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Life Insurance Commission Jobs (NOW HIRING)

Roadmap Financial

Be Seen First

Life Insurance Agent

Miami, FL · Remote

$400 - $2.5K/day

Average commission is around $1,200 per sale, with compensation levels that can grow up to 145 ... As a Life Insurance Sales Representative, you'll work with individuals and families to understand ...

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Alchemy Financial Group

$75K - $95K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

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Life Insurance Commission information

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$18K

$89K

$145K

How much do life insurance commission jobs pay per year?

As of Sep 11, 2026, the average yearly pay for life insurance commission in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.
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What are the most commonly searched types of Life Insurance jobs?

The most popular types of Life Insurance jobs are:

What states have the most Life Insurance Commission jobs?

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Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 79% Full Time, 15% Part Time, and 5% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Feasterville Trevose, PA • On-site

Core Value Insurance Group LLC
See more jobs at Core Value Insurance Group LLCexternal

$20/hr

Full-time

Medical, Dental, Vision, Life, PTO

Posted 28 days ago

Job description

About Core Value Insurance Group
At Core Value Insurance Group (CVIG), we do not just offer jobs. We build careers.
We are a fast-growing, family-owned Life and Health Insurance brokerage committed to helping individuals build rewarding, long-term careers in insurance sales. Our team is driven by a culture of integrity, collaboration, accountability, and continuous growth. We invest in our employees through training, mentorship, licensing support, and career development opportunities that allow motivated individuals to achieve long-term success.
Whether you are beginning your career or looking for a new opportunity with unlimited earning potential, CVIG provides the tools, coaching, and support to help you thrive.
Position Summary
As a Life Insurance Agent, you will help clients understand their life insurance options, with a primary focus on Final Expense coverage. You will guide clients through available products and help them select coverage that meets their needs and provides financial protection for their loved ones.
This is primarily an inbound sales role, with outbound dialing as needed. You will receive comprehensive training, ongoing coaching, and access to qualified leads to support your success and build a long-term career with significant earning potential.
No prior insurance sales experience is required. We are looking for motivated, coachable individuals who are eager to learn, grow, and succeed in a rewarding sales environment.
Key Responsibilities
  • Handle inbound Life Insurance inquiries from prospective clients.
  • Educate clients on Final Expense and other Life Insurance products and recommend coverage solutions based on their financial needs and goals.
  • Conduct needs-based consultations to identify the most appropriate coverage for each client.
  • Build and maintain long-term client relationships through exceptional customer service.
  • Meet individual sales goals and contribute to overall team performance.
  • Maintain accurate and compliant documentation throughout the sales process.
  • Stay current on carrier products, underwriting guidelines, and company procedures.
  • Participate in ongoing training, coaching, and professional development programs.
  • Adhere to all carrier, state, and company compliance requirements.

Qualifications
  • No prior insurance sales experience required.
  • Active Life Insurance License preferred, or ability to obtain required licensing prior to employment.
  • Excellent verbal communication and interpersonal skills.
  • Competitive, coachable, and goal-oriented mindset.
  • Strong work ethic with a desire to build a long-term career.
  • Technology Requirements
  • Reliable high-speed internet service with minimum speeds of 50 Mbps download and 20 Mbps upload.
  • Computer must support a hardwired Ethernet connection for optimal call quality and system performance.
  • Quiet, professional home office environment free from distractions.

Compensation & Career Growth
  • At CVIG, we believe your earning potential should reflect your performance.
  • $20.00 per hour base pay.
  • Uncapped commission structure.
  • Top-performing agents have the opportunity to earn over $100,000 during their first year.
  • Defined career path with opportunities for promotion into leadership roles.
  • Fully Remote

Benefits
  • Medical, Dental, and Vision insurance effective the first of the month following 30 days of employment.
  • Paid Time Off (PTO).
  • Company-supported licensing assistance and reimbursement.
  • Ongoing training, coaching, and professional development.
  • Team-oriented culture focused on collaboration, recognition, and career advancement.

Why Join Core Value Insurance Group?
At CVIG, we are committed to developing our people. We provide the training, mentorship, and opportunities you need to build a meaningful career while helping clients protect what matters most. If you are motivated to succeed, enjoy working in a fast-paced environment, and want unlimited growth potential, we encourage you to apply.
Join Core Value Insurance Group and start building a career with purpose, growth, and unlimited earning potential.

Apply