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Final Expense Insurance Jobs in Michigan (NOW HIRING)

Pinnacle Financial Partners

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Life Insurance Agent

Sterling Heights, MI · On-site

$25K - $249K/yr

Final Expense * Mortgage Protection * Accidental Death What We Provide * Company-provided leads for qualified new agents * Sales training and ongoing coaching * Access to multiple insurance carriers

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Sterling Heights, MI · On-site

$25K - $249K/yr

Final Expense * Mortgage Protection * Accidental Death What We Provide * Company-provided leads for qualified new agents * Sales training and ongoing coaching * Access to multiple insurance carriers

Rustman Agency

Junior Sales Associate

Port Huron, MI · On-site

... insurance, final expense, and mortgage protection coverage. As a rapidly growing national agency, we're committed to integrity, service, and empowering new talent through hands-on training and ...

Rustman Agency

Customer Retention Sales Manager

Cheboygan, MI · On-site

$44K - $50K/yr

We provide life insurance, final expense, and mortgage protection solutions with a strong emphasis on integrity, service, and long-term client relationships. Job Summary We are seeking a Customer ...

BLM Group

Travel and Expense Manager

Novi, MI

... ensure insurance is up to date and all vehicles that go out have necessary safety items and ... Be responsible for completing invoices, matching and reconciling cost of issued services to final ...

BLM Group

Travel and Expense Manager

Novi, MI · On-site

... ensure insurance is up to date and all vehicles that go out have necessary safety items and ... final billing. • Be flexible and available to work the required overtime necessary to complete ...

COUNTY OF LAPEER

DEPUTY CLERK

Lapeer, MI · On-site

$19.34 - $25.69/hr

Processes records requests from insurance companies, FOIA requests, and investigations requests ... reports, final expense reports, and various other reports and forms. * Verifies front counter ...

CURE Auto Insurance

BI Defense Attorney

Southfield, MI · On-site

$100K - $160K/yr

CURE Auto Insurance is seeking a Bodily Injury Defense Attorney to join our team. You'll have an ... expense control * Planning, taking, and defending depositions * Preparing and responding to ...

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Showing results 21-40

All JobsFinal Expense Insurance JobsFinal Expense Insurance Jobs in Michigan

Final Expense Insurance information

See Michigan salary details

$33.1K

$71.3K

$97.6K

How much do final expense insurance jobs pay per year?

As of Sep 6, 2026, the average yearly pay for final expense insurance in Michigan is $71,301.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,500.00 and $85,900.00 per year, depending on experience, location, and employer.

What is a final expense insurance?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What are the typical challenges faced in a final expense insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

What are the key skills and qualifications needed to thrive in the final expense insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

How to become a final expense insurance agent?

To become a final expense insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, agents often pursue training in insurance products, develop sales skills, and may need to complete ongoing continuing education to maintain their license and stay updated on industry regulations.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What are popular job titles related to Final Expense Insurance jobs in Michigan?

For Final Expense Insurance jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Final Expense Insurance jobs in Michigan look for?

The top searched job categories for Final Expense Insurance jobs in Michigan are:

What cities in Michigan are hiring for Final Expense Insurance jobs?

Cities in Michigan with the most Final Expense Insurance job openings:

Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 5% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $71,301 per year, or $34.3 per hour.

Life Insurance Agent

Pinnacle Financial Partners

Sterling Heights, MI • On-site

$25K - $249K/yr

Full-time

Posted 10 days ago

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Job description

Life Insurance Sales Representative — Remote / In Office

Pinnacle Financial Partners
1099 Independent Contractor | Commission-Based
Full-Time Preferred | Remote or Troy, MI

Pinnacle Financial Partners is an independent insurance brokerage looking for competitive, coachable, and motivated individuals to join our growing sales team.

As an independent brokerage, our agents have access to multiple insurance carriers and products, allowing them to help clients find coverage based on their individual needs and budget.

What You'll Do

  • Speak with prospective clients by phone and Zoom
  • Identify clients' insurance needs, goals, and budgets
  • Present life insurance options from multiple carriers
  • Complete and submit applications
  • Follow up with clients throughout the application process
  • Maintain consistent sales activity and follow-up
  • Participate in team training and coaching

Products You'll Work With

  • Whole Life
  • Term Life
  • Final Expense
  • Mortgage Protection
  • Accidental Death

What We Provide

  • Company-provided leads for qualified new agents
  • Sales training and ongoing coaching
  • Access to multiple insurance carriers
  • Proven sales systems and resources
  • Licensing guidance for candidates who aren't currently licensed
  • Discounted access to a pre-licensing course
  • Remote and in-office opportunities

Compensation & Growth

  • 1099 independent contractor position
  • 100% commission-based compensation
  • Performance-based contract increases
  • Cash and production incentives
  • Incentives for obtaining additional state licenses
  • Opportunities for leadership and advancement

Who We're Looking For

  • Competitive and motivated
  • Coachable and willing to learn
  • Strong communication skills
  • Self-disciplined and consistent
  • Comfortable working in a performance-based environment
  • Serious about developing sales skills and increasing income
  • Full-time availability preferred
  • No previous insurance experience required

An active life insurance license is required before selling insurance. Not licensed yet? You can still apply. We can help qualified candidates understand the licensing process.

Location: Remote or Troy, Michigan
Job Type: Independent Contractor (1099)
Compensation: Commission-Based
Experience: No insurance experience required

Company Description

Pinnacle Financial Partners is an independent life insurance brokerage focused on helping individuals and families protect what matters most. We are committed to providing our agents with the training, support, resources, and leadership needed to build successful long-term careers in the insurance industry.
Pinnacle Financial Partners is a growing independent insurance brokerage focused on developing high-performing insurance professionals and providing families with competitive life insurance solutions.

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits their needs and budget.

We provide our agents with hands-on sales training, ongoing coaching, proven systems, access to leads, and support throughout the licensing and development process. Our culture is competitive, performance-driven, and built around people who want to grow.

At Pinnacle, advancement is based on results. Agents have opportunities to increase their commission levels, expand into additional markets, develop leadership skills, and take on larger roles within the organization as they perform.

We're looking for competitive, coachable, disciplined individuals who want more control over their income and career. Previous insurance experience isn't required—we're more interested in work ethic, communication skills, and the willingness to learn and execute.

If you're looking for a traditional hourly job where everyone gets rewarded the same regardless of performance, this probably isn't the right fit. If you want an environment where production, consistency, and growth are rewarded, Pinnacle Financial Partners offers the platform to build something substantial.