ZipRecruiter

Log In

1

Life Insurance Agent Jobs in Michigan (NOW HIRING)

Lone Star Careers

Remote Life Insurance Agent

Ann Arbor, MI · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Ann Arbor, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

next page

Showing results 1-20

All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Michigan

Life Insurance Agent information

See Michigan salary details

$15.7K

$77.5K

$126.4K

How much do life insurance agent jobs pay per year?

As of Aug 3, 2026, the average yearly pay for life insurance agent in Michigan is $77,544.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,100.00 and $106,300.00 per year, depending on experience, location, and employer.

Is becoming a life insurance agent worth it?

A career as a life insurance agent involves selling policies and providing financial advice, often requiring licensing and strong interpersonal skills. Income can vary based on commissions, experience, and sales performance, making it a potentially rewarding but competitive profession.

Can I get life insurance with lupus?

Life insurance agents often work with clients who have lupus, but approval depends on the severity and management of the condition. Insurers may require medical records and a detailed health assessment, and coverage options can vary based on individual health status. Agents should be knowledgeable about underwriting processes for chronic illnesses like lupus to assist clients effectively.

What are the key skills and qualifications needed to thrive as a Life Insurance Agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are life insurance agents?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What Does a Life Insurance Agent Do?

Like an auto insurance or health insurance salesperson, a Life Insurance Agent will contact clients and walk them through the process of applying for and purchasing life insurance coverage. While some companies offer life insurance through a benefits package, it is also available for individual needs. An Insurance Agent can help clients with the confusing process of filling out insurance forms. They offer advice and explaining difficult financial and insurance terms in ways the client can understand. A Life Insurance Agent has to be a great communicator and can translate a complicated process with ease.

What kind of insurance agent gets paid the most?

In the insurance industry, life insurance agents who work on a commission basis and sell high-value policies tend to earn the most. Agents with specialized certifications, strong client networks, and experience in affluent markets often achieve higher incomes. Top earners may also work as independent agents or in managerial roles with bonuses and overrides.

Is it hard to make money as a life insurance agent?

Making money as a life insurance agent depends on factors such as sales skills, client base, and commission structure. Success often requires building relationships, obtaining relevant licenses, and consistent effort, especially in the early stages of the career.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

More about Life Insurance Agent jobs
What are the most commonly searched types of Life Insurance Agent jobs in Michigan? The most popular types of Life Insurance Agent jobs in Michigan are:
What are popular job titles related to Life Insurance Agent jobs in Michigan? For Life Insurance Agent jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Life Insurance Agent jobs in Michigan look for? The top searched job categories for Life Insurance Agent jobs in Michigan are:
What cities in Michigan are hiring for Life Insurance Agent jobs? Cities in Michigan with the most Life Insurance Agent job openings:
What are popular job titles related to Life Insurance Agent jobs in MI? For Life Insurance Agent jobs in MI, the most frequently searched job titles are:
Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Michigan as of July 2026, with employment types broken down into 100% Full Time. Highlights an 90% In-person, and 10% Remote job distribution, with an average salary of $77,544 per year, or $37.3 per hour.

Life Insurance Agent - Remote

eFund Insurance & Financial Services, LLC

Southfield, MI • On-site

$60K - $120K/yr

Full-time

Re-posted 20 days ago

Job description

(Must Live in Michigan to Apply) - Licensed Life Insurance Sales Agent – Commission-Only

Work From Home | Full-Time | Monday–Friday, 9:00 AM – 6:00 PM

Why This Role is Exciting

  • Commission-only – unlimited earning potential
  • Commissions start at 50% and go up to 70%
  • Income projections: $60,000–$80,000
  • Top producers earn: $80,000–$120,000+
  • Incentive trips for top performers – monthly, quarterly, and yearly
  • All leads are provided by the company – direct inbound and inbound live transfer leads
  • No cold calling, no prospecting, no door-to-door sales
  • World-class training, daily coaching, and personal development support
  • True partnership model – your success is our success
  • We handle the lead flow so you can focus solely on closing

About eFund Insurance & Financial Services

Founded in 2010, eFund Insurance & Financial Services, LLC is a Michigan-based agency specializing in life insurance sales for seniors. Our culture is built on performance, integrity, and long-term agent success.

You’ll work 100% remotely, receiving a steady stream of direct inbound and inbound live transfer leads — so you can spend your time selling, not chasing down cold prospects.

This is not just a job — it’s a true performance-based partnership. We provide high-quality direct inbound and live transfer leads, invest heavily in your training and support systems, and give you every tool to succeed. When you win, we win.

What You’ll Do

  • Sell life insurance policies to seniors (ages 50–85) entirely over the phone
  • Receive direct inbound and inbound live transfer leads — every lead is interested and ready to talk
  • Follow high-converting scripts and proven sales systems
  • Deliver outstanding service and close new business daily
  • Work full-time: Monday–Friday, 9:00 AM – 6:00 PM

World-Class Training & Support

  • Structured training program for new and experienced agents
  • Live call reviews, sales scripts, and objection-handling practice
  • Daily coaching from top-producing agents and leadership
  • Continuous personal and professional development opportunities
  • Our systems are designed to help you start fast and scale quickly

Licensing Requirements for Strong Lead Flow

To ensure you receive a consistent stream of quality direct inbound and inbound live transfer leads, you’ll need to obtain up to 8 non-resident state licenses.

  • Cost: approximately $500–$600 total
  • We’ll guide and assist you in selecting the best states for licensing

What You’ll Need

  • Must live in Michigan
  • Active Life Insurance License (Michigan resident license required)
  • Willingness to obtain up to 8 non-resident state licenses
  • Previous sales or phone-based customer service experience preferred
  • Excellent communication skills and a drive to succeed

Remote work setup requirements:

  • Windows 10 PC (i3 processor or better, 8GB RAM, hardwired connection)
  • USB headset with microphone and webcam
  • High-speed wired internet (no hotspots or satellite connections)

Why Join eFund Insurance?

  • Commissions up to 70% with unlimited earning potential
  • 100% company-provided direct inbound and inbound live transfer leads – no cold calling ever
  • World-class training, mentorship, and ongoing coaching
  • Daily leadership support and a true partnership model
  • Performance-based incentives, bonuses, and travel rewards
  • Work from home while building a six-figure income path
  • A true partnership – we invest in your success and grow with you

Apply Now

Join a performance-driven partnership that provides you with direct inbound and inbound live transfer leads, world-class training, and full support to build a high-income, remote sales career — all from your home, anywhere in Michigan.

Powered by JazzHR

fLvWAj2Qhp