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Insurance Agent Base Pay Jobs in Michigan (NOW HIRING)

Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ... With Kemper's pay-for-performance compensation model, agents have the opportunity to determine ...

Existing client base - no cold calls necessary QUICK FACTS: * In 2025, our average earnings for our ... Our highest producing agent earned just over $122,000 . * We are rated as one of the top 25 ...

America's Choice Insurance Partners, a General RV company, is full-service agency serving an ... Existing client base - no cold calls necessary QUICK FACTS: * In 2025, our average earnings for our ...

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Insurance Agent Base Pay information

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.
What cities in Michigan are hiring for Insurance Agent Base Pay jobs? Cities in Michigan with the most Insurance Agent Base Pay job openings:
Infographic showing various Insurance Agent Base Pay job openings in Michigan as of June 2026, with employment types broken down into 1% Locum Tenens, 75% Full Time, 16% Part Time, and 8% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.
Farmers Insurance - Agent in Training

Farmers Insurance - Agent in Training

Farmers Insurance

Jenison, MI • On-site

$55K - $85K/yr

Full-time

Medical, Life, PTO

Posted 3 days ago


Farmers Insurance rating

7.8

Company rating: 7.8 out of 10

Based on 307 frontline employees who took The Breakroom Quiz

166th of 261 rated insurance


Job description

Agent in Training - Farmers Insurance | Chris McRay Agency - Jenison, MI
About the Opportunity
Are you ready to jumpstart a rewarding career in sales with a respected name in the insurance industry? The Chris McRay Agency, a proud member of the Farmers Insurance family, is seeking a motivated and goal-oriented Agent in Training to join our high-achieving team in Jenison, MI.
As an Agent in Training, you will be instrumental in generating new revenue, providing personalized insurance solutions, and fostering a collaborative team environment. This opportunity is perfect for those with strong communication skills, a passion for sales, and a desire to help clients secure what matters most.
What We're Looking For
Candidates must have prior sales experience or demonstrate a proven track record of meeting targets. Only those who meet these requirements will be considered.
About Our Agency
The Chris McRay Agency is committed to nurturing the growth of both our clients and team members. We promote a supportive and energetic work culture where achievements are recognized and professional development is prioritized. Whether you are highly experienced in insurance or just starting out in sales, we offer comprehensive training, mentorship, and clear advancement opportunities-including leadership development and the potential for agency ownership.
Key Responsibilities
  • Generate new business by prospecting, conducting outreach, and converting leads into policies
  • Consult with clients to assess insurance needs and recommend appropriate coverage
  • Sell and cross-sell various insurance products including Auto, Home, Life, and Commercial policies
  • Build and maintain strong relationships with clients, providing ongoing support and policy reviews
  • Exceed individual sales targets to contribute to agency growth
  • Stay current on product knowledge and compliance standards
  • Utilize CRM tools to manage leads, follow-ups, and policy renewals
  • Participate in team meetings and strategic sales discussions

Ideal Candidate
We seek passionate, proactive, and professional individuals. The ideal Agent in Training possesses:
  • At least 1 year of experience in sales, customer service, or insurance (preferred)
  • Excellent communication and negotiation skills
  • Confidence in making outbound calls and closing business
  • Openness to coaching and eagerness to learn
  • Strong organizational and time management abilities
  • Property & Casualty and/or Life & Health license (preferred, or willingness to obtain)
  • Bilingual abilities are a plus

Why Join Us?
  • Competitive base salary plus uncapped commission potential
  • Performance bonuses and incentive programs
  • Hands-on training and ongoing professional development
  • Advancement opportunities, including a pathway to agency ownership
  • Supportive, team-oriented culture that values achievement
  • Health insurance options (dependent on agency offerings)
  • Paid time off, holidays, and milestone incentives
  • Backing of a trusted brand with a legacy of excellence in insurance and financial services

Take the Next Step in Your Career
Becoming an Insurance Agent at the Chris McRay Agency is more than a job-it's the launchpad to long-term success in the field. If you're driven to advance your career and income, we invite you to apply.
Submit your application today and start your journey toward a rewarding career with Farmers Insurance.

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