ZipRecruiter

Log In

1

Self Employed Life Insurance Jobs (NOW HIRING)

The Koenig Agency

Be Seen First

Life Insurance Agent

Alpharetta, GA · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Self-motivated professionals who are competitive, driven * Self-starters who take ownership and ...

The Koenig Agency

Be Seen First

Life Insurance Agent

Alpharetta, GA · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Self-motivated professionals who are competitive, driven * Self-starters who take ownership and ...

StaffMyAgency LLC

Life Insurance Specialist

Brooklyn, NY · On-site

$40K - $60K/yr

This role focuses on helping individuals and families assess their life and health insurance needs ... • Self-motivated, dependable, and results-oriented • Ability to explain complex insurance ...

The Koenig Agency

Be Seen First

Life Insurance Agent

Richardson, TX · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Self-motivated professionals who are competitive, driven * Self-starters who take ownership and ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

The Koenig Agency

Be Seen First

Life Insurance Agent

Centennial, CO · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Self-motivated professionals who are competitive, driven * Self-starters who take ownership and ...

The Koenig Agency

Be Seen First

Life Insurance Agent

Centennial, CO · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Self-motivated professionals who are competitive, driven * Self-starters who take ownership and ...

The Bellaire Agency

Life Insurance Agent

Cincinnati, OH · Remote

$500 - $2.5K/wk

We are looking for motivated, self-driven, and coachable individuals who want flexibility, growth ... Educate clients on life insurance * Help clients find the best product for their needs * Complete ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

StaffMyAgency LLC

Life Insurance Specialist

Ashburn, VA · On-site

$45K - $75K/yr

If you are a motivated self-starter who thrives in a fast-paced environment, then this is your ... Must have an active Life and Health insurance license to be considered. Responsibilities include ...

Lotus Financial Group

Life Insurance Agent

$40K - $75K/yr

About Us: Our Agency is a trusted provider of life, health, and annuity insurance products ... We are seeking driven, self-motivated Insurance Agents to join us in a fully remote, commission ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About ... Self-motivated with a results-driven mindset * Ability to work independently and manage time ...

next page

Showing results 1-20

All JobsSelf Employed Life Insurance Jobs

Self Employed Life Insurance information

See salary details

$18K

$89K

$145K

How much do self employed life insurance jobs pay per year?

As of Jun 15, 2026, the average yearly pay for self employed life insurance in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

How much do self-employed insurance agents make?

Self-employed life insurance agents typically earn commissions that range from 40% to 100% of the policy premiums, with annual incomes varying widely based on sales volume, experience, and client base. According to industry data, many agents earn between $50,000 and $150,000 per year, though top performers can make significantly more. Success depends on sales skills, networking, and the ability to build a steady client pipeline.

How much is a $300,000 life insurance policy a month?

For a self-employed life insurance policy with a $300,000 death benefit, monthly premiums typically range from $20 to $50, depending on factors such as age, health, and policy type. Term life policies generally have lower premiums, while whole life policies may cost more. It's advisable to get quotes from multiple providers to determine the exact cost based on individual circumstances.

Do independent life insurance agents make good money?

Independent life insurance agents can earn a wide range of income depending on their sales performance, commission rates, and client base. Successful agents who build strong networks and have good sales skills can earn a substantial income, often supplementing or replacing traditional employment wages. However, income stability varies and depends on market conditions and individual effort.

What are the key skills and qualifications needed to thrive as a self-employed life insurance agent, and why are they important?

To thrive as a self-employed life insurance agent, you need a solid understanding of insurance products, sales strategies, and must hold the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, digital marketing tools, and insurance quoting systems is typically required. Strong interpersonal skills, self-motivation, and resilience help agents build client trust and manage the challenges of self-employment. These abilities are crucial for growing a client base, ensuring regulatory compliance, and achieving sustained business success in a competitive industry.

What is the difference between Self Employed Life Insurance vs Independent Insurance Agent?

AspectSelf Employed Life InsuranceIndependent Insurance Agent
CredentialsMay require life insurance licensing and financial knowledgeMust have insurance license and often additional certifications
Work EnvironmentOperates independently, often from home or mobileWorks independently but may collaborate with multiple insurance providers
Employer/Industry UsageTypically a self-employed individual offering life insurance productsActs as an independent contractor representing various insurance companies

Self Employed Life Insurance professionals focus on selling life insurance policies independently, often managing their own business. Independent Insurance Agents also sell life insurance but usually represent multiple companies, providing clients with a range of options. Both roles require licensing and operate independently, but their business models and client interactions differ slightly.

