ZipRecruiter

Log In

1

Final Expense Insurance Jobs in California (NOW HIRING)

Cypress Memorial Insurance Services

Be Seen First

Licensed Insurance Agent - Final Expense

San Jose, CA · On-site

$500/day

Join our team as a Licensed Final Expense Insurance Agent and represent the #1 Final Expense agency in the nation. Licensed Insurance Agent - Opportunity Highlights: * Competitive commission ...

Cypress Memorial Insurance Services

Be Seen First

Licensed Insurance Agent - Final Expense

Hayward, CA · On-site

$500/day

Join our team as a Licensed Final Expense Insurance Agent and represent the #1 Final Expense agency in the nation. Licensed Insurance Agent - Opportunity Highlights: * Competitive commission ...

GIA Legacy Planning

... team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for ... Identify client needs and recommend tailored insurance solutions * Develop and maintain strong ...

next page

Showing results 1-20

All JobsFinal Expense Insurance JobsFinal Expense Insurance Jobs in California

Final Expense Insurance information

See California salary details

$37.5K

$80.7K

$110.5K

How much do final expense insurance jobs pay per year?

As of Jul 13, 2026, the average yearly pay for final expense insurance in California is $80,734.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,700.00 and $97,200.00 per year, depending on experience, location, and employer.

How much do final expense insurance agents make?

Final expense insurance agents typically earn between $30,000 and $70,000 annually, with top performers making over $100,000. Income largely depends on sales skills, experience, and commission structures, as these agents often work on a commission-only basis or with a combination of salary and commissions.

Is the $50,000 final expense real?

Final expense insurance policies offering $50,000 coverage are available and are designed to help cover funeral and burial costs. These policies are legitimate financial products provided by insurance companies, but the specific coverage amount and terms vary by provider. It is important to compare policies and ensure the insurer is licensed and reputable before purchasing.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What are popular job titles related to Final Expense Insurance jobs in California? For Final Expense Insurance jobs in California, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance jobs in California look for? The top searched job categories for Final Expense Insurance jobs in California are:
What cities in California are hiring for Final Expense Insurance jobs? Cities in California with the most Final Expense Insurance job openings:
Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in California as of July 2026, with employment types broken down into 74% Full Time, 13% Part Time, and 13% Contract. Highlights an 62% In-person, 13% Hybrid, and 25% Remote job distribution, with an average salary of $80,734 per year, or $38.8 per hour.

Licensed Final Expense Agent

Golden Memorial - A M Barragan Insurance Services, Inc.

Bakersfield, CA • On-site

Full-time

Medical, Dental, Vision, Retirement

Re-posted 26 days ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

Here are a few reasons why you should join the GM Nation funeral insurance agency family:

  • Exotic Incentive Trips
  • Life, Health and Dental for you and your Family
  • Same Day Advances
  • Proven Lead System
  • Liberal Underwriting
  • Simplified Applications
  • Extraordinary Home Office Support
  • 24 Hour Underwriting
  • Live Helpline
  • Fast Claim Service

How much does a final expense agent make?

When it comes to how much you can make, you’re in charge! We have agents that make over six figures their first year selling final expense. The opportunity is limitless for those who want it.

Company Description

Our agents come from all walks of life - some have decades of experience and some have none! Whatever your background, we're excited you're here. We want to partner with you to represent and distribute our revolutionary final expense insurance products to the expanding senior market. The time has never been better to start selling final expense insurance. The market has seen unprecedented growth and doesn’t show any signs of stopping.
The simplicity of the product makes it easy for anyone to sell. Because the policies are smaller in value (usually no more than $10,000 - $15,000), the underwriting process takes days – not weeks. With us, you’ll use a 1-page application and there are no medical exams for your clients to qualify. We issue coverage based on the applicant’s answers to health questions.
As a Final Expense agent, you’ll be responsible for setting your own schedule and working as often as you’d like.
Best of all, from the very beginning you’ll receive hands-on training from a local field agency to help you understand the market, the product, and how to make your sales presentation. The process couldn’t be easier.
Join the GM Nation Funeral Insurance Agency Family –
Start Your Insurance Agent Career by Applying Today!