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Life Insurance Sales Jobs in Michigan (NOW HIRING)

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Life Insurance Sales Representative -- Remote / In Office Pinnacle Financial Partners 1099 Independent Contractor | Commission-Based Full-Time Preferred | Remote or Troy, MI Pinnacle Financial ...

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Life Insurance Sales Representative -- Remote / In Office Pinnacle Financial Partners 1099 Independent Contractor | Commission-Based Full-Time Preferred | Remote or Troy, MI Pinnacle Financial ...

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Life Insurance Agent

Detroit, MI · On-site

$60K - $500K/yr

Life Insurance Sales Representative - Pinnacle Financial Partners Pinnacle Financial Partners is looking for motivated, driven individuals who are interested in building a successful career in the ...

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Life Insurance Agent

Detroit, MI · On-site

$60K - $500K/yr

Life Insurance Sales Representative - Pinnacle Financial Partners Pinnacle Financial Partners is looking for motivated, driven individuals who are interested in building a successful career in the ...

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Life Insurance Agent

Troy, MI · On-site

$60K - $500K/yr

Life Insurance Sales Representative - Pinnacle Financial Partners Pinnacle Financial Partners is looking for motivated, driven individuals who are interested in building a successful career in the ...

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Life Insurance Agent

Troy, MI · On-site

$60K - $500K/yr

Life Insurance Sales Representative - Pinnacle Financial Partners Pinnacle Financial Partners is looking for motivated, driven individuals who are interested in building a successful career in the ...

Life Insurance Agent

Lansing, MI · On-site +1

$30K - $160K/yr

As a Life Insurance Agent with The McCrimmon Agency, you will: * Meet virtually with individuals ... sales system and engage with our lead system, and the insurance needs of the customers in the ...

Life Insurance Agent

Grand Rapids, MI · On-site +1

$30K - $160K/yr

As a Life Insurance Agent with The McCrimmon Agency, you will: * Meet virtually with individuals ... sales system and engage with our lead system, and the insurance needs of the customers in the ...

Life Insurance Agent Trainee | Remote | Full Training + Licensing Support Performance-Based | Daily ... You do not need prior experience in insurance or sales to begin. We provide the tools, training ...

New

Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop computer with a working camera * Insurance license required or willingness to obtain one * Basic ...

Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop computer with a working camera * Insurance license required or willingness to obtain one * Basic ...

Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop computer with a working camera * Insurance license required or willingness to obtain one * Basic ...

Showing results 21-40

Life Insurance Sales information

See Michigan salary details

$25.7K

$80.3K

$122.5K

How much do life insurance sales jobs pay per year?

As of Sep 12, 2026, the average yearly pay for life insurance sales in Michigan is $80,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,700.00 and $101,100.00 per year, depending on experience, location, and employer.

What is life insurance sales?

Life Insurance Sales involves helping individuals and families find and purchase life insurance policies that meet their financial and coverage needs. Professionals in this field educate clients about different types of life insurance, such as term life or whole life, and assist them in selecting the best options. They also handle paperwork, answer questions about policy details, and may provide ongoing customer service. Life Insurance Sales agents often work for insurance companies or as independent brokers, and typically earn commissions based on the policies they sell.

Is life insurance sales a good career?

A career in life insurance sales can be challenging and rewarding. You are responsible for customer acquisition, and your income is commission-based. The job affords immense room for growth, as the market is large and commissions are high. Additionally, life insurance sales agents get the opportunity to act as financial investment advisors to individuals who find it difficult to navigate life insurance policy documents on their own.

What are the key skills and qualifications needed to thrive as a life insurance sales agent?

To excel in Life Insurance Sales, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with CRM software, digital quoting tools, and e-signature platforms is important for managing leads and processing applications efficiently. Exceptional interpersonal skills, active listening, and resilience help agents build trust and maintain long-term client relationships. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and delivering tailored solutions to clients' financial needs.

What are some common challenges faced by life insurance sales professionals, and how can they be overcome?

One of the most common challenges in life insurance sales is building trust with potential clients, as discussing financial planning and mortality can be sensitive topics. Overcoming this requires strong interpersonal skills, active listening, and a consultative approach to understand each client's unique needs. Additionally, meeting sales targets in a competitive market can be demanding, so successful agents focus on continuous learning, networking, and leveraging technology to manage leads effectively. Collaborating with experienced team members and seeking mentorship can also provide valuable support and guidance.

What is the difference between Life Insurance Sales vs Insurance Agent?

