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Online Life Insurance Jobs (NOW HIRING)

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Life Insurance Agent Position Summary As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will ...

Williams Insurance Group

Life Insurance Agent

Richmond, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Must be willing to attend online training and team meetings * Prior sales or insurance experience ...

Williams Insurance Group

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Must be willing to attend online training and team meetings * Prior sales or insurance experience ...

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a rewarding commission sales career with ...

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a rewarding commission sales career with ...

Globe Life

Life Insurance Agent

Denver, CO · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

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Online Life Insurance information

See salary details

$30.5K

$88.1K

$131.5K

How much do online life insurance jobs pay per year?

As of Aug 10, 2026, the average yearly pay for online life insurance in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals working in online life insurance sales, and how can they be overcome?

Professionals in online life insurance sales often encounter challenges such as building trust with clients virtually, navigating complex digital platforms, and keeping up with evolving regulatory requirements. To overcome these, it's important to prioritize clear communication, leverage video calls to establish rapport, and stay updated on the latest industry guidelines. Additionally, effective collaboration with underwriters and customer service teams ensures a smooth client experience and improves overall sales outcomes.

What is the difference between Online Life Insurance vs Insurance Agent?

AspectOnline Life InsuranceInsurance Agent
CredentialsNo specific licensing required for purchasingRequires licensing and certifications
Work EnvironmentOnline platform, remoteIn-person or remote, client meetings
Industry UsageConsumers buy directly onlineAgents sell policies on behalf of insurers
Search/Comparison IntentBuying or comparing policies onlineSeeking personalized advice or agent assistance

Online Life Insurance involves purchasing policies directly through online platforms, offering convenience and quick comparison. Insurance Agents, on the other hand, provide personalized guidance, require licensing, and often work directly with clients to find suitable policies. Both roles serve the insurance industry but differ in interaction style and credentials.

What are the key skills and qualifications needed to thrive as an online life insurance agent?

To thrive as an Online Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically a state-issued insurance license. Familiarity with CRM software, online quoting tools, and digital communication platforms is essential for managing client interactions and applications. Strong interpersonal skills, active listening, and the ability to build trust remotely are crucial soft skills for success in this role. These skills and qualifications ensure agents can effectively guide clients through the purchasing process, provide accurate information, and maintain a high level of customer satisfaction in a virtual environment.

What is online life insurance?

Online life insurance refers to purchasing a life insurance policy through a digital platform rather than through a traditional in-person agent. This process allows customers to compare policies, get quotes, and even complete applications entirely online, making it more convenient and often faster. Many online life insurance providers also offer tools and resources to help users determine the best coverage for their needs. The approval process may be quicker, and some policies do not require a medical exam. However, it's important to carefully review terms and coverage details before making a decision.
More about Online Life Insurance jobs
What cities are hiring for Online Life Insurance jobs? Cities with the most Online Life Insurance job openings:
What are the most commonly searched types of Life Insurance jobs? The most popular types of Life Insurance jobs are:
What states have the most Online Life Insurance jobs? States with the most job openings for Online Life Insurance jobs include:
What job categories do people searching Online Life Insurance jobs look for? The top searched job categories for Online Life Insurance jobs are:
Online Life Insurance jobs near you
Infographic showing various Online Life Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,115 per year, or $42.4 per hour.

Life Insurance Agent

New York Life Insurance

Charlotte, NC • On-site

$60K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 6 days ago

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Job description

Life Insurance Agent

Position Summary

As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will build lasting client relationships, assess financial needs, educate clients on available coverage options, and recommend products that align with their goals. This role offers the opportunity to build your own client base while making a meaningful impact on the lives of others.

Key Responsibilities

  • Prospect and develop new client relationships through networking, referrals, and community involvement.
  • Meet with individuals and families to evaluate their financial protection needs.
  • Educate clients on life insurance products and their benefits.
  • Recommend customized insurance solutions based on each client's goals and budget.
  • Prepare and submit insurance applications while ensuring regulatory compliance.
  • Maintain ongoing relationships through annual policy reviews and client service.
  • Generate referrals and build a strong book of business.
  • Participate in company training, licensing, and professional development programs.

Qualifications

  • High school diploma or equivalent required; bachelor's degree preferred.
  • Excellent communication and interpersonal skills.
  • Strong work ethic with an entrepreneurial mindset.
  • Self-motivated and goal-oriented.
  • Sales or customer service experience is preferred but not required.
  • Ability to obtain and maintain a state Life and Health Insurance License.

Preferred Skills

  • Relationship-building and networking
  • Problem-solving and consultative sales
  • Time management and organization
  • Professional communication
  • Ability to work independently

Compensation & Benefits

  • Competitive commission-based compensation with performance incentives.
  • Flexible work schedule.
  • Comprehensive training and mentorship.
  • Career advancement opportunities.
  • Ongoing professional development and licensing support.

Why Join Our Team?

As a Life Insurance Agent, you'll have the opportunity to build a rewarding career while helping clients achieve financial security. You'll enjoy the flexibility of running your own business, unlimited earning potential, professional development, and the satisfaction of making a meaningful difference in people's lives every day.

Company Description

New York Life is a Fortune 100 mutual company with more than 180 years of experience helping individuals, families, and businesses protect what matters most. Financial Professionals receive training, support, and access to a broad portfolio of insurance and financial products while building long-term client relationships.