experience, and sales performance, making it a potentially rewarding but competitive profession.

Can I get life insurance with lupus?

Life insurance agents often work with clients who have lupus, but approval depends on the severity and management of the condition. Insurers may require medical records and a detailed health assessment, and coverage options can vary based on individual health status. Agents should be knowledgeable about underwriting processes for chronic illnesses like lupus to assist clients effectively.

What are the key skills and qualifications needed to thrive as a Life Insurance Agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are life insurance agents?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What Does a Life Insurance Agent Do?

Like an auto insurance or health insurance salesperson, a Life Insurance Agent will contact clients and walk them through the process of applying for and purchasing life insurance coverage. While some companies offer life insurance through a benefits package, it is also available for individual needs. An Insurance Agent can help clients with the confusing process of filling out insurance forms. They offer advice and explaining difficult financial and insurance terms in ways the client can understand. A Life Insurance Agent has to be a great communicator and can translate a complicated process with ease.

What kind of insurance agent gets paid the most?

In the insurance industry, life insurance agents who work on a commission basis and sell high-value policies tend to earn the most. Agents with specialized certifications, strong client networks, and experience in affluent markets often achieve higher incomes. Top earners may also work as independent agents or in managerial roles with bonuses and overrides.

Is it hard to make money as a life insurance agent?

Making money as a life insurance agent depends on factors such as sales skills, client base, and commission structure. Success often requires building relationships, obtaining relevant licenses, and consistent effort, especially in the early stages of the career.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

What are the most commonly searched types of Life Insurance Agent jobs in Tennessee? The most popular types of Life Insurance Agent jobs in Tennessee are:
What cities in Tennessee are hiring for Life Insurance Agent jobs? Cities in Tennessee with the most Life Insurance Agent job openings:
What are popular job titles related to Life Insurance Agent jobs in TN? For Life Insurance Agent jobs in TN, the most frequently searched job titles are:
Infographic showing various Life Insurance Agent job openings in Tennessee as of July 2026, with employment types broken down into 90% Full Time, 5% Part Time, and 5% Contract. Highlights an 80% In-person, 5% Hybrid, and 15% Remote job distribution, with an average salary of $80,749 per year, or $38.8 per hour.
Life Insurance Agent

Life Insurance Agent

Alchemy Financial Group

Johnson City, TN • On-site

$75K - $105K/yr

Full-time

Re-posted 4 days ago


Job description

About the Insurance Agent Position
We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be responsible for selling policies to clients, handling claims, and keeping track of policy renewals.
Our ideal candidate will have excellent customer service skills for working with a variety of clients. If you think you'd excel as an Insurance Agent, we'd love to hear from you.
Insurance Agent Responsibilities
  • Identify opportunities to sell life, health, or car insurance to a variety of clients, working with them to find the policy that best suits their needs
  • Go through policies with clients so that they have an understanding of the insurance costs and benefits
  • Work alongside marketing team members to further client outreach
  • Work alongside insurance adjusters
  • Maintain all client records
  • Provide continual service by processing insurance renewals and working to retain clients
  • Track insurance claims to ensure the satisfaction of all parties
  • Distribute policy funds after a claim has been settled
  • Answer client and potential client insurance-related queries as needed
Insurance Agent Requirements
  • [2+] years experience as an Insurance Agent
  • BA/BS in business, economics, or related field preferred
  • Appropriate insurance licensing where required by law
  • Excellent customer service skills
  • Superb communication and negotiation skills
  • In-depth knowledge of different types of insurance, including life, health, and car insurance
  • Strong organizational and time-management skills
  • Proficient software skills, including Microsoft Office Suite