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Independent Life Insurance Agent Jobs in Tennessee

Maverick Insured

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Independent Insurance Agent - Life Insurance Agent

Seymour, TN · On-site

$80K - $100K/yr

Maverick Insured | Knoxville, TN | In-Office 1099 Independent Contractor | Performance Based Income ... What You'll Do - Work with clients who have requested information about life insurance and ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

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Independent Insurance Agent - Life Insurance Agent

Seymour, TN · On-site

$80K - $100K/yr

Maverick Insured | Knoxville, TN | In-Office 1099 Independent Contractor | Performance Based Income ... What You'll Do - Work with clients who have requested information about life insurance and ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

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Inbound Sales Representative - No Cold Calling or Prospecting

Clinton, TN · On-site

$80K - $100K/yr

Maverick Insured | Knoxville, TN | In-Office 1099 Independent Contractor | Performance Based Income ... What You'll Do - Work with clients who have requested information about life insurance and ...

Veteran-friendly

Urgent

Training provided

LionRock Financial Services TN

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Life Insurance Agent

Jefferson City, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... This is a 1099 independent contractor opportunity unlike any other in financial services: Our ...

LionRock Financial Services TN

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Life Insurance Agent

Knoxville, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... This is a 1099 independent contractor opportunity unlike any other in financial services: Our ...

Maverick Insured

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Inbound Sales Representative - No Cold Calling or Prospecting

Clinton, TN · On-site

$80K - $100K/yr

Maverick Insured | Knoxville, TN | In-Office 1099 Independent Contractor | Performance Based Income ... What You'll Do - Work with clients who have requested information about life insurance and ...

Veteran-friendly

Urgent

Training provided

LionRock Financial Services TN

Be Seen First

Life Insurance Agent

Seymour, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... This is a 1099 independent contractor opportunity unlike any other in financial services: Our ...

Zander Insurance Agency

Life Insurance Agent

Nashville, TN · On-site

$66K - $100K/yr

Our life insurance agents educate families, empowering them to protect their loved ones with term life insurance. People come to Zander because they don't want someone to sell to them - they want ...

Alchemy Financial Group

Life Insurance Agent

Cleveland, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand our business by actively seeking and acquiring new ...

Alchemy Financial Group

Life Insurance Agent

Knoxville, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Alchemy Financial Group

Life Insurance Agent

Bristol, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

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All JobsIndependent Life Insurance Agent JobsIndependent Life Insurance Agent Jobs in Tennessee

Independent Life Insurance Agent information

See Tennessee salary details

$16.3K

$80.7K

$131.6K

How much do independent life insurance agent jobs pay per year?

As of Aug 15, 2026, the average yearly pay for independent life insurance agent in Tennessee is $80,749.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,200.00 and $110,700.00 per year, depending on experience, location, and employer.

What is the difference between Independent Life Insurance Agent vs Captive Life Insurance Agent?

AspectIndependent Life Insurance AgentCaptive Life Insurance Agent
CredentialsLicensing required; no specific certifications neededLicensing required; may need company-specific training
Work EnvironmentSelf-employed, flexible schedule, multiple carriersEmployed by a single insurance company, structured hours
Employer & Industry UsageIndependent, works with various insurersEmployed directly by one insurer
Sales ApproachOffers products from multiple companies, broader optionsPromotes only their company's products

In summary, Independent Life Insurance Agents operate independently, offering products from multiple insurers, providing flexibility and broader options. Captive Life Insurance Agents work exclusively for one insurer, with a structured environment focused on promoting their company's policies.

What are some common challenges faced by independent life insurance agents, and how can they be overcome?

Independent life insurance agents often face challenges such as building a steady client base, managing multiple carrier relationships, and staying motivated without direct supervision. To overcome these hurdles, agents typically invest in networking, utilize referral programs, and participate in ongoing industry training to stay informed about product offerings. Additionally, leveraging digital marketing and CRM tools can help streamline lead generation and client management, making it easier to grow and sustain a successful practice.

What are the key skills and qualifications needed to thrive as an independent life insurance agent?

