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Final Expense Insurance Jobs in Riverside, CA (NOW HIRING)

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Final Expense Insurance information

See Riverside, CA salary details

$41.1K

$88.5K

$121.2K

How much do final expense insurance jobs pay per year?

As of Jul 2, 2026, the average yearly pay for final expense insurance in Riverside, CA is $88,531.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,600.00 and $106,600.00 per year, depending on experience, location, and employer.

How much do final expense insurance agents make?

Final expense insurance agents typically earn between $30,000 and $70,000 annually, with top performers making over $100,000. Income largely depends on sales skills, experience, and commission structures, as these agents often work on a commission-only basis or with a combination of salary and commissions.

Is the $50,000 final expense real?

Final expense insurance policies offering $50,000 coverage are available and are designed to help cover funeral and burial costs. These policies are legitimate financial products provided by insurance companies, but the specific coverage amount and terms vary by provider. It is important to compare policies and ensure the insurer is licensed and reputable before purchasing.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What are popular job titles related to Final Expense Insurance jobs in Riverside, CA? For Final Expense Insurance jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance jobs in Riverside, CA look for? The top searched job categories for Final Expense Insurance jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Final Expense Insurance jobs? Cities near Riverside, CA with the most Final Expense Insurance job openings:
Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in Riverside, CA as of June 2026, with employment types broken down into 90% Full Time, and 10% Contract. Highlights an 60% In-person, 20% Hybrid, and 20% Remote job distribution, with an average salary of $88,531 per year, or $42.6 per hour.
Life Insurance Sales Agent (Licensed & Pre-Licensed Opportunities)

Life Insurance Sales Agent (Licensed & Pre-Licensed Opportunities)

Nate Barragan Insurance Marketing Inc

Anaheim, CA • Remote

$60K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago

Job description

Final Expense Insurance Sales Agent (Licensed & Pre-Licensed Opportunities)


Job Summary

Are you a highly driven, coachable, and serious individual looking for a high-income sales opportunity? Nate Barragan Insurance Marketing Inc, partnered with Golden Memorial Insurance, is a leading Final Expense Insurance agency, and is expanding and looking for both experienced licensed agents and motivated individuals ready to obtain their license. We offer a simple, proven system, subsidized leads (no out-of-pocket cost utilizing our financing program) and daily pay. This position focuses on serving an underserved market by offering a single, simple final expense product.


(This is a 1099, Commission-Only Position)


Key Responsibilities

  • Effectively utilize our exclusive leads (Direct Mail, TV, and Web) to contact and schedule appointments with prospective clients.
  • Present and sell our one simple Final Expense product, completing applications using our streamlined E-App (electronic application) process.
  • Provide exceptional client service and follow-through to ensure a high approval and retention rate.
  • Commit to a minimum of 40 hours per week of consistent work to achieve optimal results.
  • Participate fully in hands-on training and mentorship from 6-figure earners.
  • Maintain a current and active State Life Insurance License (or commit to acquiring one immediately).


Financial Opportunity & Compensation

  • Commission Paid Daily: Get paid on same-day submissions via direct deposit.
  • High Earning Potential: Our proven system allows agents with zero experience to earn $5K, $10K, or even $20K+ per month.
  • Residual Income (Renewals): Earn continuous income as clients retain their policies – get paid for life!
  • Agency Growth Opportunities: Clear path to management and agency ownership, with the potential to scale to $50K+/month.
  • Benefits: Full Health, Dental, Vision, Life, Retirement, etc... Benefits are available for agents.

Support & System

  • Exclusive Leads Provided
  • Hands-On Training: Access to proven systems and mentorship from top-performing leaders.
  • Simplified Process: 1-page insurance applications, 24-hour underwriting support, and a 98% approval rate.
  • Top Carrier Partnership: We partner with Lincoln Heritage Life Insurance Company, a carrier with over 55 years of experience, rated A- (Excellent) by AM Best and A+ by the BBB.

Company Description

Golden Memorial is the nation’s leader in Final Expense. Same day commission advances. Same day commission advances. Simplified applications. Exotic incentive trips for top performers. Exotic incentive trips for top performers. Golden Memorial operates in 16 states with over 2,200 agents making up the Golden Memorial family. Golden
Memorial continues to gain territories across the nation. The agency has grown over 400% producing nearly
$500 million over the last 15 years.