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Insurance Agent Base Pay Jobs in Howell, MI (NOW HIRING)

Existing client base - no cold calls necessary QUICK FACTS: * In 2025, our average earnings for our ... Our highest producing agent earned just over $122,000 . * We are rated as one of the top 25 ...

America's Choice Insurance Partners, a General RV company, is full-service agency serving an ... Existing client base - no cold calls necessary QUICK FACTS: * In 2025, our average earnings for our ...

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Insurance Agent Base Pay information

See Howell, MI salary details

$23.4K

$60.8K

$113.7K

How much do insurance agent base pay jobs pay per year?

As of Jul 26, 2026, the average yearly pay for insurance agent base pay in Howell, MI is $60,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,600.00 and $72,100.00 per year, depending on experience, location, and employer.

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.
What are popular job titles related to Insurance Agent Base Pay jobs in Howell, MI? For Insurance Agent Base Pay jobs in Howell, MI, the most frequently searched job titles are:
What job categories do people searching Insurance Agent Base Pay jobs in Howell, MI look for? The top searched job categories for Insurance Agent Base Pay jobs in Howell, MI are:
What cities near Howell, MI are hiring for Insurance Agent Base Pay jobs? Cities near Howell, MI with the most Insurance Agent Base Pay job openings:
Infographic showing various Insurance Agent Base Pay job openings in Howell, MI as of June 2026, with employment types broken down into 68% Full Time, 16% Part Time, and 16% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $60,846 per year, or $29.3 per hour.
Insurance Agent (P&C)

Insurance Agent (P&C)

America's Choice insurance

Wixom, MI โ€ข On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 14 days ago


Job description

Overview
America's Choice Insurance Partners, a General RV company, is full-service agency serving an exclusive client base through a partnership with the nation's largest recreational vehicle dealer.
With our growing operations, we are expanding our sales team to keep up with ongoing demand. Our Insurance Advisors provide clients with RV, home, auto, renters, and other liability coverages to General RV customers. With a constant flow of qualified leads, our agents are always busy providing insurance solutions. No cold calling!
PERKS
  • Highly competitive compensation (salary, commission and bonus)
  • Benefits including medical, dental, vision, paid vacations and 401k options.
  • State-of-the-art technology
  • Industry leading training program & one-on-one mentor
  • Paid state licensing classes
  • Existing client base - no cold calls necessary

QUICK FACTS:
  • In 2025, our average earnings for our Agents was $83,700 with ZERO cold calling! Our highest producing agent earned just over $122,000.
  • We are rated as one of the top 25 highest-producing agencies in the U.S
  • Tenure: Even with our growth, America's Choice has an average of 3.82 years of employee tenure.

Responsibilities
  • You'll build strong, trust based relationships with our internal and external clients.
  • Utilize your problem solving skills to tailor policies that will protect your clients most valued assets.
  • You will complete front-line underwriting to determine specific risk factors.
  • Sell customers on the value of doing business with you by being the subject matter expert.
  • Build a network of long term clients, to ensure strong repeat and referral business.
  • Have some fun working alongside a dynamic group of individuals!

Qualifications
  • Hustle -The right candidate is money motivated, and likes to be rewarded for helping others. They understand the smarter they work, the greater their earning potential.
  • Competitive - America's Choice breaks our own records year after year and as a result, we look for employees that are highly competitive and motivated to succeed.
  • Attitude - While skill is very important, an engaging personality and positive attitude is paramount to your success.
  • Communicative - Due to the nature of our business, it's critically important to be an effective communicator, both written and verbal.

WHO IS AMERICA'S CHOICE INSURANCE PARTNERS?
Established in 1984 as an Independent Insurance Agency to serve the needs of General RV Center's customers. We currently offer insurance products from more than 20 of the nation's highest rated insurance carriers and write business in over 20 states throughout the country.
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