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Self Employed Life Insurance Jobs (NOW HIRING)

Black Squared

Life Insurance Agent

Atlanta, GA · Remote

$60K - $250K/yr

AS SEEN IN FORBES , YAHOO FINANCE, & The LA Tribune! [YOU WILL NEED AN ACTIVE LIFE INSURANCE ... self-motivated - Confident, team-oriented, persuasive, positive attitude

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

Dorr Agency

Be Seen First

Life Insurance Agent

Knoxville, TN · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are ... Organized, self-driven, and growth-oriented * Comfortable with CRM and virtual meeting platforms ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

Sisler Agency

Life Insurance Agent

Tyler, TX · Remote

Life Insurance Agent Have you been looking for a career change? Are you passionate about helping ... A motivated self-starter with strong communication skills * Results-oriented mindset with the ...

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Showing results 1-20

All JobsSelf Employed Life Insurance Jobs

Self Employed Life Insurance information

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$18K

$89K

$145K

How much do self employed life insurance jobs pay per year?

As of Jun 15, 2026, the average yearly pay for self employed life insurance in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

How much do self-employed insurance agents make?

Self-employed life insurance agents typically earn commissions that range from 40% to 100% of the policy premiums, with annual incomes varying widely based on sales volume, experience, and client base. According to industry data, many agents earn between $50,000 and $150,000 per year, though top performers can make significantly more. Success depends on sales skills, networking, and the ability to build a steady client pipeline.

How much is a $300,000 life insurance policy a month?

For a self-employed life insurance policy with a $300,000 death benefit, monthly premiums typically range from $20 to $50, depending on factors such as age, health, and policy type. Term life policies generally have lower premiums, while whole life policies may cost more. It's advisable to get quotes from multiple providers to determine the exact cost based on individual circumstances.

Do independent life insurance agents make good money?

Independent life insurance agents can earn a wide range of income depending on their sales performance, commission rates, and client base. Successful agents who build strong networks and have good sales skills can earn a substantial income, often supplementing or replacing traditional employment wages. However, income stability varies and depends on market conditions and individual effort.

What are the key skills and qualifications needed to thrive as a self-employed life insurance agent, and why are they important?

To thrive as a self-employed life insurance agent, you need a solid understanding of insurance products, sales strategies, and must hold the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, digital marketing tools, and insurance quoting systems is typically required. Strong interpersonal skills, self-motivation, and resilience help agents build client trust and manage the challenges of self-employment. These abilities are crucial for growing a client base, ensuring regulatory compliance, and achieving sustained business success in a competitive industry.

What is the difference between Self Employed Life Insurance vs Independent Insurance Agent?

AspectSelf Employed Life InsuranceIndependent Insurance Agent
CredentialsMay require life insurance licensing and financial knowledgeMust have insurance license and often additional certifications
Work EnvironmentOperates independently, often from home or mobileWorks independently but may collaborate with multiple insurance providers
Employer/Industry UsageTypically a self-employed individual offering life insurance productsActs as an independent contractor representing various insurance companies

Self Employed Life Insurance professionals focus on selling life insurance policies independently, often managing their own business. Independent Insurance Agents also sell life insurance but usually represent multiple companies, providing clients with a range of options. Both roles require licensing and operate independently, but their business models and client interactions differ slightly.

What does it mean to be a self-employed life insurance agent?

A self-employed life insurance agent is an independent professional who sells life insurance policies to individuals and businesses, rather than working directly for a single insurance company. These agents often represent multiple insurers, allowing them to offer clients a wider range of policy options. They are responsible for finding their own clients, managing their business operations, and complying with licensing and regulatory requirements. Self-employed agents typically earn commissions based on the policies they sell instead of receiving a fixed salary.

What are some common challenges faced by self-employed life insurance agents, and how can they be overcome?

Self-employed life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically relies on strong networking, persistent prospecting, and effective time management. Many agents find it helpful to join professional associations, leverage online marketing tools, and seek mentorship from experienced peers to grow their business and overcome these hurdles.

