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Remote 1099 Insurance Agent Jobs in Miami, FL (NOW HIRING)

Dorr Agency

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Life Insurance Agent

Miami, FL · Remote

$60K - $110K/yr (+ commission)

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are ... High Compensation: 100% Commission + Bonuses ( 1099 ) * Unlimited income potential (no caps) * Full ...

New

The Benefits Boss

Remote Health Insurance Agent

Miami, FL · On-site +1

$20K/mo

Remote Health Insurance Agent 1099 Commission + Residuals Leads Provided Let's be honest: most insurance agencies won't say this. The majority of new agents quit within 90 days. Not because they can ...

Blackrock Health Insurance Group LLC

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Licensed Insurance Agent

Fort Lauderdale, FL · Remote

$90K - $250K/yr

Employment Type: 1099 Independent Contractor Compensation: Commission-based; earnings vary based on ... Able To Grow Outside Your 9-5 Work from Anywhere - Remote and in-person sales opportunities ...

Lone Star Careers

Remote Insurance Agent

Hollywood, FL · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Hollywood, FL · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Miami Gardens, FL · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Pompano Beach, FL · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Remote 1099 Insurance Agent information

See Miami, FL salary details

$23.9K

$62.2K

$116.2K

How much do remote 1099 insurance agent jobs pay per year?

As of Sep 6, 2026, the average yearly pay for remote 1099 insurance agent in Miami, FL is $62,190.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,600.00 and $73,600.00 per year, depending on experience, location, and employer.

What is a Remote 1099 Insurance Agent?

A Remote 1099 Insurance Agent is an independent contractor who sells insurance policies from a remote location, rather than working onsite at an agency or company office. The '1099' refers to the IRS tax form used for independent contractors, meaning they are not employees but self-employed individuals responsible for their own taxes. These agents typically earn commissions on the policies they sell and have flexibility in setting their own schedules. They often work with multiple insurance companies and must handle their own marketing, client acquisition, and administrative tasks.

What are the key skills and qualifications needed to thrive as a remote 1099 insurance agent?

To thrive as a Remote 1099 Insurance Agent, you need strong sales acumen, comprehensive knowledge of insurance products, and a valid state insurance license. Familiarity with CRM software, quoting systems, and digital communication tools is typically required. Excellent self-motivation, communication, and customer relationship skills help agents stand out in a remote, commission-driven environment. These abilities are crucial for effectively building a client base, meeting sales targets, and succeeding independently in a competitive market.

What are some common challenges faced by remote 1099 insurance agents, and how can they be addressed?

Remote 1099 Insurance Agents often face challenges such as managing their own schedule, generating leads independently, and staying motivated without direct supervision. Building a strong daily routine, leveraging digital marketing strategies, and actively participating in virtual networking or training sessions can help overcome these hurdles. Additionally, effective communication with clients and insurance carriers is crucial, so utilizing reliable technology and CRM tools is highly recommended. Proactively seeking mentorship or support from online agent communities can also provide valuable guidance and encouragement.

What is the difference between Remote 1099 Insurance Agent vs Remote 1099 Insurance Broker?

AspectRemote 1099 Insurance AgentRemote 1099 Insurance Broker
CredentialsLicenses required for specific insurance typesSame as Insurance Agent, plus ability to represent multiple carriers
Work EnvironmentIndependent, remote salesIndependent, remote sales with broader carrier access
Employer/Industry UsageOften contracted directly with insurance companies or agenciesTypically contracted with multiple carriers or as an independent broker
Search/Comparison IntentFocus on individual insurance sales rolesFocus on roles involving multiple carrier representation

While both roles operate remotely as 1099 independent contractors, a Remote 1099 Insurance Agent primarily sells policies for specific insurance companies, requiring relevant licenses. A Remote 1099 Insurance Broker, on the other hand, can represent multiple carriers, offering clients broader options. The key difference lies in carrier access and licensing scope, impacting the sales approach and client offerings.

What are the most commonly searched types of 1099 Insurance Agent jobs in Miami, FL?

The most popular types of 1099 Insurance Agent jobs in Miami, FL are:

What are popular job titles related to Remote 1099 Insurance Agent jobs in Miami, FL?

For Remote 1099 Insurance Agent jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Remote 1099 Insurance Agent jobs in Miami, FL look for?

The top searched job categories for Remote 1099 Insurance Agent jobs in Miami, FL are:

What cities near Miami, FL are hiring for Remote 1099 Insurance Agent jobs?

Cities near Miami, FL with the most Remote 1099 Insurance Agent job openings:

Remote 1099 Insurance Agent jobs near you
Infographic showing various Remote 1099 Insurance Agent job openings in Miami, FL as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $62,190 per year, or $29.9 per hour.

Life Insurance Agent

Dorr Agency

Miami, FL • Remote

$60K - $110K/yr (+ commission)

Other

Medical, Dental, Vision

Posted 3 days ago

New

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Job description

Licensed Life Insurance Agent (Remote) – Advanced Markets | High Paying | Forbes Ranked

We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced market training, direct mentorship, and clear pathways to leadership or agency ownership. If you're driven, coachable, and want a high-income career helping families protect and grow their wealth, this is a strong fit. #1 Insurtech and #1 Emerging FunTech in USA

About the Role

As a Life Insurance Agent, you will help clients build personalized protection and wealth strategies using life insurance, annuities, and retirement solutions. You’ll act as a trusted advisor—diagnosing needs, offering recommendations, and helping families gain financial confidence.
This role is 100% remote with flexible scheduling.

Key Responsibilities

  • Conduct client needs analyses for life insurance, annuities, and retirement planning
  • Recommend products aligned with client goals, budgets, and timelines
  • Represent top-rated carriers and guide clients through underwriting
  • Provide excellent customer service and maintain long-term relationships
  • Grow your client base through referrals, networking, digital marketing, and warm leads
  • Maintain accurate CRM records and follow all compliance requirements
  • Participate in advanced market training including:
    • IULs & Indexed Annuities (tax-free retirement planning)
    • Debt-Free Life / Infinite Banking concepts
    • Legacy, estate & wealth-transfer planning
    • Business owner solutions: key-person, buy-sell, executive bonus

Qualifications

  • Active Life Insurance License in your resident state (required)
  • Financial services or sales experience preferred (not required)
  • FINRA licenses a plus but not required
  • Strong communication and relationship-building skills
  • Organized, self-driven, and growth-oriented
  • Comfortable with CRM and virtual meeting platforms

What We Offer

  • Forbes Ranked — #9 in the U.S. for High-Paying Positions
  • High Compensation: 100% Commission + Bonuses (1099)
  • Unlimited income potential (no caps)
  • Full training, mentorship & fast-start programs
  • Access to 60+ A-rated carriers across life and annuity markets
  • Turnkey systems, scripts & marketing support
  • Leadership and agency ownership pathways
  • Remote schedule with complete flexibility
  • Partnership track with the #1 FinTech-enabled life insurance platform in the U.S.

Why Agents Choose Us

  • Warm lead options + automated marketing funnels
  • Industry-leading training in IULs, annuities, and tax-free income planning
  • Real mentorship and hands-on leadership support
  • Ability to build a team and earn overrides if desired

Company Description

At Symmetry, you’ll gain access to advanced-market training rarely offered in the independent space, including tax-free retirement strategies, IULs, indexed annuities, and business-owner solutions. We pair this with hands-on coaching, carrier support, and transparent promotion guidelines so your growth is always in your control.
If you’re looking for a long-term home where you can produce, lead, and eventually build an agency, Symmetry offers both the structure and freedom to do exactly that.