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Virtual Insurance Agent Jobs in Michigan (NOW HIRING)

The Whittingham Agencies

Life Insurance Agent

Allen, MI · On-site

$65K/yr

Virtual Company Overview: Once your application is in, you'll receive an invite to a virtual ... State and federal laws require licensing to sell certain insurance products. Ability to obtain a ...

The Whittingham Agencies

Life Insurance Agent

Homer, MI · On-site

$65K/yr

Virtual Company Overview: Once your application is in, you'll receive an invite to a virtual ... State and federal laws require licensing to sell certain insurance products. Ability to obtain a ...

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Virtual Insurance Agent information

See Michigan salary details

$21.8K

$56.7K

$105.9K

How much do virtual insurance agent jobs pay per year?

As of May 28, 2026, the average yearly pay for virtual insurance agent in Michigan is $56,673.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,800.00 and $67,100.00 per year, depending on experience, location, and employer.

What Does a Virtual Insurance Agent Do?

As a virtual insurance agent, your responsibilities are to sell customers different types of health, life, auto, home, and disaster insurance plans or add-ons to their existing coverage. However, unlike a traditional insurance agent, you perform your work remotely and discuss options with customers via online chat platforms, email, or phone. Your duties include determining what type of coverage a customer needs, assessing their risk factors and financial stability to decide whether or not they qualify for coverage, and identifying what kinds of coverage are available to them.

What are the key skills and qualifications needed to thrive as a Virtual Insurance Agent, and why are they important?

To thrive as a Virtual Insurance Agent, you need a strong understanding of insurance products, sales techniques, and relevant licensing or certifications. Familiarity with customer relationship management (CRM) software, digital communication platforms, and quoting systems is essential. Excellent verbal communication, active listening, and self-motivation are standout soft skills in this role. These skills ensure agents can effectively advise clients, build trust remotely, and achieve sales targets in a digital environment.

How do Virtual Insurance Agents typically collaborate with underwriters and claims adjusters in a remote environment?

Virtual Insurance Agents often work closely with underwriters and claims adjusters through secure digital platforms, video calls, and shared documentation systems. Effective communication and timely updates are essential, as agents relay client information, clarify policy details, and coordinate on complex cases. Collaboration tools and regular team meetings help ensure that everyone stays informed and aligned on client needs, making remote teamwork both efficient and responsive.

What is a Virtual Insurance Agent?

A Virtual Insurance Agent is a professional who provides insurance services and advice remotely, typically using phone, email, video calls, or online chat. They help clients understand different insurance policies, assess their needs, and select appropriate coverage without meeting in person. Virtual Insurance Agents can handle a variety of insurance types, such as life, health, auto, or homeowners insurance, and often work for insurance companies, agencies, or as independent brokers. Their role emphasizes convenience and accessibility for clients who prefer digital communication. This position requires strong communication skills, knowledge of insurance products, and often appropriate licensing.

What is the difference between Virtual Insurance Agent vs Insurance Broker?

AspectVirtual Insurance AgentInsurance Broker
CredentialsTypically requires insurance licenses, certifications vary by stateRequires insurance licenses, often holds multiple state licenses
Work EnvironmentRemote or online, working independently or for an agencyCan work independently or for brokerage firms, often client-facing
Employer & Industry UsageInsurance companies, agencies, online platformsIndependent or agency-based, representing multiple insurers
Search & Comparison IntentFinding remote insurance sales or support rolesComparing insurance options or seeking independent advice

The main difference is that a Virtual Insurance Agent primarily sells or supports insurance products online and may work directly for an insurer or agency. An Insurance Broker acts as an independent intermediary, representing clients and comparing policies across multiple insurers. Both roles require licensing and have overlapping skills, but their work environments and client interactions differ.

More about Virtual Insurance Agent jobs
What are the most commonly searched types of Insurance Agent jobs in Michigan? The most popular types of Insurance Agent jobs in Michigan are:
What are popular job titles related to Virtual Insurance Agent jobs in Michigan? For Virtual Insurance Agent jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Virtual Insurance Agent jobs in Michigan look for? The top searched job categories for Virtual Insurance Agent jobs in Michigan are:
What cities in Michigan are hiring for Virtual Insurance Agent jobs? Cities in Michigan with the most Virtual Insurance Agent job openings:
Virtual Insurance Agent jobs near you

Remote Insurance Agent

InsuraTec Services Group

Grand Rapids, MI • Remote

Other

Life

Posted 10 days ago

Job description

Remote Insurance Agent
Uncapped Commission, High-Earning Potential

Location: 100% Remote Work From Home

Are you looking for a flexible, high-income opportunity that allows you to work remotely? Do you want to be part of an industry that provides financial security and peace of mind to families? InsuraTec is looking for motivated individuals to join our team as Remote Life Insurance Agents. Whether you're an experienced professional or new to sales, we provide comprehensive training to set you up for success.

Why Join Us?
  • Work from Anywhere Enjoy the freedom of a remote career
  • Uncapped Commission The harder you work, the more you earn
  • Flexible Schedule Design your work hours to fit your lifestyle
  • No Experience Required We provide all the training you need
  • High-Demand Industry Help families secure their financial future
What You'll Do:
  • Connect with potential clients and assess their insurance needs
  • Educate families on life insurance options and tailor solutions to their goals
  • Handle inbound leads No cold calling, no door-to-door sales
  • Build and maintain strong relationships with clients
  • Work independently while receiving ongoing training and mentorship
Qualifications:
  • Must have or be willing to obtain a Life Insurance License (we assist with the licensing process)
  • Strong communication and people skills
  • Self-motivated with a desire to grow and succeed in a commission-based role
  • Ability to manage a flexible schedule while staying disciplined and proactive
What We Offer:
  • 100% Remote Work from anywhere with full virtual support
  • Uncapped Commission & Bonuses Your earning potential is unlimited
  • Flexible Schedule Achieve work-life balance on your terms
  • No Experience Required We provide training and mentorship
  • Career Growth Opportunities Advancement within the company

This is a commission-only role, ideal for self-motivated individuals who want unlimited earning potential while making a real impact.

If you're ready to build a rewarding career in life insurance sales, apply today and join InsuraTec as a Remote Life Insurance Agent!

Apply