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Final Expense Insurance Jobs in Tennessee (NOW HIRING)

Symmetry

Remote Work Sales Agent

Nashville, TN · Remote

$180K/yr

Our specialization in Mortgage Protection Insurance requires our representatives to meet and serve families that have requested help with mortgage protection or final expense insurance. With access ...

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Final Expense Insurance information

See Tennessee salary details

$34.5K

$74.2K

$101.7K

How much do final expense insurance jobs pay per year?

As of Jul 17, 2026, the average yearly pay for final expense insurance in Tennessee is $74,248.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,700.00 and $89,400.00 per year, depending on experience, location, and employer.

How much do final expense insurance agents make?

Final expense insurance agents typically earn between $30,000 and $70,000 annually, with top performers making over $100,000. Income largely depends on sales skills, experience, and commission structures, as these agents often work on a commission-only basis or with a combination of salary and commissions.

Is the $50,000 final expense real?

Final expense insurance policies offering $50,000 coverage are available and are designed to help cover funeral and burial costs. These policies are legitimate financial products provided by insurance companies, but the specific coverage amount and terms vary by provider. It is important to compare policies and ensure the insurer is licensed and reputable before purchasing.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What are popular job titles related to Final Expense Insurance jobs in Tennessee? For Final Expense Insurance jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance jobs in Tennessee look for? The top searched job categories for Final Expense Insurance jobs in Tennessee are:
What cities in Tennessee are hiring for Final Expense Insurance jobs? Cities in Tennessee with the most Final Expense Insurance job openings:
Final Expense Insurance jobs near you
Remote Work Sales Agent

Remote Work Sales Agent

Symmetry

Nashville, TN • Remote

$180K/yr

Other

Life, Retirement

Re-posted 25 days ago

Job description

Remote Work Sales Agent

Must be authorized to work in the US, no work visas offered at this time

Organization Description:

At The Tchimou Agency, we provide a range of life insurance solutions that include mortgage protection, disability, retirement protection, term life, whole life, and more. Our growth-focused culture allows representatives to truly help clients without high pressure or sales quotas. We train agents to become experts in this industry, and business owners the ease to build a business with proprietary software.

Job Details:

100% TRAINING PROVIDED. No prior sales or insurance experience is necessary.

We are seeking motivated, confident, ambitious, goal-oriented, and driven individuals who have a passion for helping families, to join our team. We are currently looking for representatives ranging from entry level to experienced professionals who are driven, yet humble and coachable. Our specialization in Mortgage Protection Insurance requires our representatives to meet and serve families that have requested help with mortgage protection or final expense insurance. With access to over 20 A and A- rated insurance carriers, our representatives provide the best and most affordable options and will also have access to final expense, Med sup's, IUL's and Annuities products as well. As a key member of our organization, you will have the opportunity to make a positive impact on families' lives while enjoying the flexibility of a 100% commission-based role. We prioritize work-life balance and provide the necessary support and resources for your success.

Responsibilities:

* This is a lead driven system, and our leads are EXCLUSIVE to our agents; therefore NO COLD CALLING REQUIRED

* Conduct comprehensive needs analysis and present suitable life insurance solutions to clients.

* Build and maintain strong relationships with clients, providing exceptional customer service.

* Collaborate with team members to achieve sales targets and contribute to the overall growth of the organization.

* Stay up-to-date with industry trends and product knowledge to effectively educate clients on available options.

* Maintain accurate records of client interactions and transactions.

Requirements:

* Excellent communication and interpersonal skills.

* Strong presentation abilities.

* Self-motivated with a strong drive to succeed

* Ability to work independently while also being a team player.

* Tech-savvy with proficiency in relevant software and tools

* Be willing to attend all online training events

* Active life insurance license (or willingness to obtain one) in the relevant jurisdiction.

This is a 1099 sales position. The commission is around $500 per application. Full-time underwriters write about 4-10 applications per week.

* Our part-time agents who follow our system make approximately $30k-60k in their first year

* Our full-time agents who follow our system make approximately $75k-180k in their first year

Qualifying Agents are able to earn a 5% commission increase EVERY 2 MONTHS.

**By applying for this position, you agree to receive communication via phone, email, and text**

The Tchimou Agency | Regional Sales Manager

No agents success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

SFG0004057

Symmetry Financial Group logo

About Symmetry Financial Group

Sourced by ZipRecruiter

Symmetry Financial Group is a leading insurance marketing organization based in Asheville, North Carolina, USA, specializing in life insurance, mortgage protection, retirement protection, and debt elimination services. The company was established in 2009 by co-founders Brandon Ellison, Brian Pope, and Casey Watkins to cater to families requiring personal protection and financial security. With a nationwide footprint, Symmetry has become a significant player in the insurance and financial services industry. Symmetry Financial Group's mission revolves around making a positive and lasting impact on the families they serve across the nation. It is built around core values which they call 'The Symmetry Way' – Relationships matter, People come first, Family, and Serve others.

Industry

Finance and insurance

Company size

1,001 - 5,000 Employees

Headquarters location

Swannanoa, NC, US

Year founded

2009

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