How much can I sell a $100,000 life insurance policy for?

Self-employed life insurance agents typically do not sell policies for a fixed price; instead, they earn commissions based on the premiums paid by clients. The value of a policy is determined by its face amount, premium costs, and the insurer's underwriting process, not by resale or sale price. If you're referring to selling a policy in a secondary market, the amount received is usually less than the face value, often around 20-60%, depending on the policy's terms and buyer interest.
More about Self Employed Life Insurance jobs
What cities are hiring for Self Employed Life Insurance jobs? Cities with the most Self Employed Life Insurance job openings:
What are the most commonly searched types of Life Insurance jobs? The most popular types of Life Insurance jobs are:
What states have the most Self Employed Life Insurance jobs? States with the most job openings for Self Employed Life Insurance jobs include:
What job categories do people searching Self Employed Life Insurance jobs look for? The top searched job categories for Self Employed Life Insurance jobs are:
Self Employed Life Insurance jobs near you
Infographic showing various Self Employed Life Insurance job openings in the United States as of June 2026, with employment types broken down into 3% As Needed, 91% Full Time, 3% Part Time, and 3% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.
Life Insurance Agent

Life Insurance Agent

Integrity Placement Group

Uniontown, PA • On-site, Remote

$100K/yr

Other

Life

Posted 3 days ago

Job description

Life Insurance Agent

The Company:
Our client is a fast-growing financial services organization that helps individuals and families protect their future through life insurance and financial protection planning. Their team provides education-based guidance and customized protection strategies that help clients build long-term financial security. With proven systems, strong mentorship, and ongoing training, this organization gives motivated professionals the tools needed to build a successful and rewarding career.

The Position:
Our client is seeking motivated individuals to join their team as Life Insurance Agents. This opportunity is ideal for someone looking to build a high-income career with flexibility and unlimited earning potential. Agents will meet with clients, provide financial protection solutions, and build a book of business that can generate long-term residual income.

This is a great opportunity for individuals who are entrepreneurial, motivated, and interested in helping families secure their financial future.

Compensation & Benefits:

  • $100,000+ Income Potential
  • Uncapped Commission Structure
  • Residual / Renewal Income Opportunities
  • Performance Bonuses and Incentives
  • Training and Mentorship from Experienced Leaders
  • Leadership and Team-Building Opportunities
  • Flexible Work Environment
  • Remote / Hybrid Opportunities Available
  • And Much, Much More!

Schedule:

  • Flexible Schedule
  • Full-Time or Part-Time Opportunities
  • Remote Work Available

Responsibilities:

  • Meet with individuals and families to discuss financial protection needs
  • Educate clients on life insurance options and coverage strategies
  • Develop customized protection plans based on client goals
  • Assist clients through the application and policy approval process
  • Maintain long-term relationships with clients for policy reviews
  • Build referral relationships and expand a personal client base
  • Participate in ongoing training and professional development

Requirements:

  • Life Insurance License (or willingness to obtain)
  • Strong communication and relationship-building skills
  • Self-motivated and goal-oriented mindset
  • Entrepreneurial spirit and desire to build a business
  • Professional, ethical approach when working with clients
  • Sales or customer service experience preferred but not required

Please apply or email a resume to Justin@theipgteam.com

Integrity Placement Group logo

About Integrity Placement Group

Sourced by ZipRecruiter

Integrity Placement Group, based in Sarasota, Florida, United States, is a distinguished player in the healthcare recruitment sector. Their specialty lies in finding the most suited professionals for medical, nursing, and executive roles in the healthcare industry. They are reputed for their precision placement, which results from a refined process of understanding both the prospective candidates and the hiring organization’s values and expectations. The company's mission is to help healthcare organizations achieve their goals by providing qualified candidates who align with their culture and values. Their site, integrityplacementgroup.com, is considered a key portal for healthcare professionals seeking career growth and companies in need of recruitment solutions.

Industry

Recruiting and staffing services

Company size

11 - 50 Employees

Headquarters location

Sarasota, FL, US

Year founded

2017

Social media

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