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Self Employed Life Insurance Jobs (NOW HIRING)

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Life Insurance Agent

Las Vegas, NV · Remote

$500 - $2.5K/wk

We are looking for motivated, self-driven, and coachable individuals who want flexibility, growth ... Educate clients on life insurance * Help clients find the best product for their needs * Complete ...

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Life Insurance Specialist

Mansura, LA · On-site

$600 - $1.0K/wk (+ commission)

We are seeking a motivated and personable Life Insurance Sales & Customer Service Representative to ... The ideal candidate is self-driven, organized, and enjoys building long-term relationships while ...

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Life Insurance Agent

San Antonio, TX · On-site

$500 - $2.5K/wk

We are looking for motivated, self-driven, and coachable individuals who want flexibility, growth ... Educate clients on life insurance * Help clients find the best product for their needs * Complete ...

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Life Insurance Agent

Roswell, GA · Remote

$50K - $110K/yr (+ commission)

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While ... Self-motivated professionals who are competitive, driven * Self-starters who take ownership and ...

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Life Insurance Agent

San Francisco, CA · Remote

$500 - $2.5K/wk

We are looking for motivated, self-driven, and coachable individuals who want flexibility, growth ... Educate clients on life insurance * Help clients find the best product for their needs * Complete ...

Showing results 21-40

Self Employed Life Insurance information

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$18K

$89K

$145K

How much do self employed life insurance jobs pay per year?

As of Sep 5, 2026, the average yearly pay for self employed life insurance in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What does it mean to be a self-employed life insurance agent?

A self-employed life insurance agent is an independent professional who sells life insurance policies to individuals and businesses, rather than working directly for a single insurance company. These agents often represent multiple insurers, allowing them to offer clients a wider range of policy options. They are responsible for finding their own clients, managing their business operations, and complying with licensing and regulatory requirements. Self-employed agents typically earn commissions based on the policies they sell instead of receiving a fixed salary.

What are the key skills and qualifications needed to thrive as a self-employed life insurance agent?

To thrive as a self-employed life insurance agent, you need a solid understanding of insurance products, sales strategies, and must hold the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, digital marketing tools, and insurance quoting systems is typically required. Strong interpersonal skills, self-motivation, and resilience help agents build client trust and manage the challenges of self-employment. These abilities are crucial for growing a client base, ensuring regulatory compliance, and achieving sustained business success in a competitive industry.

What are some common challenges faced by self-employed life insurance agents, and how can they be overcome?

Self-employed life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically relies on strong networking, persistent prospecting, and effective time management. Many agents find it helpful to join professional associations, leverage online marketing tools, and seek mentorship from experienced peers to grow their business and overcome these hurdles.

What is the difference between Self Employed Life Insurance vs Independent Insurance Agent?

AspectSelf Employed Life InsuranceIndependent Insurance Agent
CredentialsMay require life insurance licensing and financial knowledgeMust have insurance license and often additional certifications
Work EnvironmentOperates independently, often from home or mobileWorks independently but may collaborate with multiple insurance providers
Employer/Industry UsageTypically a self-employed individual offering life insurance productsActs as an independent contractor representing various insurance companies

Self Employed Life Insurance professionals focus on selling life insurance policies independently, often managing their own business. Independent Insurance Agents also sell life insurance but usually represent multiple companies, providing clients with a range of options. Both roles require licensing and operate independently, but their business models and client interactions differ slightly.

Can you be a self-employed life insurance agent?

Yes, a self-employed life insurance agent operates independently, often working as an independent contractor rather than for a specific company. They typically need to obtain the necessary licenses, such as a life insurance license, and may set their own schedules and client base. Success in this role depends on sales skills, industry knowledge, and the ability to build a network.

How much do self-employed life insurance agents make?

Self-employed life insurance agents typically earn between $50,000 and $150,000 annually, with income largely dependent on sales performance, commissions, and client base. Successful agents often have strong sales skills, industry certifications, and work flexible schedules to maximize earnings.
More about Self Employed Life Insurance jobs

What cities are hiring for Self Employed Life Insurance jobs?

Cities with the most Self Employed Life Insurance job openings:

What are the most commonly searched types of Life Insurance jobs?

The most popular types of Life Insurance jobs are:

What states have the most Self Employed Life Insurance jobs?

States with the most job openings for Self Employed Life Insurance jobs include:

Infographic showing various Self Employed Life Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Specialist

Farmers Insurance - Jocsan Rendon

Palm Desert, CA • On-site

$100K - $220K/yr

Full-time

Medical, Life

Posted 29 days ago


Job description

Life Insurance Specialist
Jocsan Rendon – Farmers Insurance Agency | Palm Desert, CA
Base Salary: $60,000 + Commission & Bonuses
Target Compensation: $100,000–$220,000+

Jocsan Rendon – Farmers Insurance Agency in Palm Desert is looking for a Life Insurance Sales Specialist to join a high-performing agency and help individuals, families, and business owners protect their financial future.
This is an opportunity for a motivated insurance professional who wants a strong base salary, significant earning potential, and the opportunity to grow within a nationally recognized agency.

Why Join This Agency?
Jocsan Rendon is a Farmers Presidents Council Agency Owner and ranks among the TOP FIVE Farmers agencies in the NATION.
This is an opportunity to join a proven, high-performing agency with an established presence in Palm Desert and the Coachella Valley.
You will work with clients to identify protection and financial needs and recommend life insurance solutions that help protect their families, income, and businesses.

What You'll Do
  • Generate new life insurance sales through agency leads, referrals, networking, and prospectingMeet with individuals, families, and business owners to identify their insurance and financial protection needs
  • Conduct needs-based life insurance consultations
  • Recommend appropriate life insurance solutions based on client needs
  • Present coverage options and explain policy benefits
  • Develop and maintain a strong pipeline of prospective clients
  • Follow up consistently with prospects and existing clients
  • Build long-term relationships with clients and referral partners
  • Identify opportunities to cross-sell life insurance to existing property and casualty clients
  • Work toward and exceed individual sales goals
  • Maintain accurate customer and sales information in agency systems

Ideal Candidate
We are looking for a Life Insurance professional who is motivated by results and wants the opportunity to build a significant book of life insurance business.

Required:
  • Active California Life & Health Insurance License
  • Proven insurance or financial services sales experience
  • Strong prospecting and closing abilities
  • Excellent communication and presentation skills
  • Ability to build trust and establish relationships with clients
  • Self-motivated, competitive, and goal-oriented
  • Comfortable asking questions, identifying needs, and recommending solutions
  • Strong follow-up and organizational skills
Experience selling Life Insurance, Financial Services, Retirement Products, Annuities, or other protection products is strongly preferred.

Compensation
$60,000 Base Salary
$100,000–$220,000+ Total Earning Potential
Your earning potential is directly tied to your ability to generate and close business.
This is an excellent opportunity for an experienced life insurance producer who wants the security of a strong base salary while maintaining significant upside through commission and performance-based compensation.

Location
Jocsan Rendon – Farmers Insurance Agency
73880 Alessandro Dr, Suite A
Palm Desert, CA 92260
In-office position

Why This Opportunity?
If you're already licensed, understand insurance sales, and want to build a substantial life insurance business with a nationally recognized, top-performing Farmers agency, this is an opportunity worth exploring.
Bring your license. Bring your sales ability. Bring your ambition.
Join an agency that has already proven it can compete at the highest level.
Apply today to be considered for the Life Insurance Sales Specialist position.