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Insurance Agent Base Pay Jobs in Howell, MI (NOW HIRING)

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Insurance Agent Base Pay information

See Howell, MI salary details

$23.4K

$60.8K

$113.7K

How much do insurance agent base pay jobs pay per year?

As of Aug 16, 2026, the average yearly pay for insurance agent base pay in Howell, MI is $60,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,600.00 and $72,100.00 per year, depending on experience, location, and employer.

Can I make good money being an insurance agent?

Insurance agents can earn a wide range of incomes, with many earning commissions based on sales and policy renewals. Successful agents with strong sales skills and industry experience can achieve high earnings, but income often depends on factors like location, client base, and effort. Some agents supplement their income with bonuses or incentives, and building a good reputation can lead to increased sales and higher pay.

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

Why do most insurance agents quit?

Most insurance agents quit due to high competition, inconsistent income, and the pressure to meet sales targets. The job often requires strong sales skills, self-motivation, and resilience, and many find the workload and income variability challenging over time.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.

What are popular job titles related to Insurance Agent Base Pay jobs in Howell, MI?

For Insurance Agent Base Pay jobs in Howell, MI, the most frequently searched job titles are:

What job categories do people searching Insurance Agent Base Pay jobs in Howell, MI look for?

The top searched job categories for Insurance Agent Base Pay jobs in Howell, MI are:

What cities near Howell, MI are hiring for Insurance Agent Base Pay jobs?

Cities near Howell, MI with the most Insurance Agent Base Pay job openings:

Insurance Agent Base Pay jobs near you
Infographic showing various Insurance Agent Base Pay job openings in Howell, MI as of June 2026, with employment types broken down into 68% Full Time, 16% Part Time, and 16% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $60,846 per year, or $29.3 per hour.

Sales Representative - Entry Level - Mason, MI

Emily Smith Farmers Insurance

Mason, MI • On-site

$40K - $60K/yr

Full-time

PTO

Re-posted 14 days ago

Job description

Build a Career in Sales With Purpose

Were a growing insurance agency looking for a driven, relationship-focused Sales Producer to join our team. This role is ideal for someone who enjoys connecting with people, closing deals, and being rewarded for their performance. Youll play a vital role in helping clients protect what matters mostwhile building a rewarding career for yourself.

What Makes Us Different

  • We know top sales talent has choicesheres why our team chooses us:
  • People-first mindset: We value long-term relationships with both clients and employees.
  • Supportive leadership: Youll have coaching, guidance, and realistic goalsnot pressure without support.
  • Local agency feel: A close-knit team with stability and room to grow.
  • Training & mentorship: We set you up to win with structured onboarding and ongoing sales coaching.

Our Culture

  • Energetic, collaborative, and supportive
  • Results-driven, but never cutthroat
  • We celebrate winsbig and small
  • High accountability paired with encouragement and teamwork
  • A professional environment where effort and performance are recognized


Compensation & Benefits









  • Pay: $40,000 - $60,000 (Base + Commission)
  • Commission & bonus opportunities based on performance
  • Full-time, MondayFriday schedule
  • Paid training and ongoing sales development
  • Clear performance metrics and growth path
  • In-person role with a consistent, supportive team
  • Career Growth Opportunities


Sales Producers can grow into:

  • Senior Producer roles
  • Licensed insurance agent positions
  • Account management roles
  • Leadership and agency management opportunities


We believe in promoting from within and developing long-term careers.


Frequently Asked Questions

  • Do I need insurance sales experience?
  • No. Sales experience is helpful, but we provide training, scripts, and coaching to help you succeed.
  • Do I need an insurance license?
  • Insurance licensing (Property & Casualty) preferred, or willingness to complete required licensing (Licensing support is available; required licenses must be obtained within 30 days of hire)
  • Is this a commission-only role?
  • No. This position offers an hourly base pay plus commissions and bonuses.
  • Is this position in-office or remote?
  • This is an in-person role at our agency.
  • What does success look like in this role?
  • Consistently following up on leads, building relationships, meeting sales goals, and delivering excellent customer experiences.
  • Is there room to grow?
  • Absolutely. High performers are first in line for advancement and leadership opportunities.


Ready to Take Control of Your Earnings?

Join our team as a Sales Producer and build a career where your effort directly impacts your income and growth.


Benefits

Annual Base Salary + Commission

Paid Time Off (PTO)

Hands on Training

Mon-Fri Schedule

Career Growth Opportunities


Responsibilities

What Youll Do

As a Sales Producer, youll focus on growing the agency by:

  • Proactively identifying and contacting prospective clients
  • Quoting, presenting, and selling insurance products tailored to client needs
  • Building strong relationships that lead to long-term client retention
  • Following up on leads and referrals in a timely and professional manner
  • Cross-selling and upselling additional coverage when appropriate
  • Maintaining accurate documentation of sales activity and client interactions
  • Staying current on insurance products, pricing, and underwriting guidelines

Requirements

What Were Looking For

  • Previous experience in sales, customer service, or a related field
  • Strong communication and persuasion skills
  • Goal-oriented mindset with a desire to earn commissions and bonuses
  • Ability to build trust and rapport quickly
  • Self-motivated, organized, and comfortable managing follow-ups
  • Positive, professional attitude in a fast-paced environment
  • Insurance experience is a plus, but not requiredtraining is provided.
  • Insurance licensing (Property & Casualty) preferred, or willingness to complete required licensing (Licensing support is available; required licenses must be obtained within 30 days of hire)

Apply todaywe cant wait to meet you!