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Insurance Agent Base Pay Jobs in Michigan (NOW HIRING)

Purdy Financial Group

Local Insurance Agent

Lansing, MI · On-site +1

$30K - $160K/yr

Some careers pay the bills. This one protects families and pays you what you're worth. Purdy ... Meet virtually with families who have requested life insurance coverage * Find the right protection ...

Kemper

Licensed Insurance Agent

Detroit, MI

Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ... With Kemper's pay-for-performance compensation model, agents have the opportunity to determine ...

Sagility LLC

$20/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers ... Base hourly pay rate starting at $20.00 per hour , with opportunities to earn more based on ...

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Insurance Agent Base Pay information

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What are popular job titles related to Insurance Agent Base Pay jobs in Michigan?

For Insurance Agent Base Pay jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Insurance Agent Base Pay jobs in Michigan look for?

The top searched job categories for Insurance Agent Base Pay jobs in Michigan are:

What cities in Michigan are hiring for Insurance Agent Base Pay jobs?

Cities in Michigan with the most Insurance Agent Base Pay job openings:

Insurance Agent Base Pay jobs near you
Infographic showing various Insurance Agent Base Pay job openings in Michigan as of August 2026, with employment types broken down into 56% Full Time, 33% Part Time, and 11% Temporary. Highlights an 89% In-person, and 11% Remote job distribution.

Agent in Training - Farmers Insurance

Marshall, MI • On-site

Ryan Underhill Farmers Insurance
See more jobs at Ryan Underhill Farmers Insuranceexternal

Full-time

PTO

Posted 18 days ago

Job description

We are looking for a competitive insurance agent candidates for the Farmers Insurance Protg Program. Our protg agents work for qualified mentor agents around Michigan to learn and sell our product portfolio, ways to market and run an insurance agency from top to bottom. Our Protg program is essentially a paid internship program (base+ commission) to help prepare you for starting OR taking over an existing book of business.

We are seeking a passionate, self-driven, natural born salesperson with a desire to make a difference in peoples lives. Candidates understand that it takes time to build a business, to develop the proper skills and understanding to excel in this field. We provide our Proteges with ongoing training and support on their path to success so they can best serve the Farmers customers!

Candidates will generate new business by contacting potential customers. You will sell, solicit, differentiate and negotiate insurance plans that match the needs of your assigned or prospective customers portfolio. The goal is to build up strong positive relationships, to ensure growth attainment and increase the agency's reputation while gaining the knowledge and experience to launch your own agency.


Benefits

Annual Base Salary + Commission

Paid Time Off (PTO)

Career Growth Opportunities

Mon-Fri Schedule

Hands on Training


Responsibilities
  • Develop marketing strategies and promote all types of new insurance contracts or suggest additions/changes to existing ones
  • Breed productive relationships to create a pool of prospective clients from various sources by networking, cold calling, using referrals etc
  • Evaluate business or individual customers needs and financial status and propose protection plans that meet their criteria
  • Work with clients to deliver risk management strategies that fit their risk profiles
  • Report the progress of monthly/quarterly initiatives to stakeholders
  • Maintain bookkeeping systems, database and records
  • Monitor insurance claims to ensure mutual satisfaction
  • Achieve customer acquisition and revenue growth objectives
  • Constantly update job knowledge and learn about new products and services
  • Fulfill all policy requirements
  • Be able to obtain or currently possess a Michigan Property & Casualty insurance license.
  • Be able to obtain or currently possess a Michigan Life and Health Insurance license

Requirements
  • Proven working experience as an Insurance agent or relevant experience
  • Familiarity with all types of insurance plans (automobile, fire, life, property, business etc)
  • Basic computer knowledge and statistical analysis
  • Proven ability to work with goals
  • Demonstrated ability to communicate, present, influence and sell effectively
  • Experience in delivering client-focused solutions and in creating long-lasting relationships
  • Demonstrated ability to sell on the phone
  • High school or BS degree