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Virtual Life Insurance Agent Jobs (NOW HIRING)

New York Life

Life Insurance Agent

Greensboro, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Fayetteville, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Raleigh, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Greenville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

Dorr Agency

Be Seen First

Life Insurance Agent

Plano, TX · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are ... Comfortable with CRM and virtual meeting platforms What We Offer * Forbes Ranked -- #9 in the U.S ...

Dorr Agency

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Life Insurance Agent

Lawrenceville, GA · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are ... Comfortable with CRM and virtual meeting platforms What We Offer * Forbes Ranked -- #9 in the U.S ...

Dorr Agency

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Life Insurance Agent

Towson, MD · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are ... Comfortable with CRM and virtual meeting platforms What We Offer * Forbes Ranked -- #9 in the U.S ...

Sisler Agency

Remote Life Insurance Agent

Tyler, TX · Remote

Life Insurance Agent Have you been looking for a career change? Are you passionate about helping ... Build meaningful relationships with clients through virtual consultations * Build lasting client ...

Globe Life

Life Insurance Agent

Denver, CO · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

The Koenig Agency

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Life Insurance Agent

Plano, TX · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Conduct virtual appointments by phone or Zoom * Help families identify coverage that fits their ...

The Koenig Agency

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Life Insurance Agent

Plano, TX · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Conduct virtual appointments by phone or Zoom * Help families identify coverage that fits their ...

The Koenig Agency

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Life Insurance Agent

Las Vegas, NV · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Conduct virtual appointments by phone or Zoom * Help families identify coverage that fits their ...

The Koenig Agency

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Life Insurance Agent

Mesa, AZ · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Conduct virtual appointments by phone or Zoom * Help families identify coverage that fits their ...

The Koenig Agency

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Life Insurance Agent

Mesa, AZ · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Conduct virtual appointments by phone or Zoom * Help families identify coverage that fits their ...

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Virtual Life Insurance Agent information

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$22K

$85.6K

$148.5K

How much do virtual life insurance agent jobs pay per year?

As of Jul 15, 2026, the average yearly pay for virtual life insurance agent in the United States is $85,630.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $104,000.00 per year, depending on experience, location, and employer.

What is a Virtual Life Insurance Agent job?

A Virtual Life Insurance Agent sells life insurance policies remotely, using phone calls, emails, and online meetings to connect with clients. They educate customers about policy options, help them choose the right coverage, and guide them through the application process. This role requires strong communication skills, a life insurance license, and the ability to work independently. Many virtual agents work for insurance companies, agencies, or as independent brokers. The job offers flexibility and the potential for commission-based earnings.

What are some common challenges faced by Virtual Life Insurance Agents, and how can they be overcome?

Virtual Life Insurance Agents often face the challenge of building trust with clients without face-to-face meetings, which makes establishing rapport and credibility vital. Managing distractions and maintaining self-discipline in a remote work environment are also common hurdles. To overcome these, successful agents use clear communication, video conferencing, and regular follow-ups to foster relationships, as well as set a dedicated workspace and structured schedule. Ongoing training and participation in virtual team meetings can also help agents stay motivated and up to date with industry changes.

Why do most life insurance agents quit?

Many life insurance agents quit due to the challenging nature of building a client base, inconsistent commissions, and high rejection rates. Success often requires strong sales skills, persistence, and ongoing training, which can be demanding over time.

How much can you sell a $100,000 life insurance policy for?

A virtual life insurance agent typically does not sell policies for a fixed price; instead, they earn commissions based on the premiums paid by clients. The commission rate for a $100,000 policy can range from 20% to 40% of the first year's premium, depending on the insurer and product. Agents focus on sales volume and client needs rather than selling policies at a set price.

What are the key skills and qualifications needed to thrive in the Virtual Life Insurance Agent position, and why are they important?

To thrive as a Virtual Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory compliance, usually supported by state licensure. Familiarity with customer relationship management (CRM) systems, virtual communication tools, and e-signature platforms is essential for remote client interactions. Strong interpersonal skills, self-motivation, and clear communication help agents build trust and manage client relationships effectively. These competencies are crucial for achieving sales goals, providing excellent service virtually, and adhering to industry standards.

How much do virtual insurance agents make?

Virtual life insurance agents typically earn between $40,000 and $80,000 annually, with top performers earning over $100,000 through commissions and bonuses. Income depends on sales volume, experience, and the commission structure of the agency or company they work for.

Can I get life insurance with lupus?

