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On Call 1099 Insurance Agent Jobs in Virginia (NOW HIRING)

In this role, you'll help clients find life insurance solutions that protect what matters most ... This is a 1099 independent contractor opportunity where you will have the opportunity to build your ...

This is an independent contractor (1099) commission-only opportunity. There is no base salary ... Department Licensed Life Insurance Agent Locations Hampton, VA Remote status Fully Remote

This is an independent contractor (1099) commission-only opportunity. There is no base salary ... Department Licensed Life Insurance Agent Locations Hampton, VA Remote status Fully Remote

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On Call 1099 Insurance Agent information

What is the difference between On Call 1099 Insurance Agent vs Independent Insurance Agent?

AspectOn Call 1099 Insurance AgentIndependent Insurance Agent
CredentialsLicensing required, varies by stateLicensing required, varies by state
Work EnvironmentContract-based, flexible hours, remote or officeSelf-employed, flexible hours, often remote or in-office
EmployerTypically contracted through agencies or carriersOwn business or agency, representing multiple carriers

Both roles require licensing and offer flexible, contract-based work. The main difference is that On Call 1099 Insurance Agents often work for agencies or carriers on a temporary basis, while Independent Insurance Agents operate their own businesses, representing multiple insurers. Understanding these distinctions helps job seekers choose the right path in the insurance industry.

What are the most commonly searched types of 1099 Insurance Agent jobs in Virginia?

The most popular types of 1099 Insurance Agent jobs in Virginia are:

What are popular job titles related to On Call 1099 Insurance Agent jobs in Virginia?

For On Call 1099 Insurance Agent jobs in Virginia, the most frequently searched job titles are:

Infographic showing various On Call 1099 Insurance Agent job openings in Virginia as of August 2026, with employment types broken down into 58% Full Time, 17% Part Time, and 25% Contract. Highlights an 83% In-person, and 17% Remote job distribution.

Insurance Agent - Harrisonburg, VA

Harrisonburg, VA • On-site


Horace Mann - Agent Opportunities

8.3

Company rating: 8.3 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

132nd of 314 rated insurance

Good employer

Good schedule notice

Paid breaks


Full-time

Re-posted 17 days ago


Job description

Horace Mann is seeking a motivated insurance professional to join our team serving the educator market. This opportunity is designed for individuals looking to build or grow their own business while being supported by a strong brand, established resources, and a niche educator market.
Based on experience and background, this opportunity has an existing book of business and may be aligned as either an Exclusive Agent (EA) or an Enhanced Exclusive Agent. Both opportunities require a Property & Casualty and Life & Health license.
Role Options
  • Exclusive Agent (EA):
    Focused on continuing to build from an existing book of business while expanding market access within the educator community through school events, networking, and referrals, with renewal income earned as new business is written.
  • Enhanced Exclusive Agent:
    Assumes and expands an existing book of educator clients with in-force policies and immediate renewal income, while continuing to grow relationships and deepen market presence. Must also have, at minimum, the SIE prior to start; Series 6 and/or Series 63 required or to be obtained after hire, as applicable.

What You'll Do
  • Build and maintain relationships with educators and school employees
  • Identify client needs and recommend insurance and financial solutions
  • Generate new business through referrals, school partnerships, and networking
  • Retain and renew policies while delivering exceptional service
  • Cross-sell auto, home, life, and retirement products
  • Participate in community and educator-focused events

What We Offer
  • 1099 compensation with uncapped earning potential with renewals
  • Industry-leading incentive compensation during the first 48 months while you grow your book (Exclusive Agent)
  • Book of business with immediate renewal income (Enhanced Agent)
  • Exclusive territory within a niche educator market
  • Dedicated service support so you can focus on growth
  • Ongoing training, technology, and business development resources
  • Flexibility to manage your own schedule and business

Qualifications
  • Active Life & Health and Property & Casualty licenses (Exclusive & Enhanced Agent)
  • Ability to obtain FINRA licenses (SIE, Series 6 & 63, if applicable) (Enhanced)
  • Insurance or financial services experience preferred
  • Strong relationship-building and communication skills
  • Entrepreneurial mindset and self-motivation

Why Horace Mann?
  • Exclusive access to the educator market
  • Opportunity to build a meaningful, long-term business
  • Strong earning potential with stability and growth
  • Ability to make a real impact supporting educators' financial futures

Whether you're looking to build from a small book, assume an established one, or grow into a future leadership role, Horace Mann offers a path designed to support your success.
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#VIZI#

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