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Life Insurance Sales Jobs in Michigan (NOW HIRING)

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Life Insurance Sales information

See Michigan salary details

$25.7K

$80.3K

$122.5K

How much do life insurance sales jobs pay per year?

As of May 28, 2026, the average yearly pay for life insurance sales in Michigan is $80,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,700.00 and $101,100.00 per year, depending on experience, location, and employer.

Is Life Insurance Sales a Good Career?

A career in life insurance sales can be challenging and rewarding. You are responsible for customer acquisition, and your income is commission-based. The job affords immense room for growth, as the market is large and commissions are high. Additionally, life insurance sales agents get the opportunity to act as financial investment advisors to individuals who find it difficult to navigate life insurance policy documents on their own.

What are the key skills and qualifications needed to thrive as a Life Insurance Sales Agent, and why are they important?

To excel in Life Insurance Sales, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with CRM software, digital quoting tools, and e-signature platforms is important for managing leads and processing applications efficiently. Exceptional interpersonal skills, active listening, and resilience help agents build trust and maintain long-term client relationships. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and delivering tailored solutions to clients' financial needs.

What are some common challenges faced by life insurance sales professionals, and how can they be overcome?

One of the most common challenges in life insurance sales is building trust with potential clients, as discussing financial planning and mortality can be sensitive topics. Overcoming this requires strong interpersonal skills, active listening, and a consultative approach to understand each client's unique needs. Additionally, meeting sales targets in a competitive market can be demanding, so successful agents focus on continuous learning, networking, and leveraging technology to manage leads effectively. Collaborating with experienced team members and seeking mentorship can also provide valuable support and guidance.

What are Life Insurance Sales?

Life Insurance Sales involves helping individuals and families find and purchase life insurance policies that meet their financial and coverage needs. Professionals in this field educate clients about different types of life insurance, such as term life or whole life, and assist them in selecting the best options. They also handle paperwork, answer questions about policy details, and may provide ongoing customer service. Life Insurance Sales agents often work for insurance companies or as independent brokers, and typically earn commissions based on the policies they sell.

What is the difference between Life Insurance Sales vs Insurance Agent?

AspectLife Insurance SalesInsurance Agent
CertificationsTypically requires state licensing and life insurance certificationRequires state licensing for various insurance types, including life, health, and property
Work EnvironmentPrimarily office-based or client meetings, often commission-basedCan include agency offices, client meetings, and fieldwork
Industry UsageSpecialized in selling life insurance policiesBroader role covering multiple insurance products
Search & Comparison IntentFocused on life insurance sales techniques and certificationsBroader insurance sales roles, including multiple product types

Life Insurance Sales professionals focus specifically on selling life insurance policies and require specialized certifications. Insurance Agents may sell various insurance products, including life, health, and property, and often hold multiple licenses. While both roles involve client consultations and commission-based income, Life Insurance Sales roles are more specialized, whereas Insurance Agents have a broader scope in the insurance industry.

More about Life Insurance Sales jobs
What are the most commonly searched types of Life Insurance Sales jobs in Michigan? The most popular types of Life Insurance Sales jobs in Michigan are:
What are popular job titles related to Life Insurance Sales jobs in Michigan? For Life Insurance Sales jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Life Insurance Sales jobs in Michigan look for? The top searched job categories for Life Insurance Sales jobs in Michigan are:
What cities in Michigan are hiring for Life Insurance Sales jobs? Cities in Michigan with the most Life Insurance Sales job openings:
Life Insurance Sales jobs near you

Life Insurance Sales Rep

Dave Mensch Agency LLC

Walled Lake, MI • On-site

$60K - $80K/yr

Full-time

Life

Posted 20 days ago

Job description

Dave Mensch Agency LLC is a trusted multi-line Farm Bureau office with more than 33 years of service. Our team is known for a laid-back work environment, a strong focus on results, and a commitment to delivering exceptional coverage solutions. Life insurance plays a central role in our growth strategy, and we invest heavily in supporting producers who want to build a long-term, high-earning career.

We are seeking a motivated Life Insurance Sales Representative to join our high-performing team. In this role, you will sell and cross-sell life insurance policies to both personal and commercial clients, leveraging a large property-casualty book of business.

  • Commission-only pay with bonuses, expected first-year earnings of $60-$80,000 with top performers earning $100,000+
  • Warm leads provided
  • Paid on renewals
  • Flexible Monday through Friday schedule
  • Weekends off
  • Licensing assistance
  • Performance bonuses
  • Employee discounts

Take the next step in your insurance sales career. Apply today!


Benefits

Commission Only

Flexible Schedule

Mon-Fri Schedule

Weekends off

Warm Leads Provided

Paid on Renewals

Licensing Assistance

Continuing Education Opportunities

Performance Bonuses

Employee Discounts


Responsibilities
  • Sell 50 to 75 life insurance policies per year
  • Cross-sell life insurance to existing personal lines clients
  • Cross-sell life insurance to current business clients
  • Maintain accurate records of sales and client interactions
  • Build and maintain strong client relationships

Requirements
  • Prior life insurance or financial sales experience
  • Strong knowledge of life insurance products and financial planning principles
  • Proven ability to prospect, close sales, and meet production goals
  • Excellent communication, presentation, and interpersonal skills
  • Self-motivated with strong organizational skills and follow-through
  • Required life insurance license