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Independent Agent Jobs in Tennessee (NOW HIRING)

Be Seen First

Outside Sales Representative

Nashville, TN ยท On-site

$75K - $125K/yr

Because we believe that hard work equals results, this is a commission position only as an independent agent.

Be Seen First

Outside Sales Representative

Knoxville, TN ยท On-site

$75K - $125K/yr

Because we believe that hard work equals results, this is a commission position only as an independent agent.

Be Seen First

Outside Sales Representative

Nashville, TN ยท On-site

$75K - $125K/yr

Because we believe that hard work equals results, this is a commission position only as an independent agent.

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

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Showing results 1-20

Independent Agent information

See Tennessee salary details

$27.8K

$108.4K

$405.3K

How much do independent agent jobs pay per year?

As of Aug 15, 2026, the average yearly pay for independent agent in Tennessee is $108,361.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,561.00 and $100,935.00 per year, depending on experience, location, and employer.

How do independent agents typically build and maintain their client base?

Independent Agents often rely on proactive networking, referrals, and personalized outreach to grow their client base. Building trust and long-term relationships is key, so agents frequently engage in community events, maintain regular communication with existing clients, and leverage digital marketing strategies. Consistent follow-up and excellent customer service help retain clients and generate word-of-mouth referrals, which are crucial for success in this autonomous role.

How much does an independent agent make?

Independent agents typically earn income through commissions based on sales or policies they sell, with earnings varying widely depending on the industry, experience, and sales volume. On average, they can make from a few thousand dollars per month to over six figures annually, especially in insurance, real estate, or financial services. Success often depends on skills, client base, and the ability to generate leads.

What are the key skills and qualifications needed to thrive as an independent agent, and why are they important?

To thrive as an Independent Agent, you generally need sales acumen, self-motivation, and a solid understanding of the products or services you represent, often supported by a relevant license (such as an insurance license for insurance agents). Familiarity with CRM software, online marketing tools, and industry-specific platforms is typically important. Strong interpersonal skills, resilience, and the ability to build trust with clients set top performers apart. These competencies are crucial for independently generating leads, closing deals, and maintaining lasting client relationships in a competitive market.

What is the difference between Independent Agent vs Insurance Agent?

AspectIndependent AgentInsurance Agent
CredentialsVaries by insurer, often requires licensingRequires state licensing, often similar certifications
Work EnvironmentSelf-employed or contracted, multiple carriersEmployed by a specific insurance company or agency
Employer & Industry UsageWorks independently representing multiple insurersRepresents a single insurer or agency
Search & Comparison IntentLooking for independent insurance options or agentsSeeking agents affiliated with specific insurance companies

In summary, Independent Agents operate independently, representing multiple insurance carriers, offering clients a variety of options. Insurance Agents typically work for a single insurer, focusing on selling that company's policies. Both roles require licensing and serve similar industries, but their work environment and employer relationships differ significantly.

What is an independent agent?

Independent agents are professionals who represent multiple insurance companies or service providers rather than being tied to a single company. This allows them to offer clients a variety of policy options and tailor solutions to meet individual needs. They act as intermediaries, helping clients compare products, secure coverage, and manage claims, all while providing personalized service. Independent agents typically earn commissions for the policies they sell and maintain ongoing relationships with their clients.

What does an independent agent do?

An independent agent is a self-employed professional who sells insurance, real estate, or other services on behalf of multiple companies. They assess client needs, provide product options, and handle sales and customer service without being tied to a single employer. Success often requires strong communication skills and industry-specific knowledge.

Can I work as an independent insurance agent?

Yes, individuals can work as independent insurance agents by obtaining the necessary licenses for the types of insurance they wish to sell. This role involves working independently or for agencies, and often requires passing licensing exams and maintaining ongoing education. Independent agents typically have flexibility in their schedules and may sell multiple insurance products across different companies.

What are popular job titles related to Independent Agent jobs in Tennessee?

For Independent Agent jobs in Tennessee, the most frequently searched job titles are:

Infographic showing various Independent Agent job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 17% Part Time, and 8% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $108,361 per year, or $52.1 per hour.

Licensed Medicare Sales Agent

Financial Grade Senior Consultants

Nashville, TN โ€ข On-site

Contractor

Posted 15 days ago


Job description

Independent Medicare Insurance Agent (1099)
Financial Grade Senior Consultants
Build Your Business. Own Your Book. Earn What You're Worth.
Financial Grade Senior Consultants (FGSC) is one of the nation's top-producing Field Marketing Organizations (FMOs), helping independent insurance agents grow successful businesses for nearly 20 years. Licensed in all 50 states, we partner with leading national carriers and provide the tools, technology, marketing, and support agents need to succeed.
Built by brokers, for brokers, we understand what it takes to thrive in today's Medicare market. Whether you're looking to expand your existing business or take your production to the next level, FGSC gives you the resources to grow with confidence.
Why Join Financial Grade?
As an independent agent with FGSC, you'll receive:
  • Direct carrier commissions and lifetime renewals - You own your book of business.
  • No upfront lead costs - Access quality leads and pay only when you make a sale.
  • Proven marketing support - Keep your pipeline full with proven strategies and campaigns.
  • Industry-leading technology - Free access to CRM, quoting, and enrollment platforms, including Connecture.
  • Expert support - Dedicated Sales, Marketing, Licensing, and Compliance teams invested in your success.
  • Professional development - Discounts on AHIP, ongoing training, and agency-building resources.
  • Networking opportunities - Connect with fellow agents through exclusive Agent Synergy Mixers and referral partnerships.
  • Unlimited earning potential - Your income is driven by your production, with many agents building long-term six-figure businesses.
About the Opportunity
This is a 100% commission-based, 1099 independent contractor opportunity designed for experienced Medicare professionals who want the freedom to run their own business while receiving the backing of an established, nationally recognized FMO.
You'll educate Medicare beneficiaries on Medicare Advantage, Medicare Supplement, and Prescription Drug Plans while building lasting client relationships and creating recurring renewal income.
Work where and how you want-whether in the field, over the phone, or a combination of both-with the flexibility to set your own schedule.
What We're Looking For
We're looking for professionals who:
  • Hold an active Health Insurance License in their resident state.
  • Have Medicare sales experience and a passion for helping seniors.
  • Are self-motivated, entrepreneurial, and driven by performance.
  • Excel at building relationships and communicating with clients.
  • Thrive in an independent, commission-only environment.
  • Operate with integrity, professionalism, and a client-first mindset.
Required Qualifications
  • Active Resident State Health Insurance License
  • AHIP 2026 Certification (or ability to obtain before selling)
Ready to Grow Your Business?
If you're an experienced Medicare agent looking for stronger support, better resources, and the freedom to build your own business, we'd love to connect.
Apply today and discover why independent agents nationwide choose Financial Grade Senior Consultants to grow their careers.