1

Independent Agent Jobs in Tennessee (NOW HIRING)

Independant Insurance Agent

Cleveland, TN ยท On-site

$60 - $120/hr

As an independent agent, you'll have the freedom to build your own book of business while representing one of the nation's leading insurance brokerages. You'll help individuals, families, and seniors ...

New

Be Seen First

Outside Sales Representative

Nashville, TN ยท On-site

$75K - $125K/yr

Because we believe that hard work equals results, this is a commission position only as an independent agent.

Be Seen First

Outside Sales Representative

Nashville, TN ยท On-site

$75K - $125K/yr

Because we believe that hard work equals results, this is a commission position only as an independent agent.

Be Seen First

... 1099 independent contractor, commission-only opportunity. Earnings are performance-based and are not guaranteed. Maverick Insured provides company-paid inbound leads and covers the cost of the ...

Urgent

Training provided

next page

Showing results 1-20

Independent Agent information

See Tennessee salary details

$27.8K

$108.4K

$405.3K

How much do independent agent jobs pay per year?

As of Sep 3, 2026, the average yearly pay for independent agent in Tennessee is $108,361.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,561.00 and $100,935.00 per year, depending on experience, location, and employer.

What is an independent agent?

Independent agents are professionals who represent multiple insurance companies or service providers rather than being tied to a single company. This allows them to offer clients a variety of policy options and tailor solutions to meet individual needs. They act as intermediaries, helping clients compare products, secure coverage, and manage claims, all while providing personalized service. Independent agents typically earn commissions for the policies they sell and maintain ongoing relationships with their clients.

How do independent agents typically build and maintain their client base?

Independent Agents often rely on proactive networking, referrals, and personalized outreach to grow their client base. Building trust and long-term relationships is key, so agents frequently engage in community events, maintain regular communication with existing clients, and leverage digital marketing strategies. Consistent follow-up and excellent customer service help retain clients and generate word-of-mouth referrals, which are crucial for success in this autonomous role.

What are the key skills and qualifications needed to thrive as an independent agent, and why are they important?

To thrive as an Independent Agent, you generally need sales acumen, self-motivation, and a solid understanding of the products or services you represent, often supported by a relevant license (such as an insurance license for insurance agents). Familiarity with CRM software, online marketing tools, and industry-specific platforms is typically important. Strong interpersonal skills, resilience, and the ability to build trust with clients set top performers apart. These competencies are crucial for independently generating leads, closing deals, and maintaining lasting client relationships in a competitive market.

What is the difference between Independent Agent vs Insurance Agent?

AspectIndependent AgentInsurance Agent
CredentialsVaries by insurer, often requires licensingRequires state licensing, often similar certifications
Work EnvironmentSelf-employed or contracted, multiple carriersEmployed by a specific insurance company or agency
Employer & Industry UsageWorks independently representing multiple insurersRepresents a single insurer or agency
Search & Comparison IntentLooking for independent insurance options or agentsSeeking agents affiliated with specific insurance companies

In summary, Independent Agents operate independently, representing multiple insurance carriers, offering clients a variety of options. Insurance Agents typically work for a single insurer, focusing on selling that company's policies. Both roles require licensing and serve similar industries, but their work environment and employer relationships differ significantly.

How much does an independent agent make?

Independent agents typically earn income through commissions based on sales or policies they sell, with earnings varying widely depending on the industry, experience, and sales volume. On average, they can make from a few thousand dollars per year to six figures annually, especially if they build a large client base and have strong sales skills. Many work on a flexible schedule and may need to obtain relevant licenses or certifications.

Is being an independent agent worth it?

Being an independent agent can be worthwhile for those who value flexibility, control over their schedule, and the potential for higher earnings through commissions. Success often depends on strong sales skills, industry knowledge, and building a client base, as income can vary significantly. It is important to consider the self-employment responsibilities and the need for ongoing networking and marketing efforts.
Infographic showing various Independent Agent job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 15% Part Time, and 6% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $108,361 per year, or $52.1 per hour.

Independant Insurance Agent

Clevelandchamber

Cleveland, TN โ€ข On-site

$60 - $120/hr

Other

Posted 2 days ago

New


Job description

Build Your Own Business. Change Lives. Earn What You're Worth.

Are you driven, self-motivated, and passionate about helping people? HealthMarkets is looking for an Independent Insurance Agent to join our growing team in Cleveland, Tennessee.

As an independent agent, you'll have the freedom to build your own book of business while representing one of the nation's leading insurance brokerages. You'll help individuals, families, and seniors find personalized Health, Medicare, Life, and Supplemental Insurance solutions that fit their needs and budget.

Whether you're already licensed or looking for a career change, we'll provide the training, technology, and support you need to succeed.

What You'll Do
  • Meet with individuals and families to evaluate their insurance needs
  • Educate clients on Health, Medicare, Life, and Supplemental Insurance options
  • Build and maintain longโ€‘term client relationships
  • Generate new business through networking, referrals, community involvement, and marketing
  • Follow up with leads and provide outstanding customer service
  • Maintain compliance with state licensing and carrier requirements
What We're Looking For
  • Excellent communication and people skills
  • Selfโ€‘motivated with an entrepreneurial mindset
  • Strong work ethic and integrity
  • Comfortable using technology and learning new systems
  • Sales or customer service experience preferred
  • Tennessee Health & Life Insurance License preferred (licensing assistance available for qualified candidates)
What We Offer
  • Unlimited earning potential through commissions and bonuses
  • Flexible schedule with hybrid work opportunities
  • Comprehensive training and ongoing mentorship
  • Access to industryโ€‘leading technology and marketing resources
  • Multiple nationally recognized insurance carriers
  • Opportunity to build a longโ€‘term, residual income business
  • A supportive local team with the backing of a national organization
Compensation
  • Commissionโ€‘based with performance incentives
  • No cap on earning potential
Location

Cleveland, Tennessee (Hybrid)

If you're ready to own your schedule, build a rewarding career, and make a meaningful difference in people's lives, we'd love to hear from you.

Apply today and start building your future with HealthMarkets.

#J-18808-Ljbffr