As a virtual life insurance agent, you should know that individuals with lupus can qualify for life insurance, but approval depends on disease severity, treatment stability, and overall health. Insurers may require medical records and may offer higher premiums or specific policies based on health status. Advising clients accurately involves understanding underwriting guidelines and medical documentation requirements.
More about Virtual Life Insurance Agent jobs
What cities are hiring for Virtual Life Insurance Agent jobs? Cities with the most Virtual Life Insurance Agent job openings:
What are the most commonly searched types of Life Insurance Agent jobs? The most popular types of Life Insurance Agent jobs are:
What states have the most Virtual Life Insurance Agent jobs? States with the most job openings for Virtual Life Insurance Agent jobs include:
What job categories do people searching Virtual Life Insurance Agent jobs look for? The top searched job categories for Virtual Life Insurance Agent jobs are:
Virtual Life Insurance Agent jobs near you
Infographic showing various Virtual Life Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $85,630 per year, or $41.2 per hour.
Life Insurance Agent

Life Insurance Agent

New York Life

Greensboro, NC

$69K - $130K/yr

Full-time

Posted 27 days ago

Job description

The New York Life Insurance Agent’s role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding career with a company that insists on doing right by their customers is simply part of who we are. What is expected of our Agents?
  • Ability to understand the needs and financial concerns of clients.
  • Ability to educate clients on how to plan ahead for the future financially so that they are prepared for unfortunate life events/ circumstances they may encounter.
  • Promote customized ways for clients to achieve their long-term financial goals.
  • Cultivating relationships, with a view to helping every family member or individual pursue financial security
  • Ability to build an insurance and financial practice through establishing professional networks and prospecting for new clients.
  • Providing compassion and guidance to clients when unfortunate life circumstances arise.
  • Having a clear focus on developing and maintaining long-term bonds with clients, resulting in trust and continuity of client relationship over time.
Qualities that we look for in our Agents:
  • Sales experience preferred, but not required.
  • Entrepreneurial mindset.
  • Strong communication skills both written and verbal.
  • Desire to help families and businesses to address their financial needs.
  • Strong business acumen.
  • Professional business demeanor.
  • Perseverance in the face of a challenge
  • Ability to engage your community and leverage personal networks/contacts
How we will compensate you: You have the power to determine your own income with our commission-based compensation. In 2022, the average income of our agents under the N8 and N9 Agent’s Contract who met annual minimum sales production requirements was $115,917.¹ Individual agent performance will determine your income. Benefits include medical, dental, vision, life, and disability insurance, as well as a 401(k) and pension.² New York Life has been helping generations of Americans attaining their financial goals through our nation-wide agent force for more than 175 years. Our agents’ abilities are advanced through our award-winning training, product offerings, agent support, opportunity for advancement, personal and professional growth, and broad-spectrum marketing. New York Life innovatively strides the cutting edge in client servicing, systematically paves the way for success with tested processes and is actively immersed with you in achieving your desired career objectives. Build relationships with clients and help them achieve their financial goals, while building a great career for yourselves in the process. Utilizing our expansive product lines, our Agents work to guide individuals, families and businesses towards the financial goals that they envision. That is no easy task, but for the right person it can be a truly rewarding career with the potential for growth opportunities. 1 Based on 2022 company data for 7,603 agents operating under our N9 and N8 Agent’s Contracts in all states, without persistency bonus, who were active as of December 31, 2022. N9 is the current contract for new financial professionals. N8 contracts were issued to new financial professionals prior to April 2004. Contracts determine your compensation and benefits. Sales production requirements are determined annually by the company. Historical agent incomes are provided for informational purposes only. Agent income is not guaranteed. Income is dependent upon the sales of each agent. Agent compensation is commission-based and determined through the ledger process. Overall compensation includes positive income credits for commissions based on actual sales and certain allowances or incentives, if eligible, based upon persistency and production, as well as debits associated with commission reversals, authorized expenses, and other items. Each credit and debit posted to the Agent’s Ledger is part of determining the agent’s compensation and no individual credit posted to the ledger is earned until the ledger reconciliation process is complete. Agents receive payments equal to the positive balance on the Agent’s Ledger after the credits and debits are applied.2 This is necessarily brief and provides only general descriptions of the benefits available to eligible agents under the applicable plans. Specific terms, such as eligibility and benefits, are determined only by the terms and conditions contained in the relevant plan documents. In the event of any conflict between the information herein and the provisions of the plan documents, the plan documents will govern. The company reserves the right to amend or terminate the benefit plans described herein at any time for any reason. New York Life Insurance Company is an equal opportunity employer M/F/Veteran/Disability/Sexual Orientation/Gender Identity SMRU 5058863.2 Exp. 04/30/2024
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About NorCal Orange

Sourced by ZipRecruiter

Industry

Colleges, universities, and professional schools

Company size

11 - 50 Employees

Headquarters location

Syracuse, NY, US

View All NorCal Orange Jobs