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Remote Life Insurance Agent Jobs in Michigan (NOW HIRING)

Licensed Insurance Agent Floater

Detroit, MI · On-site +1

$50K - $100K/yr

P&C Insurance Agent Floater & Agency Leader Are you a high-energy sales professional ready to take ... Work-Life Balance: Generous Paid Time Off (PTO) and Company-Paid Holidays. * Professional Growth:

Licensed Insurance Agent Floater

Detroit, MI · On-site +1

$50K - $100K/yr

P&C Insurance Agent Floater & Agency Leader Are you a high-energy sales professional ready to take ... Work-Life Balance: Generous Paid Time Off (PTO) and Company-Paid Holidays. * Professional Growth:

Licensed Insurance Agent Floater

Detroit, MI · On-site +1

$50K - $100K/yr

P&C Insurance Agent Floater & Agency Leader Are you a high-energy sales professional ready to take ... Work-Life Balance: Generous Paid Time Off (PTO) and Company-Paid Holidays. * Professional Growth:

Licensed Insurance Agent Floater

Detroit, MI · On-site +1

$50K - $100K/yr

P&C Insurance Agent Floater & Agency Leader Are you a high-energy sales professional ready to take ... Work-Life Balance: Generous Paid Time Off (PTO) and Company-Paid Holidays. * Professional Growth:

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Showing results 1-20

Remote Life Insurance Agent information

See Michigan salary details

$15.7K

$77.5K

$126.4K

How much do remote life insurance agent jobs pay per year?

As of Jun 15, 2026, the average yearly pay for remote life insurance agent in Michigan is $77,544.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,100.00 and $106,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Remote Life Insurance Agent position, and why are they important?

To thrive as a Remote Life Insurance Agent, you need in-depth knowledge of life insurance products, strong sales abilities, and often a valid state insurance license. Proficiency with CRM software, virtual meeting tools, and digital document management systems is typically required. Excellent communication, self-motivation, and the ability to build rapport remotely are standout soft skills for this position. These abilities are vital for effectively reaching clients, managing leads, and securing policies in a competitive, virtual marketplace.

How much do virtual life insurance agents make?

Virtual life insurance agents typically earn between $40,000 and $80,000 annually, with top performers making over $100,000 through commissions and bonuses. Income depends on sales volume, experience, and the company’s compensation structure, which often includes residuals and incentives.

Do life insurance agents work remotely?

Many remote life insurance agents work from home or other locations outside of traditional office settings. They typically use digital tools, such as customer relationship management (CRM) software and virtual communication platforms, to connect with clients and complete sales. Remote work allows flexibility in schedule and environment, but agents often need proper licensing and training to succeed in a virtual setting.

What is a Remote Life Insurance Agent job?

A Remote Life Insurance Agent sells life insurance policies to clients while working from home or another remote location. They communicate with potential customers via phone, email, or video calls to assess their needs and recommend suitable coverage. Agents may work independently or for an insurance company, often earning commissions based on sales. This role requires strong communication skills, a solid understanding of insurance products, and the necessary licensing in the states where they operate.

What typical challenges do Remote Life Insurance Agents face, and how are they addressed?

Remote Life Insurance Agents often encounter challenges such as building trust with clients entirely online and managing a consistent sales pipeline without in-person meetings. To address these, successful agents make use of high-quality digital communication tools, maintain proactive follow-up routines, and participate in regular virtual trainings offered by their companies. Some also leverage mentorship from more experienced remote agents and schedule structured workdays to stay organized. These strategies help agents connect meaningfully with clients and achieve strong sales results despite the remote work environment.

How can I make 2000 a week working from home?

A remote life insurance agent can earn $2,000 or more weekly by building a strong client base, effectively marketing insurance products, and maintaining high sales performance. Success depends on sales skills, product knowledge, and the ability to work independently within a flexible schedule.

Can I get life insurance with lupus?

As a remote life insurance agent, you should know that individuals with lupus can qualify for life insurance, but approval depends on disease severity, treatment stability, and overall health. Insurers may require medical records and may offer higher premiums or specific policy options based on health status. It's important to assess each applicant's medical history thoroughly during the underwriting process.
What are the most commonly searched types of Life Insurance Agent jobs in Michigan? The most popular types of Life Insurance Agent jobs in Michigan are:
What are popular job titles related to Remote Life Insurance Agent jobs in Michigan? For Remote Life Insurance Agent jobs in Michigan, the most frequently searched job titles are:
What cities in Michigan are hiring for Remote Life Insurance Agent jobs? Cities in Michigan with the most Remote Life Insurance Agent job openings:
Infographic showing various Remote Life Insurance Agent job openings in Michigan as of June 2026, with employment types broken down into 3% As Needed, 74% Full Time, and 23% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $77,544 per year, or $37.3 per hour.

Licensed Life Insurance Agent

TrueChoice

Bloomfield Hills, MI • Remote

$100K - $120K/yr

Full-time

Life

Posted just now


Job description

Benefits:
  • Standard Business Hours, No Weekends
  • Competitive salary
  • Training & development

Remote Life Insurance Agent (Inbound Client Support)

About the Opportunity
True Choice Coverage is a national insurance agency supporting individuals across the U.S. in securing life insurance coverage through highly rated carriers. This role is designed for experienced agents who prefer working with individuals already exploring their options, within a structured and steady workflow.
Who This Role Is Best Suited For
This opportunity is ideal for agents who are actively licensed across multiple states and are comfortable working with a broader, nationwide client base.
What Youll Be Doing

  • Connect with individuals who have requested information about life insurance
  • Provide clear, compliant guidance on available coverage options
  • Assist clients through the application and decision process
  • Deliver a professional, supportive client experience from first conversation through placement
Product Focus

  • Final Expense
  • Term Life
  • Whole Life
Compensation Overview

  • Independent contractor (1099) position
  • Earnings are based on issued and paid policies
  • Most agents earn approximately $150$300 per policy, depending on product type
  • Commission structure is tied to monthly premium and product category
  • Weekly payments following receipt of funds from the carrier
  • Transparent chargeback guidelines
This is a commission-based role. Earnings will vary based on activity level, experience, and performance. There is no base salary or guaranteed income.

Work Environment & Support

  • 100% remote
  • Consistent flow of incoming client interest
  • Streamlined product offerings to support faster ramp-up
  • Ongoing training and team support
  • Standard weekday schedule
Qualifications

  • Active Life Insurance License
  • Multi-state licensing required (agents licensed in approximately 25+ states are strongly preferred)
  • Strong communication skills and attention to detail
  • Comfortable working independently in a remote environment
Application Process
Submit your application through the platform. After an initial review, selected candidates will receive next-step instructions, which include completing a brief voicemail introduction.

This is a remote position.