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Final Expense Insurance Jobs in Riverside, CA (NOW HIRING)

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Final Expense Insurance information

See Riverside, CA salary details

$39.6K

$85.3K

$116.8K

How much do final expense insurance jobs pay per year?

As of Jun 12, 2026, the average yearly pay for final expense insurance in Riverside, CA is $85,345.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,200.00 and $102,800.00 per year, depending on experience, location, and employer.

How much does a 215 license make?

A Final Expense Insurance agent with a 215 license can typically earn between $30,000 and $70,000 annually, depending on experience, sales skills, and commission structure. Income often includes commissions on policies sold and may increase with additional certifications or sales volume.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

How much money can you make selling final expense insurance?

Final expense insurance agents typically earn commissions ranging from 40% to 100% of the policy premium, with annual incomes often between $30,000 and $70,000. Successful agents with experience and strong sales skills can earn over $100,000 annually through renewals and high-volume sales.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves building client relationships and understanding insurance products. Success often depends on sales skills, product knowledge, and the ability to generate leads, with many agents working independently and earning commissions based on policies sold.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide coverage for a specific period and to avoid whole or permanent policies unless necessary, as part of his financial planning principles.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What are popular job titles related to Final Expense Insurance jobs in Riverside, CA? For Final Expense Insurance jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance jobs in Riverside, CA look for? The top searched job categories for Final Expense Insurance jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Final Expense Insurance jobs? Cities near Riverside, CA with the most Final Expense Insurance job openings:
Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in Riverside, CA as of June 2026, with employment types broken down into 88% Full Time, and 12% Contract. Highlights an 64% In-person, 12% Hybrid, and 24% Remote job distribution, with an average salary of $85,345 per year, or $41 per hour.
HIRING FINAL EXPENSE AGENTS!!!!

HIRING FINAL EXPENSE AGENTS!!!!

OS & ASSOCIATES INSURANCE AGENCY @ Hispanos Unidos

Rancho Cucamonga, CA • On-site

$60K - $100K/yr

Contractor

Medical, Dental, Vision

Posted yesterday

Job description

⚠️ Must be licensed to begin selling. OS & ASSOCIATES reserves the right to
change, modify, or cancel at any time. This is a COMMISSION-based 1099 position.

Why OS & ASSOCIATES?

Golden Memorial Insurance is the #1 Final Expense Insurance Agency in the nation selling our final expense product. We partner with Lincoln Heritage Life Insurance Company who has been in the final expense Insurance for more than 55 years rated A-(Excellent) from AM Best, BBB rated A+

✅ Exclusive Leads (Direct Mail, TV & Web – NO Out-of-Pocket Cost!)
✅ Commissions Paid Daily✅ Residual Income (Renewals) – Get Paid for Life!
✅ Proven Systems with the #1 Final Expense Carrier in the Nation
✅ Hands-On Training

✅ Complete Flexibility – YOU Choose Your Schedule (40 hrs./week minimum recommended for optimal results)
✅ Retention Department – More Clients Kept = More $$ for YOU
✅ 98% Approval Rate – Get Paid on Same-Day Submissions via Direct Deposit
✅ Full Health & Dental Benefits Available
✅ Management & Agency Growth Opportunities – Scale to $50K+/month

SET YOUR OWN HOURS

✅ Sell our one simple underserved market (Means greater opportunities for agents)
✅ E-App application process eliminating need for paper applications and faster service
✅ 24-hour underwriting and claims assistance
✅ 1-Page insurance applications

We only work with coachable, driven, and serious people. If you’re ready to put in the work and change your life, we’ve got the system to get you there.

DON'T WAIT APPLY NOW!!

Company Description

We are a growing insurance agency focused exclusively on Final Expense life insurance, helping families prepare for end-of-life expenses with dignity and care. We partner with experienced, licensed agents who want strong support, quality carriers, and consistent production.
https://osassociatesgm.com/