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Final Expense Insurance Jobs in Miami, FL (NOW HIRING)

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Life Insurance Sales Agent

Miami, FL · On-site

$5.0K - $30K/mo

Present Final Expense, Mortgage Protection and other life insurance solutions * Complete electronic applications accurately * Follow up with clients and carriers throughout the application process

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Final Expense Insurance information

See Miami, FL salary details

$34.4K

$74.1K

$101.4K

How much do final expense insurance jobs pay per year?

As of Aug 28, 2026, the average yearly pay for final expense insurance in Miami, FL is $74,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,600.00 and $89,200.00 per year, depending on experience, location, and employer.

What is a final expense insurance?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What are the typical challenges faced in a final expense insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

What are the key skills and qualifications needed to thrive in the final expense insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

How to become a final expense insurance agent?

To become a final expense insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, agents often pursue training in insurance products, develop sales skills, and may need to complete ongoing continuing education to maintain their license and stay updated on industry regulations.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What job categories do people searching Final Expense Insurance jobs in Miami, FL look for?

The top searched job categories for Final Expense Insurance jobs in Miami, FL are:

What cities near Miami, FL are hiring for Final Expense Insurance jobs?

Cities near Miami, FL with the most Final Expense Insurance job openings:

Infographic showing various Final Expense Insurance job openings in Miami, FL as of August 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 79% In-person, and 21% Remote job distribution, with an average salary of $74,082 per year, or $35.6 per hour.

Final Expense Life Insurance Agent (Field) - Warm Leads Available - Miami, FL

Miami, FL

The Paul Group
Legal Services • 51 - 200 employees

$2.5K - $5.0K/wk

Other

Medical, Dental

Re-posted 12 days ago


Job description

The Paul Group is growing in Florida and is looking for motivated individuals to join our team as Final Expense Life Insurance Agents serving the Miami area. This field opportunity focuses on helping families in Miami, Miami Beach, Hialeah, Coral Gables, and nearby communities find affordable final expense life insurance coverage.
We are open to both licensed agents and individuals willing to obtain a life insurance license. No previous insurance experience is required. We provide full training, warm leads, and ongoing support to help you get started.

Responsibilities:
• ⁠Work warm, exclusive leads throughout Miami and surrounding areas
• ⁠Contact prospects and schedule appointments
• ⁠Conduct in-person meetings with families
• ⁠Present final expense insurance options
• ⁠Assist clients through the application process
• ⁠Stay engaged with training and team support

Qualifications:
• Must reside in Florida
• ⁠Strong communication and customer service skills
• ⁠Self-driven and goal-oriented
• ⁠Ability to work independently
• ⁠Reliable transportation required
• ⁠Life insurance license preferred or willingness to obtain

Compensation:
• ⁠Commission-based structure
• ⁠Weekly income potential: $2,000–$5,000+
• ⁠Same-day pay advances available
• Unlimited earning potential
• ⁠Leadership and team-building opportunities
• Health and dental benefits (based on production)

Additional Information:⁠Warm and exclusive leads available (no cold calling)
• ⁠ ⁠Flexible schedule
• ⁠Ongoing mentorship and training.

Apply Now — Start Your Career With The Paul Group
https://www.thepaulgroup.biz/career-2/
✔ Simple application — takes less than 60 seconds
✔ No experience required
✔ Immediate follow-up after applying
⭐ Interviews are being scheduled this week — apply today to secure your spot