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Life Insurance License Jobs (NOW HIRING)

Life Insurance Agent

$80K - $100K/yr

Bachelor's degree preferred • Skilled with Microsoft Office • Active Life & Health insurance license is a strong bonus • Excellent verbal and written communication skills required

We are seeking to add to our growing Licensed Insurance Agent team, we are located in Richardson ... Benefits including Health, Dental, Life, 401k and COMPANY PAID Telemedicine program (after 60 days ...

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

Must be willing to obtain a life insurance license if not already licensed * Must be willing to attend online training and team meetings * Prior sales or insurance experience is helpful, but not ...

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Life Insurance License information

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$18K

$89K

$145K

How much do life insurance license jobs pay per year?

As of Jun 6, 2026, the average yearly pay for life insurance license in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a Life Insurance License?

A Life Insurance License is a certification that allows individuals to legally sell life insurance policies and related products. To obtain this license, candidates typically must complete pre-licensing education, pass a state-administered exam, and undergo a background check. The license ensures that agents understand relevant insurance laws, ethical considerations, and policy details. Holding a life insurance license is required in all states for those wishing to work as a life insurance agent or broker. Renewals and continuing education may also be required to maintain an active license.

What is the difference between Life Insurance License vs Insurance Agent?

AspectLife Insurance LicenseInsurance Agent
Required CredentialsState licensing exam specific to life insuranceTypically holds a life insurance license; may also need additional licenses for other insurance types
Work EnvironmentPrimarily in insurance agencies, financial institutions, or independentlyWorks in insurance agencies, brokerages, or directly with clients
Industry UsageMandatory for selling life insurance productsLicensed to sell various insurance products, including life, health, and property insurance

The Life Insurance License is a credential required to sell life insurance policies, while an Insurance Agent is a licensed professional who can sell multiple types of insurance products, including life insurance. The license is a certification, whereas the agent is a role that may require holding one or more licenses. Both operate within the insurance industry, often in similar environments, but their scope and credentials differ.

What are the key skills and qualifications needed to thrive as a Life Insurance Agent, and why are they important?

To thrive as a Life Insurance Agent, you need a state-issued life insurance license, a solid understanding of insurance products, and strong sales acumen. Familiarity with CRM software, policy quoting tools, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills ensure agents can match customers with the right policies, maintain compliance, and achieve business goals in a competitive market.

What are some common challenges faced by newly licensed life insurance agents, and how can they overcome them?

Newly licensed life insurance agents often encounter challenges such as building a client base, understanding complex product offerings, and managing rejection. To overcome these, it's helpful to leverage mentorship from experienced colleagues, participate in ongoing training sessions, and develop strong organizational and communication skills. Many agencies offer support systems and marketing resources to help new agents gain confidence and start building relationships with potential clients. Persistence, adaptability, and continuous learning are key to long-term success in this role.

How to make money with a life insurance license?

A life insurance license allows agents to sell life insurance policies and earn commissions on each sale. Successful agents often build a client base, provide financial planning advice, and may earn residual income from policy renewals. Developing sales skills and maintaining licensure are essential for increasing earnings in this field.
More about Life Insurance License jobs
What cities are hiring for Life Insurance License jobs? Cities with the most Life Insurance License job openings:
What states have the most Life Insurance License jobs? States with the most job openings for Life Insurance License jobs include:
Infographic showing various Life Insurance License job openings in the United States as of May 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 69% In-person, 5% Hybrid, and 26% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

$80K - $100K/yr

Full-time

Medical, Life

Posted 18 days ago


Job description

Description
Looking for a chance to achieve new career heights on a dedicated, compassionate team of successful insurance agents? Our insurance agency is expanding and needs the help of a life insurance agent to grow our list of prospective clients and onboard new clients. Our ideal candidate is great with people, a naturally talented salesperson, and harbors incredible customer service skills and a passion for helping those in need. You'll have an opportunity to help a thriving insurance team succeed and make a tangible difference in our clients' lives every day. If this sounds like a job you'd love, apply now!
Responsibilities
• Contact potential leads who are pre-qualified, without cold calling, to schedule appointments
• Establish connections with new clients to build lasting relationships
• Develop expertise in our products to effectively address customer needs
• Highlight product features that directly solve customer problems
• Address customer inquiries promptly and efficiently
• Collaborate with colleagues across various sectors
• Manage contact lists and proactively follow up with customers to nurture relationships
• Participate in weekly training sessions over Zoom to stay engaged with the team
• Identify new client insurance needs, insurance risk, goals, current coverage, and financial situation by scheduling meetings for new customers, ensuring a personalized experience
• Onboard incoming and retain existing clients via a variety of customer service tasks, such as appointment booking, and responding to inquiries regarding billing, coverage, eligibility, and insurance policies
• Develop a prospective customer base and advertise our insurance products through referrals, cold calling, networking, and other marketing strategies to secure new business
• Assist current policyholders during the insurance claims process while overseeing existing insurance claims
• Ensure all contracting paperwork is up to date while maintaining databases, records, and bookkeeping
Qualifications
• Must be able to pass a background check and reside in the USA with authorization to work
• Should possess a computer/laptop equipped with a camera, microphone, and reliable Internet service
• Must either have or be willing to promptly obtain a Life Insurance license in their respective state (typically a 2 - 4 week process)
• Ability to work autonomously and demonstrate a desire to assist individuals by offering solutions
• Display perseverance, determination, and a proactive work ethic
• Willingness to learn and be receptive to coaching opportunities
• Background in the health insurance or life insurance industries preferred
• High school diploma or equivalent required; Bachelor's degree preferred
• Skilled with Microsoft Office
• Active Life & Health insurance license is a strong bonus
• Excellent verbal and written communication skills required