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Final Expense Insurance Jobs in Tennessee (NOW HIRING)

Be Seen First

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Agent

Caryville, TN · On-site

$5.0K - $7.0K/mo

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Sales

Knoxville, TN · On-site

$5.0K - $7.0K/mo

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Agent

Caryville, TN · On-site

$5.0K - $7.0K/mo

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Sales

Knoxville, TN · On-site

$5.0K - $7.0K/mo

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Agent

Knoxville, TN · On-site

$5.0K - $7.0K/mo

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Agent

Knoxville, TN · On-site

$5.0K - $7.0K/mo

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene. Licensing and ...

Veteran-friendly

Urgent

Training provided

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Showing results 1-20

Final Expense Insurance information

See Tennessee salary details

$34.5K

$74.2K

$101.7K

How much do final expense insurance jobs pay per year?

As of Aug 9, 2026, the average yearly pay for final expense insurance in Tennessee is $74,248.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,700.00 and $89,400.00 per year, depending on experience, location, and employer.

What are the typical challenges faced in a final expense insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

What is a final expense insurance?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What are the key skills and qualifications needed to thrive in the final expense insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What cities in Tennessee are hiring for Final Expense Insurance jobs? Cities in Tennessee with the most Final Expense Insurance job openings:
Infographic showing various Final Expense Insurance job openings in Tennessee as of August 2026, with employment types broken down into 90% Full Time, 5% Part Time, and 5% Contract. Highlights an 58% In-person, and 42% Remote job distribution, with an average salary of $74,248 per year, or $35.7 per hour.

Independent Insurance Agent - Life Insurance Agent

Maverick Insured

Seymour, TN • On-site

Veteran-friendly

Urgent

Training provided

$5.0K - $7.0K/mo

Full-time

Posted 8 days ago

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Job description

Entry-Level Insurance Sales Representative — 1099 Commission Only

Company: Maverick Insured

Location: Knoxville, Tennessee

Position Type: 1099 Independent Contractor

Compensation: Commission Only

Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life insurance and retirement solutions.

This is a 1099 independent-contractor sales opportunity. Compensation is entirely commission-based. There is no salary, hourly wage, or guaranteed income.

Responsibilities

- Speak with prospective clients

- Explain available insurance products

- Recommend coverage based on client needs

- Complete applications and follow up with clients

- Follow all licensing, carrier, and compliance requirements

Products and Carriers

Representatives may offer term life, whole life, indexed universal life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene.

Licensing and Training

No prior insurance experience is required.

Maverick provides:

- Licensing education and exam preparation

- Payment of approved licensing and certification fees

- Product training and ongoing coaching

- Company-provided leads

Training and licensing preparation are unpaid. Candidates must become properly licensed and appointed before earning commissions.

Compensation Disclosure

- Commission-only compensation

- No salary, hourly wage, or minimum income

- Earnings vary based on individual production and issued business

- Commissions may be subject to carrier approval, cancellations, and chargebacks

- Bonuses may be available based on performance

Qualifications

- At least 18 years old

- High school diploma or equivalent

- Able to obtain an insurance license

- Professional, dependable, and coachable

- Comfortable speaking with clients

- Able to work from our Knoxville office

Independent contractors are responsible for their own taxes and do not receive employee benefits such as paid time off, overtime pay, unemployment benefits, or employer-sponsored health insurance.