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Life Insurance Commission Jobs (NOW HIRING)

Alchemy Financial Group

$75K - $95K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Duchin Agency

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Life Insurance Agent

Henderson, NV · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... life insurance position. No experience required. Training provided. We provide: * Licensing ...

LionRock Financial Services TN

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Life Insurance Agent

Jefferson City, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... Lucrative Commission Structure → Average agents $9,000-$12,000/month net. Top performers $30,000 ...

Duchin Agency

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Life Insurance Agent

Jefferson City, TN · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... life insurance position. No experience required. Training provided. We provide: * Licensing ...

Oaktree Funding Corp

Life Insurance Agent

Chandler, AZ · On-site

$100K/yr

Life Insurance Agent | $100K+ Opportunity | Leads Provided | Career Growth Chandler, AZ (On-Site at 3133 W Frye Rd) Full-Time | Monday-Friday W2 Position with Base + Commission + Full Benefits A ...

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Life Insurance Commission information

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$18K

$89K

$145K

How much do life insurance commission jobs pay per year?

As of Aug 20, 2026, the average yearly pay for life insurance commission in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.
More about Life Insurance Commission jobs

What cities are hiring for Life Insurance Commission jobs?

Cities with the most Life Insurance Commission job openings:

What are the most commonly searched types of Life Insurance jobs?

The most popular types of Life Insurance jobs are:

What states have the most Life Insurance Commission jobs?

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The top searched job categories for Life Insurance Commission jobs are:

Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Clarifying Marketing Group, LLC

Saint Petersburg, FL

$25/hr

Full-time

Medical, Life, PTO

Re-posted 20 days ago

Job description

Life Insurance Agent – Final Expense

$25/hr + Uncapped Commissions + Bonuses
In-Office | Clearwater, FL
Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents to join our growing team. This is a high-earning, fast-paced role with 100% inbound leads, no cold calling, no chargebacks, and weekly pay.

What We Offer

  • $25/hr base pay

  • Uncapped commissions

  • 100% inbound leads

  • Weekly pay

  • Company-paid multi-state licenses and appointments

  • Full training, mentorship, and advancement opportunities

  • In-office role (Clearwater, FL)

What You’ll Do

  • Sell Final Expense and whole life insurance policies

  • Handle inbound calls and close policies

  • Educate clients on coverage options

  • Build and maintain strong client relationships

Requirements

  • Active 2-15 Life amp; Health License (required)

  • 1 year of life insurance sales preferred

  • Strong communication and sales skills

  • Full-time schedule: Monday–Friday, 10 AM–7 PM

  • Must work in-office (Clearwater, FL)

Compensation amp; Benefits

  • $25/hour base pay

  • Commission + monthly bonuses

  • Health insurance

  • Paid time off

  • 45–50 hours per week


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