What does it mean to be a self-employed life insurance agent?

A self-employed life insurance agent is an independent professional who sells life insurance policies to individuals and businesses, rather than working directly for a single insurance company. These agents often represent multiple insurers, allowing them to offer clients a wider range of policy options. They are responsible for finding their own clients, managing their business operations, and complying with licensing and regulatory requirements. Self-employed agents typically earn commissions based on the policies they sell instead of receiving a fixed salary.

What are some common challenges faced by self-employed life insurance agents, and how can they be overcome?

Self-employed life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically relies on strong networking, persistent prospecting, and effective time management. Many agents find it helpful to join professional associations, leverage online marketing tools, and seek mentorship from experienced peers to grow their business and overcome these hurdles.

How much can I sell a $100,000 life insurance policy for?

Self-employed life insurance agents typically do not sell policies for a fixed price; instead, they earn commissions based on the premiums paid by clients. The value of a policy is determined by its face amount, premium costs, and the insurer's underwriting process, not by resale or sale price. If you're referring to selling a policy in a secondary market, the amount received is usually less than the face value, often around 20-60%, depending on the policy's terms and buyer interest.
More about Self Employed Life Insurance jobs
What cities are hiring for Self Employed Life Insurance jobs? Cities with the most Self Employed Life Insurance job openings:
What are the most commonly searched types of Life Insurance jobs? The most popular types of Life Insurance jobs are:
What states have the most Self Employed Life Insurance jobs? States with the most job openings for Self Employed Life Insurance jobs include:
What job categories do people searching Self Employed Life Insurance jobs look for? The top searched job categories for Self Employed Life Insurance jobs are:
Self Employed Life Insurance jobs near you
Infographic showing various Self Employed Life Insurance job openings in the United States as of June 2026, with employment types broken down into 3% As Needed, 91% Full Time, 3% Part Time, and 3% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

The Koenig Agency

Alpharetta, GA • Remote

$50K - $110K/yr

Other

Posted 5 days ago

Be an early applicant

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

Remote Life Insurance Agent (Licensed or Willing to Obtain License)

Build a Meaningful Career While Helping Families Protect Their Future

The Koenig Life Group is a growing independent life insurance agency committed to helping agents secure their own time and financial freedom.

We're looking for motivated individuals who want more than just another sales job. Whether you're an experienced agent or exploring a new career path, you'll receive the training, mentorship, and systems needed to build a successful business on your own schedule.

This is a remote, performance-based opportunity offering flexibility, support, and unlimited income potential.
Watch a short overview video:
https://sfglife.wistia.com/medias/jtdq52cwj8

What You'll Be Responsible For

  • Connecting with individuals and families who have requested information about life insurance options
  • Conduct virtual appointments by phone or Zoom
  • Help families identify coverage that fits their needs and budget
  • Maintain professional follow-up and client relationships
  • Participate in training, coaching, and team development opportunities

What You'll Gain

  • Access to warm, interested leads
  • No cold calling or door-to-door sales
  • Full remote flexibility with the ability to build your schedule around your goals
  • Proven sales systems, scripts, and technology designed for scalability
  • Ongoing mentorship and support
  • Access to top-rated insurance carriers
  • Clear advancement paths into leadership and agency ownership opportunities
  • A performance-driven environment with uncapped income potential

Who Thrives Here

  • WHO WE ARE LOOKING FOR
  • Self-motivated professionals who are competitive, driven 
  • Self-starters who take ownership and execute without being micromanaged
  • People hungry for growth, income, and long-term freedom
  • Strong communicators who can build trust and lead conversations confidently and enjoy helping people
  • Coachable individuals who can learn fast and apply feedback immediately
  • Disciplined professionals 
  • Goal-oriented team players
  • People who thrive in performance-based environments where effort directly impacts income
  • Individuals with an entrepreneurial mindset who want to build something bigger than a job
  • Relentless, consistent, and motivated people who are serious about winning

Requirements

  • Must be 18 years of age or older
  • U.S.-based applicants only
  • Ability to pass a background check
  • Reliable internet connection and ability to work remotely
  • Strong communication and organizational skills
  • Active Life & Health Insurance License preferred
  • If not currently licensed, willingness to obtain a license (training support available)

Compensation & Schedule

  • 1099 Independent Contractor position
  • 100% Commission-based compensation with performance incentives
  • Flexible part-time or full-time schedule
  • Work remotely from anywhere in the United States
  • No income cap

Growth Opportunity

Our agency is built around mentorship, professional development, and helping agents create lasting success. As you grow, opportunities may become available to mentor others, develop leadership skills, and build your own team.