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Virtual Insurance Agent Jobs in Michigan (NOW HIRING)

Complete our training program and obtain your life insurance license if not currently licensed ... With a supportive attitude, our leadership team educates and trains each diverse agent individually.

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Virtual Insurance Agent information

See Michigan salary details

$21.8K

$56.7K

$105.9K

How much do virtual insurance agent jobs pay per year?

As of May 29, 2026, the average yearly pay for virtual insurance agent in Michigan is $56,673.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,800.00 and $67,100.00 per year, depending on experience, location, and employer.

What Does a Virtual Insurance Agent Do?

As a virtual insurance agent, your responsibilities are to sell customers different types of health, life, auto, home, and disaster insurance plans or add-ons to their existing coverage. However, unlike a traditional insurance agent, you perform your work remotely and discuss options with customers via online chat platforms, email, or phone. Your duties include determining what type of coverage a customer needs, assessing their risk factors and financial stability to decide whether or not they qualify for coverage, and identifying what kinds of coverage are available to them.

What are the key skills and qualifications needed to thrive as a Virtual Insurance Agent, and why are they important?

To thrive as a Virtual Insurance Agent, you need a strong understanding of insurance products, sales techniques, and relevant licensing or certifications. Familiarity with customer relationship management (CRM) software, digital communication platforms, and quoting systems is essential. Excellent verbal communication, active listening, and self-motivation are standout soft skills in this role. These skills ensure agents can effectively advise clients, build trust remotely, and achieve sales targets in a digital environment.

How do Virtual Insurance Agents typically collaborate with underwriters and claims adjusters in a remote environment?

Virtual Insurance Agents often work closely with underwriters and claims adjusters through secure digital platforms, video calls, and shared documentation systems. Effective communication and timely updates are essential, as agents relay client information, clarify policy details, and coordinate on complex cases. Collaboration tools and regular team meetings help ensure that everyone stays informed and aligned on client needs, making remote teamwork both efficient and responsive.

What is a Virtual Insurance Agent?

A Virtual Insurance Agent is a professional who provides insurance services and advice remotely, typically using phone, email, video calls, or online chat. They help clients understand different insurance policies, assess their needs, and select appropriate coverage without meeting in person. Virtual Insurance Agents can handle a variety of insurance types, such as life, health, auto, or homeowners insurance, and often work for insurance companies, agencies, or as independent brokers. Their role emphasizes convenience and accessibility for clients who prefer digital communication. This position requires strong communication skills, knowledge of insurance products, and often appropriate licensing.

What is the difference between Virtual Insurance Agent vs Insurance Broker?

AspectVirtual Insurance AgentInsurance Broker
CredentialsTypically requires insurance licenses, certifications vary by stateRequires insurance licenses, often holds multiple state licenses
Work EnvironmentRemote or online, working independently or for an agencyCan work independently or for brokerage firms, often client-facing
Employer & Industry UsageInsurance companies, agencies, online platformsIndependent or agency-based, representing multiple insurers
Search & Comparison IntentFinding remote insurance sales or support rolesComparing insurance options or seeking independent advice

The main difference is that a Virtual Insurance Agent primarily sells or supports insurance products online and may work directly for an insurer or agency. An Insurance Broker acts as an independent intermediary, representing clients and comparing policies across multiple insurers. Both roles require licensing and have overlapping skills, but their work environments and client interactions differ.

What are the most commonly searched types of Insurance Agent jobs in Michigan? The most popular types of Insurance Agent jobs in Michigan are:
What are popular job titles related to Virtual Insurance Agent jobs in Michigan? For Virtual Insurance Agent jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Virtual Insurance Agent jobs in Michigan look for? The top searched job categories for Virtual Insurance Agent jobs in Michigan are:
What cities in Michigan are hiring for Virtual Insurance Agent jobs? Cities in Michigan with the most Virtual Insurance Agent job openings:

$90K - $100K/yr

Full-time

Medical, Dental, Vision, Life, PTO

Posted 15 days ago


Job description

Farmers Insurance is seeking a driven, entrepreneurial Agent in Training who is business-minded, motivated to grow, and interested in building a long-term career in the insurance industry. This is an in-office position located in Michigan, ideal for someone who wants more than a job and is ready to learn how an agency operates while developing the skills needed to eventually step into agency leadership or ownership.

