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Life Insurance Commission Jobs in Naples, FL (NOW HIRING)

HSS Careers

Remote Life Insurance Agent

Naples, FL · Remote

$69K - $150K/yr

... commissions, bonuses, and residual income. About the Opportunity We're seeking motivated ... Life insurance license or willingness to obtain one * Basic computer proficiency and comfort ...

Cochran & Vogt

Life Insurance Sales Consultant

Naples, FL · On-site +1

$45K - $85K/yr

Position Overview As a Life Insurance Sales Consultant , you will work with individuals and ... This is a 1099, commission-only position. Our Culture At Cochran & Vogt Financial Group , we ...

Allstate Mike Arcentales

Insurance Sales Agent

Estero, FL · On-site

$60K - $75K/yr

Benefits Annual Base Salary + Commission + Bonus Opportunities Paid Time Off (PTO) Dental Insurance Vision Insurance Life Insurance Hands on Training Mon-Fri Schedule Matching 401k Plan Base Salary ...

Allstate Mike Arcentales

Insurance Sales Agent

Estero, FL · On-site

$60K - $75K/yr

... Life Insurance###Hands on Training###Mon-Fri Schedule###Matching 401k Plan###Base Salary plus Commission###Paid Training & Support###Licensing Assistance###A supportive, team oriented work ...

HSS Careers

Remote Insurance Agent

Naples, FL · Remote

$69K - $150K/yr

... commissions, bonuses, and residual income. About the Opportunity We're seeking motivated ... Life insurance license or willingness to obtain one * Basic computer proficiency and comfort ...

AmeriLife

Licensed Insurance Agent

Estero, FL · On-site

... Life, and Annuity products * Competitive commissions with uncapped earning potential * Daily pay ... Provide personalized insurance and retirement solutions to clients * Build and grow lasting client ...

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All JobsLife Insurance JobsLife Insurance Commission JobsLife Insurance Commission Jobs in Naples, FL

Life Insurance Commission information

See Naples, FL salary details

$17K

$83.8K

$136.6K

How much do life insurance commission jobs pay per year?

As of Sep 7, 2026, the average yearly pay for life insurance commission in Naples, FL is $83,792.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,200.00 and $114,900.00 per year, depending on experience, location, and employer.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.

What are the most commonly searched types of Life Insurance jobs in Naples, FL?

The most popular types of Life Insurance jobs in Naples, FL are:

What are popular job titles related to Life Insurance Commission jobs in Naples, FL?

For Life Insurance Commission jobs in Naples, FL, the most frequently searched job titles are:

What job categories do people searching Life Insurance Commission jobs in Naples, FL look for?

The top searched job categories for Life Insurance Commission jobs in Naples, FL are:

What cities near Naples, FL are hiring for Life Insurance Commission jobs?

Cities near Naples, FL with the most Life Insurance Commission job openings:

Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in Naples, FL as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 21% Part Time, and 4% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $83,792 per year, or $40.3 per hour.

Remote Life Insurance Agent

HSS Careers

Naples, FL • Remote

$69K - $150K/yr

Full-time

Medical, Dental

Posted 12 days ago

Job description

Build a rewarding remote career helping individuals and families protect what matters most. Enjoy flexible scheduling, comprehensive training, qualified leads provided, and unlimited long-term earning potential through commissions, bonuses, and residual income.

About the Opportunity

We're seeking motivated professionals who want more than just another job. This is an opportunity to build a long-term career with a nationally recognized organization that promotes from within and rewards performance. Whether you're experienced in sales or simply coachable and driven to succeed, you'll receive the training, mentorship, and support needed to grow into leadership.

Work 100% remotely while helping clients make important financial protection decisions that create real impact for their families.

Role Overview

As a Remote Insurance Representative, you'll meet virtually with individuals and families who have requested information about their benefits and protection options. You'll educate clients, recommend appropriate coverage, and guide them through the enrollment process while building long-term relationships that generate recurring income.

Responsibilities

  • Contact qualified leads to schedule virtual client appointments

  • Conduct virtual benefit consultations and present customized protection solutions

  • Guide clients through the enrollment process with professionalism and care

  • Build lasting client relationships that support long-term retention

  • Work closely with your manager through ongoing coaching and development

  • Consistently improve your skills through training and mentorship

Qualifications

Required

  • Laptop or desktop computer with a working camera

  • Life insurance license or willingness to obtain one

  • Basic computer proficiency and comfort working remotely

  • Must reside in the United States or Canada

  • Professional communication skills and a reliable internet connection

Preferred

  • Previous sales or customer service experience

  • Strong interpersonal and relationship-building skills

  • Coachable, self-motivated, and goal-oriented mindset

  • Passion for helping others and delivering exceptional client experiences

Compensation and Benefits

Average first-year earnings: $69,000 through commissions and bonuses

Long-term earning potential: Increased income through performance, client renewals, and leadership opportunities

Commission-based compensation with residual income opportunities, stock options, and promotion-from-within career advancement.

Key Benefits

  • 100% remote work-from-home career

  • Flexible scheduling within a career-focused environment

  • High-quality leads provided - no cold calling friends or family

  • Comprehensive medical, dental, and prescription benefits

  • Unionized position with stock options

  • Ongoing training, coaching, and mentorship from experienced leaders

  • Leadership advancement and management opportunities

  • Collaborative virtual team culture with ongoing recognition and support

How to Apply

If you're looking for a career that offers flexibility, purpose, and unlimited growth potential, we'd love to meet you. Apply today to begin the interview process and learn how you can build a successful career from home.

Compliance Statement

We are an Equal Opportunity recruiter and welcome applicants from all backgrounds without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. We may use automated tools, including artificial intelligence (AI), to screen and assess candidates. These tools support and do not replace human decision-making. By applying, you consent to the collection and use of your personal information for recruitment purposes in accordance with applicable data protection laws. Employment is commission-based. Contact us if you require accommodations during the application process.