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Self Employed Life Insurance Jobs in Delaware (NOW HIRING)

An independent opportunity for driven, self-motivated people ready to build something of their own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...

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Self Employed Life Insurance information

See Delaware salary details

$18K

$89K

$145.1K

How much do self employed life insurance jobs pay per year?

As of Aug 17, 2026, the average yearly pay for self employed life insurance in Delaware is $89,045.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,100.00 per year, depending on experience, location, and employer.

What does it mean to be a self-employed life insurance agent?

A self-employed life insurance agent is an independent professional who sells life insurance policies to individuals and businesses, rather than working directly for a single insurance company. These agents often represent multiple insurers, allowing them to offer clients a wider range of policy options. They are responsible for finding their own clients, managing their business operations, and complying with licensing and regulatory requirements. Self-employed agents typically earn commissions based on the policies they sell instead of receiving a fixed salary.

What are the key skills and qualifications needed to thrive as a self-employed life insurance agent?

To thrive as a self-employed life insurance agent, you need a solid understanding of insurance products, sales strategies, and must hold the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, digital marketing tools, and insurance quoting systems is typically required. Strong interpersonal skills, self-motivation, and resilience help agents build client trust and manage the challenges of self-employment. These abilities are crucial for growing a client base, ensuring regulatory compliance, and achieving sustained business success in a competitive industry.

What are some common challenges faced by self-employed life insurance agents, and how can they be overcome?

Self-employed life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically relies on strong networking, persistent prospecting, and effective time management. Many agents find it helpful to join professional associations, leverage online marketing tools, and seek mentorship from experienced peers to grow their business and overcome these hurdles.

What is the difference between Self Employed Life Insurance vs Independent Insurance Agent?

AspectSelf Employed Life InsuranceIndependent Insurance Agent
CredentialsMay require life insurance licensing and financial knowledgeMust have insurance license and often additional certifications
Work EnvironmentOperates independently, often from home or mobileWorks independently but may collaborate with multiple insurance providers
Employer/Industry UsageTypically a self-employed individual offering life insurance productsActs as an independent contractor representing various insurance companies

Self Employed Life Insurance professionals focus on selling life insurance policies independently, often managing their own business. Independent Insurance Agents also sell life insurance but usually represent multiple companies, providing clients with a range of options. Both roles require licensing and operate independently, but their business models and client interactions differ slightly.

How much do self-employed life insurance agents make?

Self-employed life insurance agents typically earn between $50,000 and $150,000 annually, with income largely dependent on sales performance, commissions, and client base. Successful agents often have strong sales skills, industry certifications, and work flexible schedules to maximize earnings.

What are the most commonly searched types of Life Insurance jobs in Delaware?

The most popular types of Life Insurance jobs in Delaware are:

What are popular job titles related to Self Employed Life Insurance jobs in Delaware?

For Self Employed Life Insurance jobs in Delaware, the most frequently searched job titles are:

What cities in Delaware are hiring for Self Employed Life Insurance jobs?

Cities in Delaware with the most Self Employed Life Insurance job openings:

Infographic showing various Self Employed Life Insurance job openings in Delaware as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $89,045 per year, or $42.8 per hour.

Life Insurance Agent- Remote

GIA Legacy Planning

On-site, Remote

Full-time

Posted 5 days ago


Job description

An independent opportunity for driven, self-motivated people ready to build something of their own.
If you are someone who wants to be in business for yourself - but not by yourself - this may be exactly what you have been looking for.
GIA Legacy Planning is a life insurance distribution agency helping families protect what they have built and plan for what is ahead. We work with independent agents across Houston and all of Texas who are building their own books of business through a system that is already proven and already in motion.
This is not a job in the traditional sense. There is no boss, no punch clock, and no ceiling. It is an independent contractor opportunity where your results are a direct reflection of your effort, your consistency, and your willingness to follow a system that works.
WHAT MAKES THIS DIFFERENT
  • You control your schedule - mornings, evenings, weekends, you decide
  • 100% remote - serve clients across Houston and the surrounding Harris County area from wherever you are most productive
  • Warm inbound leads - you talk to people who already raised their hand for coverage, so there is no cold calling
  • Carrier-paid training and mentorship from agents who are actively producing right now
  • You build a book of business that pays you on every policy you write, with an ownership model and overrides as you grow a team
  • No ceiling on your income - your results are a direct reflection of your effort and consistency

WHAT YOU WILL DO
  • Connect with interested clients through our proprietary lead system - people who have already requested information about coverage
  • Present life insurance and protection solutions tailored to each family's situation
  • Follow our step-by-step system for consistent daily activity and follow-up
  • Build and manage your own pipeline of active clients and referrals
  • Grow at your own pace - whether part-time or full-time, the system adapts to your commitment level

WHO THIS IS FOR
  • You are self-motivated and do not need someone standing over you to get things done
  • You have experience in sales, real estate, finance, customer service, or another client-facing role - insurance experience is not required
  • You are a career changer or part-timer in the Houston area looking for something with real long-term upside
  • You are coachable and willing to follow a proven system even if it is new to you
  • You are ready to get licensed if you are not already (we will show you exactly how)

WHO THIS IS NOT FOR
  • You want a guaranteed paycheck regardless of effort
  • You are not willing to follow a system or take direction
  • You expect results without putting in consistent daily activity
  • You want someone to hand you success without accountability

If you are ready to take ownership of your income, your schedule, and your future - we want to hear from you. Apply now and a member of our team will reach out within 24 to 48 hours.
IMPORTANT: This is an independent contractor (1099) commission-only opportunity. There is no base salary, guaranteed income, or employment relationship. Earnings depend entirely on individual performance, activity level, and consistency. Past results of other agents are not a guarantee of your results.
Department Licensed Life Insurance Agent Locations Delaware Remote status Fully Remote