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Part Time Life Insurance Agent Jobs in Michigan (NOW HIRING)

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Part Time Life Insurance Agent information

See Michigan salary details

$15.7K

$77.5K

$126.4K

How much do part time life insurance agent jobs pay per year?

As of Jul 4, 2026, the average yearly pay for part time life insurance agent in Michigan is $77,544.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,100.00 and $106,300.00 per year, depending on experience, location, and employer.

What is a Part Time Life Insurance Agent?

A Part Time Life Insurance Agent is a licensed professional who sells life insurance policies to clients while working fewer hours than a full-time agent. They assess clients’ needs, explain policy options, and help individuals or families choose suitable coverage to protect their loved ones financially. This role offers flexibility, often allowing agents to set their own schedules and balance other commitments. Part time agents may work independently, for an insurance agency, or as part of a larger team, and they typically earn commissions based on sales.

What Does a Part-Time Life Insurance Agent Do?

As a part-time life insurance agent, your job is to help each customer through the sales process and provide any additional help they need. In this role, you may explain the benefits of each plan, calculate premium payments, take calls from new or existing customers during your work hours, and handle the types of paperwork that only a licensed insurance agent is authorized to complete. This job may include cold calling or knocking on doors, but many part-time life insurance agents work through an existing database of interested customers to help maximize efficiency. Part-time hours vary by company and can include weekend roles, several hours during the week, or even close to full-time work.

Can being a life insurance agent be a side hustle?

Yes, being a part-time life insurance agent is common and feasible as a side hustle. It typically requires obtaining a license, flexible scheduling, and the ability to work independently, making it suitable for those seeking additional income outside of a full-time job.

What are the typical scheduling expectations and flexibility for a Part Time Life Insurance Agent?

Part Time Life Insurance Agents often enjoy a high degree of flexibility in creating their schedules, which is ideal for those balancing other commitments. While you may have some required team meetings or training sessions, most of your work—such as client outreach, policy research, and follow-ups—can be arranged around your availability. However, the role does require availability during clients' preferred hours, which may include evenings or weekends. Success in this position often depends on self-motivation, time management, and proactive communication with both clients and your agency team.

What is the difference between Part Time Life Insurance Agent vs Part Time Insurance Sales Agent?

AspectPart Time Life Insurance AgentPart Time Insurance Sales Agent
CredentialsLicensing in life insuranceLicensing in various insurance types, including life, health, auto
Work EnvironmentPrimarily client meetings, policy consultationsSales calls, client meetings across insurance products
Employer & IndustryInsurance companies, agencies specializing in life policiesMultiple insurance providers, agencies selling diverse policies

Part Time Life Insurance Agents focus specifically on selling life insurance policies, requiring specialized licensing. In contrast, Part Time Insurance Sales Agents may sell a variety of insurance products, including auto, health, and life, often with broader licensing requirements. Both roles involve client interaction and sales, but the scope of products differs.

Can I get life insurance with lupus?

A part time life insurance agent can explain that individuals with lupus may qualify for life insurance, but approval depends on disease severity, treatment stability, and overall health. Insurers often require medical records and may impose higher premiums or exclusions based on health conditions. Working with an agent can help find policies suited to your health situation and needs.

What are the key skills and qualifications needed to thrive as a Part Time Life Insurance Agent, and why are they important?

To thrive as a Part Time Life Insurance Agent, you need a solid understanding of insurance products, sales strategies, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software and digital sales platforms is commonly required. Strong interpersonal skills, self-motivation, and effective communication help agents build trust and maintain client relationships. These abilities are crucial for meeting sales targets, retaining clients, and ensuring regulatory compliance in a competitive industry.

How to become a part-time life insurance agent?

To become a part-time life insurance agent, you typically need to complete any required licensing exams and obtain a state license, which involves studying insurance policies and passing a test. Many companies also require background checks and may offer training programs; having strong communication skills and sales experience can be beneficial. Once licensed, you can work flexible hours and sell policies on a part-time basis, often using online or in-person methods.

How much can you sell a $100,000 life insurance policy for?

As a part-time life insurance agent, you typically sell policies at face value, earning commissions based on the premium paid by the client. The $100,000 policy's sale price depends on the premium rate, which varies by age, health, and coverage details, but the policy itself is not sold for less or more than its face value; commissions are a percentage of the premium. Your role involves helping clients select appropriate coverage and earning commissions from the premiums they pay over time.
More about Part Time Life Insurance Agent jobs
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What job categories do people searching Part Time Life Insurance Agent jobs in Michigan look for? The top searched job categories for Part Time Life Insurance Agent jobs in Michigan are:
What cities in Michigan are hiring for Part Time Life Insurance Agent jobs? Cities in Michigan with the most Part Time Life Insurance Agent job openings:
Part Time Life Insurance Agent jobs near you
Infographic showing various Part Time Life Insurance Agent job openings in Michigan as of June 2026, with employment types broken down into 100% Part Time. Highlights an 95% In-person, and 5% Remote job distribution, with an average salary of $77,544 per year, or $37.3 per hour.
Life Insurance Agent - FT/PT- Work from Home!

Life Insurance Agent - FT/PT- Work from Home!

The Parsons Group

Grand Rapids, MI • On-site, Remote

Part-time

Posted 5 days ago

Job description

The Parsons Group
Company Overview:
- We are a company dedicated to protecting families with living benefit life insurance.
- We prioritize our clients' needs by working with policyholders and provide personalized solutions to meet their financial goals.
- We operate on a flexible schedule, allowing you to create your own working hours.
Key Responsibilities:
- Build and maintain relationships with potential clients to understand their insurance needs.
- Educate clients on their options of life insurance and assist them in selecting the most suitable policy.
What to expect:
- Simple and free training that will show you how to achieve YOUR GOALS. There are no quotas or minimums...we are here to empower you reach the level of success you are looking for.
Qualifications:
- Lead driven - NO cold calling
- Full time OR part time
- 1099 Independent Contractor
- 100% Commission
- Daily Pay
-If you are passionate about helping families protect their financial future and thrive in a flexible and rewarding sales role, we would love to hear from you. This opportunity will meet or exceed your hesitations. We look forward to hearing from you.

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