Captive Insurance Agent Jobs Near Me

Are you an active, licensed life insurance agent tired of restrictive "captive" contracts, low commission caps, or lack of lead transparency?

We are looking for seasoned professionals to join our platform as independent advisors. This is a 1099 partnership designed for producers who know the industry and want to maximize their ROI by leveraging 50+ top-rated carriers and a robust, automated infrastructure.

• Consultative Sales: Conduct high-level financial protection assessments for diverse client portfolios.
• Carrier Selection: Leverage our platform to quote and bind policies across 50+ carriers, ensuring the best fit for the client.
• Pipeline Management: Utilize our advanced CRM and automation tools to manage high-volume lead flows and client renewals.
• Scale & Lead: (Optional) Build and mentor your own agency within our ecosystem to generate override income.

• Uncapped High-Contract Levels: Competitive commission tiers with performance-based increases.
• Zero Commission Splits on Leads: Access high-intent leads at cost; keep 100% of your earned commission.
• Full Portability: You own your book of business from day one.
• Vested Renewals: Build long-term wealth with immediate vesting on renewal income.
• Elite Tech Stack: Full access to CRM, automated marketing funnels, and multi-carrier quoting tools.
• Carrier Depth: Immediate access to A-rated carriers (Term, IUL, Whole Life, Final Expense).

• Currently Licensed: You hold an active Life & Health (or Life-only) license in at least one state.
• Proven Track Record: You have a history of consistent production and understand the nuances of the life insurance sales cycle.
• Self-Sufficient: You are a disciplined remote professional who doesn't need "hand-holding" but values a high-level support community.
• Tech-Savvy: Comfortable navigating modern CRM systems and virtual sales platforms.

• Active Resident Life Insurance License (Required).
• Errors & Omissions (E&O) Insurance.
• Must be authorized to work in the United States.
• A dedicated home office setup with high-speed internet.

• 1099 Independent Contractor: True entrepreneurial freedom.
• High Upfront Commissions: Aggressive advance schedules.
• Passive Income: Monthly renewal income and performance bonuses.
• Agency Overrides: Compensation for those interested in the leadership and recruitment track.

Note: This is a commission-only partnership for licensed professionals looking to scale their existing business or transition to a more lucrative platform.

If you are a producer who is ready to leave the "trainee" environment behind and start earning what your production is actually worth, we want to talk.