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Health Insurance Agent Jobs in Miami, FL (NOW HIRING)

Position Overview Balance Staffing is seeking Licensed Health Insurance Sales Agents to support the Annual Enrollment Period (AEP). This is a fast-paced, customer-focused sales role handling inbound ...

Remote Health Insurance Agent 1099 Commission + Residuals Leads Provided Let's be honest: most insurance agencies won't say this. The majority of new agents quit within 90 days. Not because they can ...

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Health Insurance Agent information

See Miami, FL salary details

$11

$25

$56

How much do health insurance agent jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for health insurance agent in Miami, FL is $25.36, according to ZipRecruiter salary data. Most workers in this role earn between $19.33 and $29.18 per hour, depending on experience, location, and employer.

What is a health insurance agent?

Health insurance agents are licensed professionals who help individuals, families, and businesses find and enroll in suitable health insurance plans. They provide guidance on different policy options, explain coverage details, assist with applications, and ensure clients understand their benefits and costs. Health insurance agents may represent one or multiple insurance companies and often help clients navigate claims or resolve issues. Their goal is to match clients with the best coverage for their needs and budget. In many cases, their services are free to clients, as they are compensated by insurance companies.

What does a health insurance agent do?

A health insurance agent contacts potential customers to sell them health insurance. In this career, you explain the health care policy and plan to the customer and help them choose the coverage that best suits their needs. Your responsibilities include interviewing prospective clients and analyzing current clients’ policies for any needed additions or changes. Other duties of a health insurance agent include customizing insurance programs for individuals and handling policy renewals. You maintain electronic and paper records of customer’s health insurance and help policyholders settle any claims. Sometimes you cold call potential clients to pitch them on a policy from the insurance company for which you work.

What are the key skills and qualifications needed to thrive as a health insurance agent, and why are they important?

To thrive as a Health Insurance Agent, you need in-depth knowledge of health insurance products, strong sales abilities, and often a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and compliance systems is typical for the role. Outstanding interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust with clients. These skills ensure agents can effectively match clients with suitable policies, maintain regulatory compliance, and grow their client base in a competitive market.

What are the most common challenges health insurance agents face when helping clients choose the right plan?

Health Insurance Agents often encounter challenges such as explaining complex plan options, addressing clients' concerns about coverage and out-of-pocket costs, and staying updated on frequently changing regulations. Agents must tailor their recommendations to each client's unique health needs and financial situation, which requires strong listening skills and adaptability. Building trust and maintaining ongoing relationships with clients are also crucial, as agents typically provide support not only during the initial enrollment but throughout the policy lifecycle.

What is the difference between Health Insurance Agent vs Insurance Broker?

AspectHealth Insurance AgentInsurance Broker
CredentialsLicensing required, often specific to health insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by health insurance providers or agenciesEmployed by brokerages or independent, serving clients across insurers
Search & Comparison IntentOften compared for direct health insurance sales rolesCompared for broader insurance options and client representation

While both roles involve selling insurance policies, health insurance agents usually work directly for health insurance companies, focusing on health plans. Insurance brokers operate independently or for brokerages, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path based on credentials, work environment, and industry focus.

Is it hard to be a health insurance agent?

Being a health insurance agent can be challenging due to the need to understand complex policies, stay updated on regulations, and build client relationships. Success often depends on strong communication skills, product knowledge, and persistence in a competitive environment.

What are the most commonly searched types of Health Insurance Agent jobs in Miami, FL?

The most popular types of Health Insurance Agent jobs in Miami, FL are:

What job categories do people searching Health Insurance Agent jobs in Miami, FL look for?

The top searched job categories for Health Insurance Agent jobs in Miami, FL are:

What cities near Miami, FL are hiring for Health Insurance Agent jobs?

Cities near Miami, FL with the most Health Insurance Agent job openings:

Infographic showing various Health Insurance Agent job openings in Miami, FL as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 17% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $52,748 per year, or $25.4 per hour.

Health Insurance Agent

More Health, More Peace of Mind

Fort Lauderdale, FL • On-site

Other

Medical

Posted 2 days ago

New


Job description

Company Description Looking for individuals dedicated to helping individuals and families find coverage that fits their needs and budgets. The organization focuses on simplifying complex insurance options, including marketplace plans and Private market, so clients can make informed decisions with confidence. Based in Fort Lauderdale, FL, the team provides personalized guidance and ongoing support to ensure clients feel secure about their health coverage. The work environment emphasizes integrity, teamwork, client education, and long-term relationships that promote both financial and emotional peace of mind.

Role Description This is a full-time, on-site Health Insurance Agent role based in Fort Lauderdale, FL. The Health Insurance Agent will advise clients on health insurance options, including individual plans, family coverage, marketplace policies, and private PPO products. Daily responsibilities include meeting with clients in person, assessing coverage needs, explaining benefits and costs, and recommending suitable plans. The role involves processing applications, managing renewals, maintaining accurate client records, and following up to address questions or changes in circumstances. The agent will stay current on insurance regulations and product updates, collaborate with colleagues to resolve complex cases, and uphold compliance and ethical standards in all interactions.

Qualifications

  • Strong knowledge of Health Insurance and Insurance products, including plan structures, benefits, and regulatory requirements.
  • Experience in Insurance Brokerage, with the ability to compare carriers, negotiate offerings, and present options clearly to clients.
  • Understanding of Medicare programs and related supplemental coverage to guide eligible clients through enrollment and plan selection.
  • Excellent Communication skills, including active listening, clear explanation of complex information, and professional client service.
  • State health insurance license (or eligibility to obtain) and familiarity with local and federal insurance regulations.
  • Ability to work on-site full time in Fort Lauderdale, FL, with strong organizational and time-management skills.
  • Comfort using CRM systems and basic office software to manage leads, track client interactions, and maintain documentation.
  • Prior experience in sales, customer service, or a related field is beneficial; fluency in additional languages is a plus.