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Final Expense Insurance Jobs in Michigan (NOW HIRING)

North American Senior Benefits

Be Seen First

Sales Manager

Detroit, MI · On-site

$120K - $180K/yr

We specialize in helping seniors and families secure affordable final expense life insurance while providing our agents with comprehensive training, high-quality leads, and a structured path for ...

North American Senior Benefits

Be Seen First

Sales Manager

Detroit, MI · On-site

$120K - $180K/yr

We specialize in helping seniors and families secure affordable final expense life insurance while providing our agents with comprehensive training, high-quality leads, and a structured path for ...

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All JobsFinal Expense Insurance JobsFinal Expense Insurance Jobs in Michigan

Final Expense Insurance information

See Michigan salary details

$33.1K

$71.3K

$97.6K

How much do final expense insurance jobs pay per year?

As of Jun 13, 2026, the average yearly pay for final expense insurance in Michigan is $71,301.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,500.00 and $85,900.00 per year, depending on experience, location, and employer.

How much does a 215 license make?

A Final Expense Insurance agent with a 215 license can typically earn between $30,000 and $70,000 annually, depending on experience, sales skills, and commission structure. Income often includes commissions on policies sold and may increase with additional certifications or sales volume.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

How much money can you make selling final expense insurance?

Final expense insurance agents typically earn commissions ranging from 40% to 100% of the policy premium, with annual incomes often between $30,000 and $70,000. Successful agents with experience and strong sales skills can earn over $100,000 annually through renewals and high-volume sales.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves building client relationships and understanding insurance products. Success often depends on sales skills, product knowledge, and the ability to generate leads, with many agents working independently and earning commissions based on policies sold.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide coverage for a specific period and to avoid whole or permanent policies unless necessary, as part of his financial planning principles.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What are popular job titles related to Final Expense Insurance jobs in Michigan? For Final Expense Insurance jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance jobs in Michigan look for? The top searched job categories for Final Expense Insurance jobs in Michigan are:
What cities in Michigan are hiring for Final Expense Insurance jobs? Cities in Michigan with the most Final Expense Insurance job openings:
Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in Michigan as of June 2026, with employment types broken down into 61% Full Time, 31% Part Time, and 8% Contract. Highlights an 62% In-person, and 38% Remote job distribution, with an average salary of $71,301 per year, or $34.3 per hour.
Life Agent

Life Agent

Security National Life Insurance Company

Detroit, MI • On-site

Contractor

Posted 28 days ago

Job description

We are looking for dedicated a life agents wanting to help others.
About Us...
Security National Life is a life insurance company with more than 60 years in the market Based out of Salt Lake City, UT. We offer a variety of final expense products in over 30 states across the US. Our products range between 0 and 90 years old. Our mission is simple: Help families and offer them the best final expense policies and services to protect them for the future.
We offer:
  • Uncapped commissions paid daily
  • Career advancement opportunities
  • Sales incentives, contests and bonuses throughout the year
  • Dynamic sales training, web application, Easy Underwriting
  • Company assisted lead programs for fresh, exclusive leads essential to your book of business

You offer:
  • Life Insurance license or motivated to obtain one
  • Desire to help others
  • Go-getter attitude with ability to work independently
  • Ability to pass background check
  • Bilingual ability is a plus

Responsibilities:
  • Identify sales opportunities for final expense insurance plans
  • Oversee a portfolio of clients
  • Sell final expense plans that can cover the funeral, legal or household expenses

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