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Car Insurance Agent Jobs in Miami, FL (NOW HIRING)

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Rental Car Drivers Conduce Autos de Alquiler

Miami, FL · On-site

$14/hr

We also have positions available as VSA (Vehicle Service Agent) assisting with vehicle cleaning ... Dental insurance * Health insurance * Vision insurance Experience: * Driving: 1 year (Required ...

Europcar

Customer Service Agent - $15.60

Miami, FL

$14.75 - $19.75/hr

At Fox Rent A Car, our Customer Service Agents are the face of the brand. Whether you're getting ... Company-paid AD&D Insurance * Flexible spending account * Parental leave * Employee assistance ...

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All JobsCar Insurance Agent JobsCar Insurance Agent Jobs in Miami, FL

Car Insurance Agent information

See Miami, FL salary details

$23.9K

$62.2K

$116.2K

How much do car insurance agent jobs pay per year?

As of Sep 7, 2026, the average yearly pay for car insurance agent in Miami, FL is $62,190.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,600.00 and $73,600.00 per year, depending on experience, location, and employer.

What does a car insurance agent do?

A car insurance agent helps clients find and purchase suitable auto insurance policies based on their needs and budgets. They explain different coverage options, assist with quotes, and guide clients through the application process. Additionally, agents often provide ongoing support, such as updating policies, answering questions, and helping with claims. Their goal is to ensure clients are adequately protected in case of accidents or other covered events.

What are the key skills and qualifications needed to thrive as a car insurance agent, and why are they important?

To thrive as a Car Insurance Agent, you need strong sales acumen, a solid understanding of insurance products, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and policy management systems is important for daily operations. Excellent interpersonal skills, active listening, and problem-solving abilities help agents build trust and effectively address client needs. These skills ensure agents can generate leads, maintain compliance, and deliver tailored coverage solutions in a competitive market.

What are some common challenges faced by car insurance agents, and how can they be managed?

Car Insurance Agents often encounter challenges such as handling high volumes of customer inquiries, keeping up with changing insurance regulations, and meeting sales targets in a competitive market. Successfully managing these challenges requires strong organizational skills, ongoing professional development to stay informed about policy changes, and effective communication to build trust with clients. Many agents find that leveraging customer relationship management (CRM) tools and participating in regular training sessions helps them stay efficient and knowledgeable, ultimately improving both sales performance and customer satisfaction.

What is the difference between Car Insurance Agent vs Insurance Broker?

AspectCar Insurance AgentInsurance Broker
CredentialsLicensed to sell policies for specific insurersLicensed to sell policies from multiple insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageInsurance companies, agenciesBrokerage firms, independent agencies
Comparison IntentLooking for specific insurer policiesSeeking multiple options across insurers

While both Car Insurance Agents and Insurance Brokers assist clients with insurance policies, agents typically represent a single insurer and focus on selling that company's products. Brokers, on the other hand, work independently or for brokerages, offering policies from various insurers to find the best coverage for clients. Understanding these differences helps consumers choose the right professional for their insurance needs.

How long does it take to become a car insurance agent?

Becoming a car insurance agent typically requires completing pre-licensing education, which can take a few days to a few weeks, followed by passing a licensing exam. Once licensed, agents can start working immediately, but gaining experience and certifications may take additional months.

How much do car insurance agents make for car insurance?

Car insurance agents typically earn a combination of base salary and commissions based on policies sold or premiums generated. Their income can vary widely depending on experience, location, and sales performance, with average annual earnings ranging from $30,000 to $60,000, and higher for top performers. Many agents also need to obtain licensing and may work on flexible schedules to meet client needs.

Is a car insurance agent a good job?

A car insurance agent is a sales and customer service role that involves explaining policies, assessing client needs, and selling insurance products. It often requires strong communication skills, knowledge of insurance regulations, and may involve commission-based earnings. The job can offer flexible hours and opportunities for advancement but may also involve handling difficult customers and meeting sales targets.

Why do so many car insurance agents quit?

Car insurance agents often leave the profession due to high sales targets, commission-based pay structures, and job stress. The role requires strong communication skills, persistence, and the ability to handle rejection, which can lead to burnout and turnover.

What are popular job titles related to Car Insurance Agent jobs in Miami, FL?

For Car Insurance Agent jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Car Insurance Agent jobs in Miami, FL look for?

The top searched job categories for Car Insurance Agent jobs in Miami, FL are:

What cities near Miami, FL are hiring for Car Insurance Agent jobs?

Cities near Miami, FL with the most Car Insurance Agent job openings:

Car Insurance Agent jobs near you
Infographic showing various Car Insurance Agent job openings in Miami, FL as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $62,190 per year, or $29.9 per hour.

Account Manager - State Farm Agent Team Member

Lexi Goza - State Farm Agent

Miami, FL • On-site

$70K - $90K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 8 days ago

Job description

Benefits:
  • License reimbursement
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development
  • 401(k)
  • Bonus based on performance
  • Competitive salary
  • Flexible schedule
  • Vision insurance
  • Dental insurance

ABOUT OUR AGENCY:
I opened my agency in 2019 and currently lead a team of 10. Before becoming an agent, I worked for State Farm Corporate. My passion for insurance began after being involved in a car accident, which inspired me to learn everything I could about helping others protect what matters most.
Giving back to our community is at the heart of what we do. I serve as Chair of the MDGLCC Women's Empowerment Committee, am an active member of the Miami-Dade LGBT Chamber of Commerce, and our agency is proud to be an NGLCC LGBTBE Certified Business. We believe in supporting and strengthening the communities we serve.
Our agency offers health, dental, and vision insurance, a 401(k), licensing costs paid up front, professional development, opportunities for career growth and advancement, and a strong commitment to work-life balance. We believe in investing in our team's success from day one.
Our culture is fast-paced, collaborative, and focused on delivering exceptional service. I'm looking for someone who is reliable, motivated, thrives in a busy environment, and enjoys helping others. Insurance experience is not required - we're happy to train the right person with the drive to learn and grow.
ROLE DESCRIPTION:
As an Account Manager for Lexi Goza - State Farm Agent, you are vital to our daily business operations and customers’ success. You help grow our agency through meaningful customer relations and acting as a liaison between customer needs and agent office departments. You improve the lives of customers by proactively marketing relevant products and services.
RESPONSIBILITIES:
  • Develop and maintain customer relationships to drive retention and growth.
  • Conduct policy reviews and provide recommendations to customers.
  • Oversee the resolution of complex customer issues.
  • Use your knowledge of our insurance products to recommend, explain and sell policies to both cold and warm leads.
QUALIFICATIONS:
  • Experience in insurance sales or account management preferred.
  • Leadership and interpersonal skills.
  • Proven track record of meeting sales targets.
  • Willingness to engage in sales conversations.