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Life Insurance Commission Jobs in Tennessee (NOW HIRING)

GIA Legacy Planning

This is an independent contractor (1099) commission-only opportunity. There is no base salary ... Department Licensed Life Insurance Agent Locations Nashville, TN Remote status Fully Remote

Maverick Insured

Be Seen First

Independent Insurance Agent - Life Insurance Agent

Seymour, TN · On-site

$80K - $100K/yr

What You'll Do - Work with clients who have requested information about life insurance and ... commission-only opportunity. Earnings are performance-based and are not guaranteed. Maverick ...

Dinwiddie Agency

Life Insurance Sales Agent

Murfreesboro, TN · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Part-Time ...

The Summers Group

Life Insurance Sales Agent

Memphis, TN · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Part-Time ...

Dinwiddie Agency

Life Insurance Sales Agent

Clarksville, TN · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Part-Time ...

The Long Agency

Life Insurance Sales Agent

Nashville, TN · On-site +1

$30K - $160K/yr

Our agents help clients find life insurance solutions that fit their needs while building a ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Part-Time ...

Maverick Insured

Be Seen First

Sales representative - Life Insurance Agent

Knoxville, TN · On-site

$80K - $100K/yr

What You'll Do - Work with clients who have requested information about life insurance and ... commission-only opportunity. Earnings are performance-based and are not guaranteed. Maverick ...

GIA Legacy Planning

This is an independent contractor (1099) commission-only opportunity. There is no base salary ... Department Licensed Life Insurance Agent Locations Nashville, TN Remote status Fully Remote

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Life Insurance Commission information

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.

What are the most commonly searched types of Life Insurance jobs in Tennessee?

The most popular types of Life Insurance jobs in Tennessee are:

What are popular job titles related to Life Insurance Commission jobs in Tennessee?

For Life Insurance Commission jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Life Insurance Commission jobs in Tennessee look for?

The top searched job categories for Life Insurance Commission jobs in Tennessee are:

What cities in Tennessee are hiring for Life Insurance Commission jobs?

Cities in Tennessee with the most Life Insurance Commission job openings:

Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 5% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Life Insurance Agent- Remote

GIA Legacy Planning

On-site, Remote

Full-time

Re-posted 2 days ago

Job description

An independent opportunity for driven, self-motivated people ready to build something of their own.
If you are someone who wants to be in business for yourself - but not by yourself - this may be exactly what you have been looking for.
GIA Legacy Planning is a life insurance distribution agency helping families protect what they have built and plan for what is ahead. We work with independent agents across Houston and all of Texas who are building their own books of business through a system that is already proven and already in motion.
This is not a job in the traditional sense. There is no boss, no punch clock, and no ceiling. It is an independent contractor opportunity where your results are a direct reflection of your effort, your consistency, and your willingness to follow a system that works.
WHAT MAKES THIS DIFFERENT
  • You control your schedule - mornings, evenings, weekends, you decide
  • 100% remote - serve clients across Houston and the surrounding Harris County area from wherever you are most productive
  • Warm inbound leads - you talk to people who already raised their hand for coverage, so there is no cold calling
  • Carrier-paid training and mentorship from agents who are actively producing right now
  • You build a book of business that pays you on every policy you write, with an ownership model and overrides as you grow a team
  • No ceiling on your income - your results are a direct reflection of your effort and consistency

WHAT YOU WILL DO
  • Connect with interested clients through our proprietary lead system - people who have already requested information about coverage
  • Present life insurance and protection solutions tailored to each family's situation
  • Follow our step-by-step system for consistent daily activity and follow-up
  • Build and manage your own pipeline of active clients and referrals
  • Grow at your own pace - whether part-time or full-time, the system adapts to your commitment level

WHO THIS IS FOR
  • You are self-motivated and do not need someone standing over you to get things done
  • You have experience in sales, real estate, finance, customer service, or another client-facing role - insurance experience is not required
  • You are a career changer or part-timer in the Houston area looking for something with real long-term upside
  • You are coachable and willing to follow a proven system even if it is new to you
  • You are ready to get licensed if you are not already (we will show you exactly how)

WHO THIS IS NOT FOR
  • You want a guaranteed paycheck regardless of effort
  • You are not willing to follow a system or take direction
  • You expect results without putting in consistent daily activity
  • You want someone to hand you success without accountability

If you are ready to take ownership of your income, your schedule, and your future - we want to hear from you. Apply now and a member of our team will reach out within 24 to 48 hours.
IMPORTANT: This is an independent contractor (1099) commission-only opportunity. There is no base salary, guaranteed income, or employment relationship. Earnings depend entirely on individual performance, activity level, and consistency. Past results of other agents are not a guarantee of your results.
Department Licensed Life Insurance Agent Locations Nashville, TN Remote status Fully Remote

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