This position offers paid training which transitions to a competitive base salary upon completing training, plus commission and performance-based bonuses.

This role is designed for individuals who want to gain hands-on experience in both the operational and sales sides of the agency while developing the foundation needed to run a successful insurance business. You will work directly with clients, learn the day-to-day functions that drive agency growth, and build the sales and service skills required to grow a book of business. The position provides a structured learning environment that rewards initiative, accountability, and results.

Working closely with agency leadership, you will gain exposure to the business side of insurance, including sales development, customer relationship management, and agency operations. This is a growth-focused opportunity for someone who wants to take ownership of their career, develop real business acumen, and position themselves for future advancement within the Farmers system.


Candidates must have active Michigan Property & Casualty and Life, Accident & Health insurance licenses, or be willing to obtain them. If you are not currently licensed, free pre-licensing education is available to help you meet the state requirements.


If you are motivated, competitive, and ready to build a career with long-term growth potential, this role offers the training, structure, and opportunity to move forward.


Benefits

Annual Base Salary + Commission + Bonus Opportunities

Career Growth Opportunities

Mon-Fri Schedule

Hands on Training

Life Insurance

Vision Insurance

Dental Insurance

Health Insurance

Flexible Schedule

Paid Time Off (PTO)


Responsibilities
  • Generate new business through a mix of inbound and outbound sales activities, including phone, text, email, and virtual outreach
  • Conduct cold and warm calling to prospective customers, referral sources, and prior leads to build a consistent sales pipeline
  • Follow up promptly on incoming leads, web inquiries, and walk-in prospects to identify coverage needs and close opportunities
  • Build relationships within the community by attending local events, networking, and developing partnerships that create referral opportunities
  • Meet with customers in person, by phone, or virtually to review their current coverage and provide tailored insurance solutions
  • Educate clients on coverage options, risk exposures, and protection strategies to help them make informed decisions
  • Deliver a high level of service by handling policy changes, questions, renewals, and claims support, ensuring a strong customer experience
  • Identify cross-sell and upsell opportunities within the existing book of business to increase account value and retention
  • Maintain accurate activity, pipeline, and customer records within agency systems and CRM tools
  • Stay current on Farmers products, underwriting guidelines, coverage options, and promotions to confidently present solutions and remain competitive
  • Support agency growth goals by consistently meeting or exceeding production and activity targets
  • Collaborate with the agency team to improve processes, share best practices, and contribute to a positive, performance-driven environment

Requirements
  • Must be willing to work in-office in Michigan
  • Active Michigan Property & Casualty and Life, Accident & Health insurance licenses, or willingness to obtain them within a specified timeframe
  • If not currently licensed, candidates must be willing to complete pre-licensing education (free pre-licensing support available)
  • Strong interest in sales, business development, and long-term career growth
  • Entrepreneurial mindset with the desire to take ownership of results and build a career, not just hold a position
  • Excellent communication skills, both verbal and written, with the ability to build trust and rapport quickly
  • Comfortable making outbound calls, following up on leads, and engaging in daily sales activity
  • Self-motivated, competitive, and goal-oriented with the ability to work independently and stay accountable
  • Strong organizational and time management skills, with the ability to manage multiple priorities and follow through consistently
  • Professional presence and the ability to interact with clients in person, virtually, and over the phone
  • Basic computer proficiency and comfort using CRM systems, email, and standard business software
  • Ability to participate in local networking and community activities to support business development
  • High school diploma or equivalent required; college degree or prior sales, customer service, or leadership experience preferred but not required