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Captive Insurance Agent Jobs in Michigan (NOW HIRING)

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Life Insurance Agent

Troy, MI · On-site

$60K - $500K/yr

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits ...

Be Seen First

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits ...

Be Seen First

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits ...

Be Seen First

Life Insurance Agent

Detroit, MI · On-site

$60K - $500K/yr

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits ...

Be Seen First

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits ...

Be Seen First

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits ...

Be Seen First

Life Insurance Agent

Detroit, MI · On-site

$60K - $500K/yr

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits ...

Be Seen First

Life Insurance Agent

Troy, MI · On-site

$60K - $500K/yr

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits ...

Sales Specialist (Captive Agent) Clinton Township, MI About American Health Plans American Health Plans is an experienced health insurance brokerage contracted with most major companies to provide ...

Captive Insurance Agent information

See Michigan salary details

$21.8K

$56.7K

$105.9K

How much do captive insurance agent jobs pay per year?

As of Sep 5, 2026, the average yearly pay for captive insurance agent in Michigan is $56,673.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,800.00 and $67,100.00 per year, depending on experience, location, and employer.

What is a captive insurance agent?

A Captive Insurance Agent is an insurance salesperson who works for a single insurance company, selling only that company's products. Unlike independent agents who represent multiple insurers, captive agents receive training, support, and leads from their parent company. They often benefit from exclusive products, company-backed marketing, and potential salary or commission structures. This role requires strong sales and customer service skills to help clients find policies that fit their needs while meeting company sales targets.

What are the key skills and qualifications needed to thrive as a captive insurance agent?

To thrive as a Captive Insurance Agent, you need in-depth knowledge of insurance products, strong sales acumen, and a valid state insurance license. Familiarity with CRM software, quoting platforms, and company-provided training programs is typical in this role. Outstanding customer service, persuasive communication, and resilience are crucial soft skills that enhance performance. These skills ensure agents efficiently match clients with appropriate products, meet sales targets, and foster long-term client relationships within a competitive industry.

What are the typical challenges faced by captive insurance agents, and how can they overcome them?

Captive Insurance Agents often face the challenge of meeting sales targets while offering only the products of one insurance company, which can limit options for certain clients. To overcome this, successful agents develop a deep understanding of their company's offerings and learn how to tailor solutions to a wide range of client needs. They often work closely with supportive teams, including sales managers and underwriters, to strategize on complex cases. Building lasting relationships through excellent customer service and ongoing professional development also helps agents stand out and achieve their goals.

Is it better to be a captive insurance agent?

Being a captive insurance agent means working exclusively for one insurance company, which can provide stability, training, and a clear product line. However, it may limit flexibility and earning potential compared to independent agents who can offer multiple carriers' policies. The choice depends on personal career goals and preferred work environment.

What are the most commonly searched types of Captive Insurance Agent jobs in Michigan?

The most popular types of Captive Insurance Agent jobs in Michigan are:

Infographic showing various Captive Insurance Agent job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 5% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $56,673 per year, or $27.2 per hour.

Insurance Agent Extraordinaire (house)

Phil Klein Insurance

West Bloomfield, MI • On-site

$38K - $55K/yr

Full-time

Re-posted 23 days ago


Job description

Award winning independent agency ISO Amazing in house insurance writer(s). If you're the type of producer who delivers a 5 star experience, loves helping people buy insurance AND can't stand finding new business, we may be the perfect match if you possess:
  • 12+ months as a producer in either an independent or captive agency in the tri-county area.
  • A P&C license
  • Exquisite communications skills
  • A winning mindset and attitude
  • The desire for continuous growth

And a few other things we'll talk about if you make the first cut.
Send whatever you want me to see that gives you the best shot of getting a phone call. Ideas include a LinkedIn or other social network profile, a resume/cv/cover letter or the most kickass text ever constructed. You should know that the position has a base salary + commissions, great training, an even better culture, benefits and the best owner ever.
IF you're interested get your info in front of Terry Bean at terrybean at pkig dot com or 248.224.1326.