To thrive as an Independent Life Insurance Agent, you need a thorough understanding of insurance products, sales strategies, and state licensing requirements. Familiarity with customer relationship management (CRM) software, online quoting tools, and insurance underwriting systems is typically required. Strong interpersonal skills, self-motivation, and effective communication are essential for building client trust and growing a book of business. These skills ensure agents can successfully match clients with suitable policies, navigate complex regulations, and maintain long-term client relationships.

What is an independent life insurance agent?

Independent life insurance agents are professionals who sell life insurance policies from multiple insurance companies, rather than representing just one provider. This allows them to offer clients a wider range of policy options and help compare coverage and prices from different insurers. They act as intermediaries, using their expertise to recommend the best products for clients based on their needs, budget, and circumstances. Independent agents are typically paid through commissions from the insurance companies whose products they sell.

What are popular job titles related to Independent Life Insurance Agent jobs in Tennessee?

For Independent Life Insurance Agent jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Independent Life Insurance Agent jobs in Tennessee look for?

The top searched job categories for Independent Life Insurance Agent jobs in Tennessee are:

What cities in Tennessee are hiring for Independent Life Insurance Agent jobs?

Cities in Tennessee with the most Independent Life Insurance Agent job openings:

Independent Life Insurance Agent jobs near you
Infographic showing various Independent Life Insurance Agent job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $80,749 per year, or $38.8 per hour.

Independent Insurance Agent - Life Insurance Agent

Maverick Insured

Seymour, TN • On-site

Veteran-friendly

Urgent

Training provided

$80K - $100K/yr

Full-time

Posted 15 days ago

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Job description

Maverick Insured | Knoxville, TN | In-Office

1099 Independent Contractor | Performance Based Income

Company-Paid Leads + Licensing Support


Build a Career in Insurance — Without Cold Calling


Maverick Insured is growing our Knoxville team and looking for motivated people who want more than just another job.


No insurance experience is required.


We provide the training, licensing support, inbound leads, coaching, and carrier access you need to build a successful career in life insurance and financial services.


What Makes Maverick Different


- Inbound Leads — No Cold Calling: Speak with people who have already requested information about insurance or retirement solutions.

- Company-Paid Leads: Focus on helping clients instead of purchasing your own leads.

- Licensing Support: We cover the cost of the initial licensing process for qualified candidates who are not currently licensed.

- Hands-On Training & Mentorship: Learn directly from experienced producers and leadership.

- Multiple Top-Rated Carriers: Access products from Americo, Transamerica, Mutual of Omaha, Corebridge, Aetna, Ethos, Athene, and more.

- Performance-Based Income: Your earning potential is directly tied to your production and results.

- Career Growth: Build your sales skills, insurance knowledge, and leadership potential in a fast-growing organization.


What You'll Do


- Work with clients who have requested information about life insurance and retirement options

- Conduct consultations to understand each client's needs and goals

- Educate clients on available coverage options

- Recommend appropriate life insurance and annuity solutions

- Assist clients through the application and underwriting process

- Maintain consistent follow-up and client communication

- Participate in ongoing training, coaching, and professional development


Who We’re Looking For

You do not need previous insurance experience.


Some of our strongest candidates come from backgrounds such as:

- Restaurants and hospitality

- Automotive and retail sales

- Customer service and call centers

- Construction and skilled trades

- Athletics and other competitive environments


What matters most is that you are:

- Coachable

- Competitive and motivated

- Comfortable communicating with people

- Team player

- Consistent and dependable

- Driven by performance and personal growth


Compensation & Licensing

This is a 1099 independent contractor, commission-only opportunity. Earnings are performance-based and are not guaranteed.


Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing process for qualified candidates who are not currently licensed.


Once licensed and trained, you will have access to ongoing coaching, professional development, and company-provided lead opportunities.


Ready to Build Something Bigger?

If you're ambitious, coachable, and willing to put in the work, Maverick gives you the leads, training, tools, and support to turn that effort into a career.


Apply today to be considered for our Knoxville team.