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Final Expense Insurance Jobs (NOW HIRING)

Kris Cycak Agency

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Final Expense Life Insurance Agent

Pittsburgh, PA · On-site

$80K - $150K/yr

We are Seeking Final Expense Life Insurance Agents in a market that is EXPLODING right now!! It's an exciting time to join the #1 Final Expense Company in the nation which can allow you to make over ...

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Final Expense Insurance information

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$38K

$81.8K

$112K

How much do final expense insurance jobs pay per year?

As of Jun 12, 2026, the average yearly pay for final expense insurance in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

How much does a 215 license make?

A Final Expense Insurance agent with a 215 license can typically earn between $30,000 and $70,000 annually, depending on experience, sales skills, and commission structure. Income often includes commissions on policies sold and may increase with additional certifications or sales volume.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

How much money can you make selling final expense insurance?

Final expense insurance agents typically earn commissions ranging from 40% to 100% of the policy premium, with annual incomes often between $30,000 and $70,000. Successful agents with experience and strong sales skills can earn over $100,000 annually through renewals and high-volume sales.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves building client relationships and understanding insurance products. Success often depends on sales skills, product knowledge, and the ability to generate leads, with many agents working independently and earning commissions based on policies sold.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide coverage for a specific period and to avoid whole or permanent policies unless necessary, as part of his financial planning principles.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

More about Final Expense Insurance jobs
What cities are hiring for Final Expense Insurance jobs? Cities with the most Final Expense Insurance job openings:
What states have the most Final Expense Insurance jobs? States with the most job openings for Final Expense Insurance jobs include:
What job categories do people searching Final Expense Insurance jobs look for? The top searched job categories for Final Expense Insurance jobs are:
Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in the United States as of June 2026, with employment types broken down into 11% As Needed, 78% Full Time, and 11% Part Time. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Final Expense Insurance Sales

NORTH AMERICAN SENIOR BENEFITS

Houston, TX • On-site

$97K - $127K/yr

Other

Medical, Dental, Vision, Life, Retirement

Posted 20 days ago

Job description

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense Producers in your region. You will represent some of the top Carriers in our industry, carriers like Americo, Mutual of Omaha, Transamerica, Columbian Financial, Occidental, Liberty, Great Western, and more.

Requirements:

State Life Insurance license

Full-time/Part-Time Commitment

Consistent Schedule

Consistent Lead Flow

Most salespeople spend 80% of their time prospecting (finding sales). We work with prospects that are looking for final expense insurance.

Lead Types:

1. Exclusive Direct Mail Card: A lead is a direct mail card that we have mailed to the customer for you. Once they read the Funeral expense insurance for just pennies a day", they realize they have an interest in our service and HANDWRITE their personal info and mail it back to us. The lead actually says "LIFE INSURANCE" and/or "Funeral Expense" on it.

2. Digital Leads: A lead that has been attained online. The client has expressed interest in burial life insurance. Multiple points of personal information are included.

3. Data Leads: Data Leads are names and addresses of people aged 65-75 in a targeted zip code, that haven't responded to our mail drops.

The Final Expense Industry: Working with ages 50-85 in their homes.

-10,000 People turn 65 Every Day for the next 20 years

-100,000,000 Will be in our client age group by 2020

Please inquire to set up an interview!!! Email your contact info with a time you would like us to call you. Thank you for your consideration.