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Senior Life Insurance Agent Jobs in Michigan (NOW HIRING)

Lone Star Careers

Remote Life Insurance Agent

Ann Arbor, MI · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Ann Arbor, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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All JobsLife Insurance Agent JobsSenior Life Insurance Agent JobsSenior Life Insurance Agent Jobs in Michigan

Senior Life Insurance Agent information

See Michigan salary details

$15.7K

$77.5K

$126.4K

How much do senior life insurance agent jobs pay per year?

As of Aug 4, 2026, the average yearly pay for senior life insurance agent in Michigan is $77,544.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,100.00 and $106,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior life insurance agent, and why are they important?

To thrive as a Senior Life Insurance Agent, you need in-depth knowledge of insurance products, strong sales acumen, and typically a valid life insurance license. Familiarity with customer relationship management (CRM) software, underwriting systems, and industry compliance tools is essential. Exceptional interpersonal skills, active listening, and ethical judgment set top agents apart in building client trust. These skills and qualifications drive successful client relationships, regulatory compliance, and consistent achievement of sales goals.

What is the difference between Senior Life Insurance Agent vs Life Insurance Agent?

AspectSenior Life Insurance AgentLife Insurance Agent
Required CredentialsLicensing, experience, possibly advanced certificationsLicensing, basic certifications
Work EnvironmentMore client advisory, complex policiesSales-focused, client acquisition
Employer & Industry UsageInsurance agencies, brokeragesInsurance agencies, brokerages
Search & Comparison IntentUnderstanding senior roles, career progressionEntry-level or general agent info

The main difference between a Senior Life Insurance Agent and a Life Insurance Agent lies in experience, responsibilities, and client advisory level. Senior agents typically have more experience, handle complex policies, and provide advanced guidance, whereas general agents focus on sales and client acquisition. Both roles operate within insurance agencies and require licensing, but senior agents often have additional certifications and a higher level of expertise.

What does a senior life insurance agent do?

A Senior Life Insurance Agent helps clients assess their insurance needs and recommends suitable life insurance policies to protect their financial future. They often handle complex cases, provide expert advice on policy options, and assist with application and claims processes. These agents also build long-term relationships with clients, ensure policy compliance, and may mentor junior agents. Their role requires strong knowledge of insurance products, sales skills, and regulatory requirements.

What are some common challenges faced by senior life insurance agents, and how can they be addressed?

Senior Life Insurance Agents often encounter challenges such as building and maintaining a strong client base, staying updated with evolving insurance products, and meeting ambitious sales targets. To overcome these hurdles, agents typically focus on ongoing professional development, leverage CRM tools to manage client relationships, and collaborate closely with underwriters and support staff. Success in this role also involves proactive communication and developing consultative sales approaches to address clients’ unique needs.
What are the most commonly searched types of Life Insurance Agent jobs in Michigan? The most popular types of Life Insurance Agent jobs in Michigan are:
What are popular job titles related to Senior Life Insurance Agent jobs in Michigan? For Senior Life Insurance Agent jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Senior Life Insurance Agent jobs in Michigan look for? The top searched job categories for Senior Life Insurance Agent jobs in Michigan are:
What cities in Michigan are hiring for Senior Life Insurance Agent jobs? Cities in Michigan with the most Senior Life Insurance Agent job openings:
Senior Life Insurance Agent jobs near you
Infographic showing various Senior Life Insurance Agent job openings in Michigan as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% In-person, and 9% Remote job distribution, with an average salary of $77,544 per year, or $37.3 per hour.

Life Insurance Agent - Remote

eFund Insurance & Financial Services, LLC

Southfield, MI • On-site

$60K - $120K/yr

Full-time

Re-posted 22 days ago

Job description

(Must Live in Michigan to Apply) - Licensed Life Insurance Sales Agent – Commission-Only

Work From Home | Full-Time | Monday–Friday, 9:00 AM – 6:00 PM

Why This Role is Exciting

  • Commission-only – unlimited earning potential
  • Commissions start at 50% and go up to 70%
  • Income projections: $60,000–$80,000
  • Top producers earn: $80,000–$120,000+
  • Incentive trips for top performers – monthly, quarterly, and yearly
  • All leads are provided by the company – direct inbound and inbound live transfer leads
  • No cold calling, no prospecting, no door-to-door sales
  • World-class training, daily coaching, and personal development support
  • True partnership model – your success is our success
  • We handle the lead flow so you can focus solely on closing

About eFund Insurance & Financial Services

Founded in 2010, eFund Insurance & Financial Services, LLC is a Michigan-based agency specializing in life insurance sales for seniors. Our culture is built on performance, integrity, and long-term agent success.

You’ll work 100% remotely, receiving a steady stream of direct inbound and inbound live transfer leads — so you can spend your time selling, not chasing down cold prospects.

This is not just a job — it’s a true performance-based partnership. We provide high-quality direct inbound and live transfer leads, invest heavily in your training and support systems, and give you every tool to succeed. When you win, we win.

What You’ll Do

  • Sell life insurance policies to seniors (ages 50–85) entirely over the phone
  • Receive direct inbound and inbound live transfer leads — every lead is interested and ready to talk
  • Follow high-converting scripts and proven sales systems
  • Deliver outstanding service and close new business daily
  • Work full-time: Monday–Friday, 9:00 AM – 6:00 PM

World-Class Training & Support

  • Structured training program for new and experienced agents
  • Live call reviews, sales scripts, and objection-handling practice
  • Daily coaching from top-producing agents and leadership
  • Continuous personal and professional development opportunities
  • Our systems are designed to help you start fast and scale quickly

Licensing Requirements for Strong Lead Flow

To ensure you receive a consistent stream of quality direct inbound and inbound live transfer leads, you’ll need to obtain up to 8 non-resident state licenses.

  • Cost: approximately $500–$600 total
  • We’ll guide and assist you in selecting the best states for licensing

What You’ll Need

  • Must live in Michigan
  • Active Life Insurance License (Michigan resident license required)
  • Willingness to obtain up to 8 non-resident state licenses
  • Previous sales or phone-based customer service experience preferred
  • Excellent communication skills and a drive to succeed

Remote work setup requirements:

  • Windows 10 PC (i3 processor or better, 8GB RAM, hardwired connection)
  • USB headset with microphone and webcam
  • High-speed wired internet (no hotspots or satellite connections)

Why Join eFund Insurance?

  • Commissions up to 70% with unlimited earning potential
  • 100% company-provided direct inbound and inbound live transfer leads – no cold calling ever
  • World-class training, mentorship, and ongoing coaching
  • Daily leadership support and a true partnership model
  • Performance-based incentives, bonuses, and travel rewards
  • Work from home while building a six-figure income path
  • A true partnership – we invest in your success and grow with you

Apply Now

Join a performance-driven partnership that provides you with direct inbound and inbound live transfer leads, world-class training, and full support to build a high-income, remote sales career — all from your home, anywhere in Michigan.

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