AspectLife Insurance SalesInsurance Agent
CertificationsTypically requires state licensing and life insurance certificationRequires state licensing for various insurance types, including life, health, and property
Work EnvironmentPrimarily office-based or client meetings, often commission-basedCan include agency offices, client meetings, and fieldwork
Industry UsageSpecialized in selling life insurance policiesBroader role covering multiple insurance products
Search & Comparison IntentFocused on life insurance sales techniques and certificationsBroader insurance sales roles, including multiple product types

Life Insurance Sales professionals focus specifically on selling life insurance policies and require specialized certifications. Insurance Agents may sell various insurance products, including life, health, and property, and often hold multiple licenses. While both roles involve client consultations and commission-based income, Life Insurance Sales roles are more specialized, whereas Insurance Agents have a broader scope in the insurance industry.

Is it hard to get hired as a life insurance sales agent?

Getting hired as a life insurance sales agent typically requires strong communication skills, sales experience, and sometimes a license or certification depending on the state. Employers often look for candidates with a sales background and the ability to build client relationships, but the hiring process can vary by company and location.

What are the most commonly searched types of Life Insurance Sales jobs in Michigan?

The most popular types of Life Insurance Sales jobs in Michigan are:

What cities in Michigan are hiring for Life Insurance Sales jobs?

Cities in Michigan with the most Life Insurance Sales job openings:

Infographic showing various Life Insurance Sales job openings in Michigan as of September 2026, with employment types broken down into 100% Full Time. Highlights an 74% In-person, and 26% Remote job distribution, with an average salary of $80,288 per year, or $38.6 per hour.

Life Insurance Agent

Sterling Heights, MI • On-site

Pinnacle Financial Partners
Commercial Banking • 1 - 5K employees

$25K - $249K/yr

Full-time

Posted 16 days ago

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Job description

Life Insurance Sales Representative — Remote / In Office

Pinnacle Financial Partners
1099 Independent Contractor | Commission-Based
Full-Time Preferred | Remote or Troy, MI

Pinnacle Financial Partners is an independent insurance brokerage looking for competitive, coachable, and motivated individuals to join our growing sales team.

As an independent brokerage, our agents have access to multiple insurance carriers and products, allowing them to help clients find coverage based on their individual needs and budget.

What You'll Do

  • Speak with prospective clients by phone and Zoom
  • Identify clients' insurance needs, goals, and budgets
  • Present life insurance options from multiple carriers
  • Complete and submit applications
  • Follow up with clients throughout the application process
  • Maintain consistent sales activity and follow-up
  • Participate in team training and coaching

Products You'll Work With

  • Whole Life
  • Term Life
  • Final Expense
  • Mortgage Protection
  • Accidental Death

What We Provide

  • Company-provided leads for qualified new agents
  • Sales training and ongoing coaching
  • Access to multiple insurance carriers
  • Proven sales systems and resources
  • Licensing guidance for candidates who aren't currently licensed
  • Discounted access to a pre-licensing course
  • Remote and in-office opportunities

Compensation & Growth

  • 1099 independent contractor position
  • 100% commission-based compensation
  • Performance-based contract increases
  • Cash and production incentives
  • Incentives for obtaining additional state licenses
  • Opportunities for leadership and advancement

Who We're Looking For

  • Competitive and motivated
  • Coachable and willing to learn
  • Strong communication skills
  • Self-disciplined and consistent
  • Comfortable working in a performance-based environment
  • Serious about developing sales skills and increasing income
  • Full-time availability preferred
  • No previous insurance experience required

An active life insurance license is required before selling insurance. Not licensed yet? You can still apply. We can help qualified candidates understand the licensing process.

Location: Remote or Troy, Michigan
Job Type: Independent Contractor (1099)
Compensation: Commission-Based
Experience: No insurance experience required

Company Description

Pinnacle Financial Partners is an independent life insurance brokerage focused on helping individuals and families protect what matters most. We are committed to providing our agents with the training, support, resources, and leadership needed to build successful long-term careers in the insurance industry.
Pinnacle Financial Partners is a growing independent insurance brokerage focused on developing high-performing insurance professionals and providing families with competitive life insurance solutions.

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits their needs and budget.

We provide our agents with hands-on sales training, ongoing coaching, proven systems, access to leads, and support throughout the licensing and development process. Our culture is competitive, performance-driven, and built around people who want to grow.

At Pinnacle, advancement is based on results. Agents have opportunities to increase their commission levels, expand into additional markets, develop leadership skills, and take on larger roles within the organization as they perform.

We're looking for competitive, coachable, disciplined individuals who want more control over their income and career. Previous insurance experience isn't required—we're more interested in work ethic, communication skills, and the willingness to learn and execute.

If you're looking for a traditional hourly job where everyone gets rewarded the same regardless of performance, this probably isn't the right fit. If you want an environment where production, consistency, and growth are rewarded, Pinnacle Financial Partners offers the platform to build something substantial.