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Insurance Agent Base Pay Jobs in Michigan (NOW HIRING)

Insurance Agent

Detroit, MI ยท On-site

$80K - $100K/yr

Job Overview: The Business Development Insurance Agent plays a vital role in expanding our ... Base pay plus incentives, bonuses, profit share, paid holidays, paid time off, exotic award trips ...

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Insurance Agent Base Pay information

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.
What cities in Michigan are hiring for Insurance Agent Base Pay jobs? Cities in Michigan with the most Insurance Agent Base Pay job openings:
Infographic showing various Insurance Agent Base Pay job openings in Michigan as of June 2026, with employment types broken down into 1% Locum Tenens, 75% Full Time, 16% Part Time, and 8% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Insurance Agent - Farmers Insurance

Farmers District 40

Howell, MI โ€ข On-site

$45K - $75K/yr

Full-time

Posted 12 days ago


Job description

Insurance Agent โ€“ Kelsie Porter Agency | Farmers Insurance โ€“ Howell, MI

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Compensation: Base + Commission (Uncapped Earning Potential)
Experience Level: Entry-Level to Experienced

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About Us

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Since 1928, Farmers Insurance has helped Americans protect their families and businesses with a complete suite of insurance and financial products. As a nationally recognized industry leader, we invest in our agentsโ€™ success through advanced technology, expert training, and ongoing support.

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The Kelsie Porter Agency is expanding! Weโ€™re seeking driven and personable professionals to join our Howell team as an Insurance Agent. If youโ€™re passionate about sales and eager to build lasting client relationships, this is your opportunity to launch a rewarding career while making a meaningful impact in your community.

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Key Responsibilities

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  • Grow your network and client base through proactive outreach, referrals, and community involvement

  • Educate clients on a wide range of coverage options: auto, home, life, business, and specialty insurance

  • Conduct comprehensive needs analyses to design tailored insurance solutions for each client

  • Manage the full sales cycleโ€”from prospecting and consultations to presenting recommendations and closing deals

  • Build enduring client relationships with regular reviews, check-ins, and exceptional ongoing service

  • Consistently pursue and exceed sales targets while focusing on delivering long-term value

  • Keep current on industry trends, product updates, and Farmers Insurance offerings

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Qualifications

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  • Outstanding communication and relationship-building skills

  • Entrepreneurial mindset and drive to achieve sales success

  • Highly organized, self-motivated, and able to work independently

  • Experience in sales or customer-facing roles is a plus (not required)

  • Willingness to obtain or maintain a state insurance license (Life, Property & Casualty)

  • Bilingual abilities are a plus

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Why Join Kelsie Porter Agency at Farmers Insurance?

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  • Comprehensive onboarding and ongoing professional training

  • Competitive base pay with uncapped commission potential

  • Marketing resources and lead generation support

  • Professional coaching and clear opportunities for career advancement

  • Access to the renowned University of Farmers training

  • Defined pathway to future agency ownership

  • Evenings and weekends off

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If youโ€™re ready to build a fulfilling career, serve clients with integrity, and grow with a respected agency, apply today to join the Kelsie Porter Agency in Howell, MI!

Compensation Range: $45K - $75K