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Remote Unlicensed Insurance Agent Jobs in Michigan

This is a remote position located anywhere in the United States. An application with us takes only ... Why Join Your Way Insurance: * Comprehensive Training: Benefit from a multi-week training and ...

Inside Sales Insurance Specialist (P&C | Professional Liability & Cyber) Remote | Full-Time About the Role We're hiring an Inside Sales Insurance Specialist to support a 50/50 mix of inbound and ...

Inside Sales Insurance Specialist (P&C | Professional Liability & Cyber) Remote | Full-Time About the Role We're hiring an Inside Sales Insurance Specialist to support a 50/50 mix of inbound and ...

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Remote Unlicensed Insurance Agent information

What is a Remote Unlicensed Insurance Agent?

A Remote Unlicensed Insurance Agent is an individual who assists licensed insurance agents or agencies with administrative and customer support tasks from a remote location. They are not authorized to sell or advise on insurance policies directly, since they do not hold an insurance license. Their work may include answering calls, scheduling appointments, handling paperwork, and providing general information. They often help streamline operations for licensed agents while learning about the insurance industry. This role can be a stepping stone to becoming a licensed insurance agent in the future.

What are the main challenges faced by remote unlicensed insurance agents, and how can they overcome them?

Remote unlicensed insurance agents often face challenges such as limited access to in-person mentorship, the need for disciplined self-management, and navigating state-specific licensing requirements. To overcome these, it's helpful to leverage virtual training resources, actively participate in team meetings, and regularly communicate with licensed supervisors or mentors. Successful agents also set clear daily goals and track their progress, ensuring they stay organized and compliant while preparing for licensure. Building strong relationships with colleagues and utilizing company-provided tools can greatly support professional growth in this remote setting.

What are the key skills and qualifications needed to thrive as a Remote Unlicensed Insurance Agent, and why are they important?

To thrive as a Remote Unlicensed Insurance Agent, you need a solid understanding of insurance products, strong communication skills, and the ability to learn quickly, usually with a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, call center systems, and online quoting tools is highly beneficial. Exceptional interpersonal skills, resilience, and persuasive abilities help agents build rapport and handle objections effectively. These skills are crucial for generating leads, meeting sales targets, and providing excellent customer service in a competitive, remote environment.

What is the difference between Remote Unlicensed Insurance Agent vs Remote Licensed Insurance Agent?

AspectRemote Unlicensed Insurance AgentRemote Licensed Insurance Agent
CredentialsNo licensing requiredRequires valid insurance license
Work EnvironmentRemote, flexibleRemote, may require licensing exams
Employer & Industry UsageInsurance agencies, brokers, call centersInsurance agencies, brokers, call centers
Job FunctionsAssisting with customer inquiries, data entryProviding insurance advice, quoting, policy sales

The main difference between a Remote Unlicensed Insurance Agent and a Remote Licensed Insurance Agent is the licensing requirement. Unlicensed agents typically handle customer service and administrative tasks without selling or advising on policies, while licensed agents can actively sell, recommend, and advise on insurance products. Both roles often work remotely within insurance companies or brokerages, but licensing is essential for sales and advisory functions.

What are the most commonly searched types of Unlicensed Insurance Agent jobs in Michigan? The most popular types of Unlicensed Insurance Agent jobs in Michigan are:
What cities in Michigan are hiring for Remote Unlicensed Insurance Agent jobs? Cities in Michigan with the most Remote Unlicensed Insurance Agent job openings:
Infographic showing various Remote Unlicensed Insurance Agent job openings in Michigan as of June 2026, with employment types broken down into 86% Full Time, 7% Part Time, and 7% Contract. Highlights an 100% Remote job distribution.
Independent Insurance Agent

Independent Insurance Agent

Lifetime Insurance Services, Inc.

Utica, MI • On-site, Remote

$65K - $92K/yr

Contractor

Posted 10 days ago


Job description

Benefits:
  • Bonus based on performance
  • Company parties
  • Employee discounts
  • Flexible schedule
  • Opportunity for advancement
  • Training & development

Independent Insurance Agent (Commission Only)(First Year Minimum Base Salary)

Shelby Township, MI | Hybrid / Remote Flexibility
Lifetime Insurance Services
Build Your Own Book. Control Your Income. Grow With a Winning Team.

Lifetime Insurance Services is a fast-growing, independent insurance agency based in Shelby Township, MI. Were looking for motivated, entrepreneurial individuals who want to build and manage their own book of businessnot just work a job.
If youre driven, competitive, and want unlimited income potential with the support of a proven system, this is your opportunity.
Why Commission-Only Can Be Your Biggest Advantage

  • Unlimited income potential no caps, no ceilings
  • Paid based on performance, not time
  • Residual income that grows year after year
  • Full control over your success and schedule
  • Build a long-term asset (your book of business)
  • Entrepreneurship without starting from scratch
What Youll Do

  • Build and manage your own book of insurance clients
  • Quote and sell Auto, Home, Renters, Condo, Business, Life & more
  • Develop referral partners and networking channels
  • Deliver a high-level client experience focused on education and trust
  • Manage renewals and retention for long-term income growth
Compensation Structure

We offer one of the most competitive commission structures in the industry:
For Your Own Leads / Book of Business

  • 75% New Business Commission
  • 50% Renewal Commission
For Agency-Provided Leads

  • 70% New Business Commission
  • 30% Renewal Commission
Your book is your clients. Your effort directly drives your income.
First year minimum base compensation/commission (whichever is higher)
Tools & Support to Help You Succeed

We dont just hand you a contractwe give you a system:
  • Access to 20+ top-rated insurance carriers
  • Advanced quoting and automation systems
  • Proven sales processes and training
  • CRM and pipeline management tools
  • Marketing support and lead generation strategies
  • Back-end support team to help service policies
  • Ongoing coaching and mentorship
Why Lifetime Insurance Services?

Were not your typical agency.
  • Independent agency advantage we shop multiple carriers to win for clients
  • Tech-forward approach faster quoting, better client experience
  • Heart of a teacher mindset we educate, not pressure
  • Strong reputation & high retention client base
  • Growth-focused environment opportunities to scale your income and role
  • Supportive team culture we want you to win long-term
  • Local office presence + remote flexibility
Independent vs. Captive Agent (Why This Matters)

At Lifetime Insurance Services, youre not limited:
Captive Agent Limitations
  • One company = limited pricing/options
  • Harder to compete on rates
  • Less flexibility for clients
  • Income tied to one carrier
Independent Agent Advantage
  • Access to multiple carriers = better options for clients
  • Higher close rates and retention
  • Ability to truly act in the clients best interest
  • More control over your business and income
Who This Is Perfect For

  • Licensed insurance agents (or willing to get licensed)
  • Captive agents looking for more freedom and better compensation
  • Sales professionals wanting uncapped income
  • Entrepreneurs ready to build something long-term
  • Highly motivated, self-driven individuals
What Success Looks Like

  • Build a growing book of business that pays you every year
  • Develop strong referral pipelines
  • Create long-term financial freedom through residual income
  • Become a trusted advisor in your community
Ready to Take Control of Your Career?

If youre tired of income caps, limited options, and working someone elses systemthis is your chance to build something of your own with the support of a proven agency.
Apply today and start building your future with Lifetime Insurance Services.

Flexible work from home options available.