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Insurance Agent Base Pay Jobs in Michigan (NOW HIRING)

The Juris Agency

Fully Licensed Sales Agent

Muskegon, MI · On-site

$45 - $115/hr

We are looking for a fully licensed insurance agent who is motivated, dependable, and ready to grow ... Base Salary + Commission Top Producers may earn more than this range. Are you looking to make a ...

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Insurance Agent Base Pay information

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What are popular job titles related to Insurance Agent Base Pay jobs in Michigan?

For Insurance Agent Base Pay jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Insurance Agent Base Pay jobs in Michigan look for?

The top searched job categories for Insurance Agent Base Pay jobs in Michigan are:

What cities in Michigan are hiring for Insurance Agent Base Pay jobs?

Cities in Michigan with the most Insurance Agent Base Pay job openings:

Insurance Agent Base Pay jobs near you
Infographic showing various Insurance Agent Base Pay job openings in Michigan as of August 2026, with employment types broken down into 56% Full Time, 33% Part Time, and 11% Temporary. Highlights an 89% In-person, and 11% Remote job distribution.

Fully Licensed Sales Agent

Khailen Kooi Farmers Insurance

Muskegon, MI • On-site

$65K - $85K/yr

Full-time

Medical, Dental, Vision, Life

Posted 21 days ago

Job description

We are looking for a fully licensed insurance agent who is motivated, dependable, and ready to grow the book of business in a fast-paced sales environment. The ideal candidate has strong communication skills, enjoys building client relationships, and is confident identifying coverage needs and recommending the right solutions.

Youll join an experienced, supportive team with access to Farmers Insurance resources and ongoing training. If youre licensed, sales-driven, and looking for an opportunity to grow your career and income, we encourage you to apply.


Base Salary + Commission


Top Producers may earn more than this range.



Are you looking to make a difference in peoples lives? Khailen Kooi Farmers Insurance in Muskegon, Michigan, is looking for a friendly, dedicated professional to join our team. You will be responsible for helping customers get the products they want while offering additional beneficial products. You will have the opportunity to utilize your customer service skills while growing your sales career


Entry-level candidates will start at a base salary and commission landing around $45,000 .


Tenured Agents with a proven history typically range from 65,000 - 115,000 in earning with a Base Salary + Commission (Uncapped)


Are you an experienced sales or customer service representative?


apply today!


Benefits

Annual Base Salary + Commission + Bonus Opportunities

Dental Insurance

Vision Insurance

Hands on Training

Mon-Fri Schedule

Career Growth Opportunities

Leads Provided

Free Coffee

Professional Work Environment

Paid Holidays

Holidays Off

Weekends Off

Evenings Off

Bonus Opportunities

Team Building Activities

Hands-On Training

Team Meetings

Long-Term Career Growth

Mentorship with Established Agent

Base Salary Plus Commissions


Responsibilities
  • Build and maintain strong relationships with new and existing clients
  • Assess client needs and recommend appropriate personal and commercial insurance coverage
  • Generate new business through agency leads, referrals, networking, and follow-up
  • Identify cross-selling opportunities, including life insurance and additional coverage
  • Provide responsive, professional service throughout the sales and renewal process
  • Meet individual sales goals while contributing to the overall growth of the agency

Requirements
  • Active Property & Casualty licenses required
  • Have or willing to obtain Life & Health insurance liceanses
  • Strong communication and relationship-building skills
  • Self-motivated, goal-oriented, and comfortable working in a sales-driven environment
  • Previous insurance sales or client-facing experience preferred
  • Organized, dependable, and able to manage your time and workload independently
  • Coachable, team-oriented, and committed to continued professional growth