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Final Expense Insurance Jobs in Michigan (NOW HIRING)

Life Insurance Specialist

Bloomfield Hills, MI ยท On-site

$35K - $100K/yr

  • Medical

  • Life

  • Retirement

  • PTO

Final Expense Planning You'll also work with business owners to provide: * Buy-Sell Agreement Funding * Key Person Insurance * Executive Bonus Plans * Deferred Compensation Plans * Business ...

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Final Expense Insurance information

See Michigan salary details

$33.1K

$71.3K

$97.6K

How much do final expense insurance jobs pay per year?

As of Aug 16, 2026, the average yearly pay for final expense insurance in Michigan is $71,301.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,500.00 and $85,900.00 per year, depending on experience, location, and employer.

What are the typical challenges faced in a final expense insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

What is a final expense insurance?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What are the key skills and qualifications needed to thrive in the final expense insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What cities in Michigan are hiring for Final Expense Insurance jobs?

Cities in Michigan with the most Final Expense Insurance job openings:

Infographic showing various Final Expense Insurance job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, 1% Temporary, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $71,301 per year, or $34.3 per hour.

Final Expense Representative

InsuraTec Services Group

Grand Rapids, MI โ€ข Remote

Full-time

This job post hasย expired today.ย Applications are no longer accepted.


Job description

Final Expense Representative

Location: Remote/Virtual (Work From Home)

Schedule: Flexible Hours, Full-Time Only

Are you a self-motivated and driven individual with a passion for financial services and insurance sales? We are seeking a Final Expense Representative to join our dynamic team. This is a commission-only position with the flexibility to work remotely, allowing you to achieve work-life balance on your terms.

Responsibilities:

  • Engage with clients in a client-focused manner, understanding their needs and providing tailored solutions in the realm of final expense planning.
  • Utilize leads to drive sales efforts, eliminating the need for cold calling or door-to-door sales.
  • Embrace a transparent and integrity-driven approach in all interactions with clients and colleagues.
  • Participate in training sessions to enhance your knowledge of insurance products and sales techniques.
  • Obtain the necessary insurance license to conduct business.
  • Maintain a relentless and proactive approach to achieving sales targets.

Qualifications:

  • No prior experience required; entry-level candidates are welcome.
  • Self-paced individuals with a strong work ethic and motivation to succeed.
  • Excellent customer service skills and the ability to build rapport with clients.
  • Commitment to diversity and inclusion.

Perks:

  • Work from the comfort of your home with a virtual setup.
  • Flexible hours to accommodate your lifestyle and promote work-life balance.
  • Full training provided to equip you for success.
  • No network marketing involved.

Job Type: Commission Only

If you are a results-oriented, self-motivated individual looking to embark on a rewarding career in insurance sales, we invite you to apply. Join us in promoting financial security and providing valuable services to our clients, all while enjoying the benefits of remote work and a supportive team environment. Embrace the opportunity to grow both personally and professionally in the dynamic field of final expense planning.