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Life Insurance License Jobs in Michigan (NOW HIRING)

Life Insurance Specialist

Owosso, MI · On-site

$45K - $65K/yr

Active Life & Health insurance license will be required. * Proven ability to build rapport and develop lasting client relationships. * Strong communication, presentation, and consultative sales ...

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Life Insurance Agent

Troy, MI · On-site

$1.0K - $250K/yr

Depending on licensing, carrier appointments, product requirements, and client needs, available solutions may include: * Term Life Insurance * Whole Life Insurance * Indexed Universal Life (IUL)

New

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Life Insurance Agent

Troy, MI · On-site

$1.0K - $250K/yr

Depending on licensing, carrier appointments, product requirements, and client needs, available solutions may include: * Term Life Insurance * Whole Life Insurance * Indexed Universal Life (IUL)

New

Life Insurance Sales Agent

Kalamazoo, MI · On-site +1

$30K - $160K/yr

Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic * High character and integrity * A familiarity with CRM platforms is helpful * An ability to build and ...

Life Insurance Sales Agent

Detroit, MI · On-site +1

$30K - $160K/yr

Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic * High character and integrity * A familiarity with CRM platforms is helpful * An ability to build and ...

Life Insurance Sales Agent

Lansing, MI · On-site +1

$30K - $160K/yr

Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic * High character and integrity * A familiarity with CRM platforms is helpful * An ability to build and ...

Life Insurance Sales Agent

Flint, MI · On-site +1

$30K - $160K/yr

Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic * High character and integrity * A familiarity with CRM platforms is helpful * An ability to build and ...

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Showing results 1-20

Life Insurance License information

See Michigan salary details

$15.7K

$77.5K

$126.4K

How much do life insurance license jobs pay per year?

As of Aug 8, 2026, the average yearly pay for life insurance license in Michigan is $77,544.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,100.00 and $106,300.00 per year, depending on experience, location, and employer.

What jobs can you do with a life insurance license?

A life insurance license allows you to work as an insurance agent or broker, selling life insurance policies and related financial products. Licensed agents often work for insurance companies or independently, providing client consultations, policy sales, and financial planning services. The license is also required for roles involving policy underwriting, claims processing, and client account management in the insurance industry.

What is a life insurance license?

A Life Insurance License is a certification that allows individuals to legally sell life insurance policies and related products. To obtain this license, candidates typically must complete pre-licensing education, pass a state-administered exam, and undergo a background check. The license ensures that agents understand relevant insurance laws, ethical considerations, and policy details. Holding a life insurance license is required in all states for those wishing to work as a life insurance agent or broker. Renewals and continuing education may also be required to maintain an active license.

What is the difference between Life Insurance License vs Insurance Agent?

AspectLife Insurance LicenseInsurance Agent
Required CredentialsState licensing exam specific to life insuranceTypically holds a life insurance license; may also need additional licenses for other insurance types
Work EnvironmentPrimarily in insurance agencies, financial institutions, or independentlyWorks in insurance agencies, brokerages, or directly with clients
Industry UsageMandatory for selling life insurance productsLicensed to sell various insurance products, including life, health, and property insurance

The Life Insurance License is a credential required to sell life insurance policies, while an Insurance Agent is a licensed professional who can sell multiple types of insurance products, including life insurance. The license is a certification, whereas the agent is a role that may require holding one or more licenses. Both operate within the insurance industry, often in similar environments, but their scope and credentials differ.

Is it hard to get hired as a life insurance license?

Obtaining a life insurance license is a prerequisite for selling life insurance and typically involves passing a state exam and completing pre-licensing education. While the licensing process itself is straightforward, securing a job may depend on factors such as sales skills, experience, and the job market conditions in the insurance industry.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need a state-issued life insurance license, a solid understanding of insurance products, and strong sales acumen. Familiarity with CRM software, policy quoting tools, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills ensure agents can match customers with the right policies, maintain compliance, and achieve business goals in a competitive market.

What are some common challenges faced by newly licensed life insurance agents, and how can they overcome them?

Newly licensed life insurance agents often encounter challenges such as building a client base, understanding complex product offerings, and managing rejection. To overcome these, it's helpful to leverage mentorship from experienced colleagues, participate in ongoing training sessions, and develop strong organizational and communication skills. Many agencies offer support systems and marketing resources to help new agents gain confidence and start building relationships with potential clients. Persistence, adaptability, and continuous learning are key to long-term success in this role.
What cities in Michigan are hiring for Life Insurance License jobs? Cities in Michigan with the most Life Insurance License job openings:
Infographic showing various Life Insurance License job openings in Michigan as of August 2026, with employment types broken down into 44% Full Time, 33% Part Time, and 23% Contract. Highlights an 77% In-person, and 23% Remote job distribution, with an average salary of $77,544 per year, or $37.3 per hour.

Life Insurance Specialist

CLH Insurance Agency

Owosso, MI • On-site

$45K - $65K/yr

Full-time

Medical, Life, PTO

Re-posted 26 days ago


Job description

Benefits:
  • Bonus based on performance
  • Competitive salary
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development

ROLE DESCRIPTION:
CLH Insurance Agency is seeking a motivated and relationship-driven professional to join our team as a Life Insurance Specialist. In this role, you'll help individuals and families protect what matters most by providing personalized life and health insurance solutions.
This is an opportunity for someone who enjoys building relationships, educating clients, and creating long-term financial security for others while growing their own career and income potential. If you're passionate about helping people, driven by results, and enjoy meaningful conversations, we'd love to connect with you.
RESPONSIBILITIES:
  • Generate new business through networking, referrals,, and lead follow-up activities.
  • Conduct needs-based conversations to identify appropriate life and health insurance solutions.
  • Educate clients on policy options, coverage benefits, and long-term protection strategies.
  • Build and maintain strong relationships with new and existing customers.
  • Follow up with prospects and clients to ensure an exceptional customer experience.
  • Maintain accurate client records and ensure compliance with state and federal regulations.
QUALIFICATIONS:
  • Active Life & Health insurance license will be required.
  • Proven ability to build rapport and develop lasting client relationships.
  • Strong communication, presentation, and consultative sales skills.
  • Self-motivated with a goal-oriented mindset and strong work ethic.
  • Excellent organizational and follow-up skills.
  • Comfortable using CRM systems and agency technology platforms.