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Final Expense Insurance Jobs in Michigan (NOW HIRING)

J3 Owens Group

Insurance Manager

Ann Arbor, MI · On-site

Independent Insurance Agents -- Sales & Management Opportunity Life Insurance | Mortgage Protection | Final Expense | IUL Candidates Must Reside in the US If you're an experienced independent ...

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Farmington Hills, MI · On-site

$25K - $249K/yr

Final Expense * Mortgage Protection * Accidental Death What We Provide * Company-provided leads for qualified new agents * Sales training and ongoing coaching * Access to multiple insurance carriers

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Farmington Hills, MI · On-site

$25K - $249K/yr

Final Expense * Mortgage Protection * Accidental Death What We Provide * Company-provided leads for qualified new agents * Sales training and ongoing coaching * Access to multiple insurance carriers

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All JobsFinal Expense Insurance JobsFinal Expense Insurance Jobs in Michigan

Final Expense Insurance information

See Michigan salary details

$33.1K

$71.3K

$97.6K

How much do final expense insurance jobs pay per year?

As of Sep 6, 2026, the average yearly pay for final expense insurance in Michigan is $71,301.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,500.00 and $85,900.00 per year, depending on experience, location, and employer.

What is a final expense insurance?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What are the typical challenges faced in a final expense insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

What are the key skills and qualifications needed to thrive in the final expense insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

How to become a final expense insurance agent?

To become a final expense insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, agents often pursue training in insurance products, develop sales skills, and may need to complete ongoing continuing education to maintain their license and stay updated on industry regulations.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What are popular job titles related to Final Expense Insurance jobs in Michigan?

For Final Expense Insurance jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Final Expense Insurance jobs in Michigan look for?

The top searched job categories for Final Expense Insurance jobs in Michigan are:

What cities in Michigan are hiring for Final Expense Insurance jobs?

Cities in Michigan with the most Final Expense Insurance job openings:

Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 5% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $71,301 per year, or $34.3 per hour.

Insurance Manager

J3 Owens Group

Ann Arbor, MI • On-site

Other

Posted 10 days ago

Job description

Independent Insurance Agents — Sales & Management Opportunity

Life Insurance | Mortgage Protection | Final Expense | IUL


Candidates Must Reside in the US


If you’re an experienced independent insurance agent looking to grow beyond personal production, this opportunity offers a clear path into sales leadership and agency management—without giving up independence.


We’re expanding and seeking agents who want higher income potential, leadership leverage, and long-term business ownership.


Why This Opportunity Stands Out

  • Advance from producer to leader
  • Build and manage your own team
  • Earn from personal production + overrides
  • - 100% Commission
  • Access warm leads and proven systems
  • Partner with top-rated national carriers
  • Operate independently with strong backend support


The Role

  • Produce and lead within a structured sales system
  • Train, mentor, and support agents in the field
  • Drive production, consistency, and growth
  • Help families with life insurance, mortgage protection, final expense, and IUL solutions


Ideal Fit

  • Currently licensed life insurance agents
  • Independent producers seeking leadership or management
  • Strong communication and coaching ability
  • Performance-driven and growth-oriented
  • Ready to build a scalable insurance business


What We Provide

  • Proven sales and training systems
  • Lead programs to support agent success
  • No cold calling. Just a proven system.
  • Leadership development and mentorship
  • Clear advancement path into management and agency ownership


Ready to Step Into Leadership?

Apply or message us here on LinkedIn.

Apply