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Senior Life Insurance Jobs in Tennessee (NOW HIRING)

Senior Helpers

CAREGIVER / CNA-WEEKLY PAY

Cleveland, TN · On-site

$18/hr

Dental * Life Insurance - we pay 100% * 24/7 Chaplain Service * PTO * Dedicated Employee Advocate * Referral Bonus It's easy to go to work when you're making someone's day. As a Senior Helpers ...

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All JobsLife Insurance JobsSenior Life Insurance JobsSenior Life Insurance Jobs in Tennessee

Senior Life Insurance information

See Tennessee salary details

$22.7K

$72.9K

$148.4K

How much do senior life insurance jobs pay per year?

As of Aug 4, 2026, the average yearly pay for senior life insurance in Tennessee is $72,870.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,700.00 and $93,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by senior life insurance agents, and how can they overcome them?

Senior Life Insurance agents often face challenges such as building trust with clients, navigating complex product offerings, and staying current with industry regulations. Overcoming these requires strong interpersonal skills, continuous professional development, and a deep understanding of clients’ needs. Successful agents invest time in client education, use reliable CRM tools to manage relationships, and participate in ongoing training to stay updated on new products and compliance requirements. Collaboration with underwriters and support staff can also streamline the application process and improve client satisfaction.

What is the difference between Senior Life Insurance vs Life Insurance Agent?

AspectSenior Life InsuranceLife Insurance Agent
CredentialsMay require industry experience, licenses, and advanced certificationsRequires licensing, often with less experience needed
Work EnvironmentTypically employed by insurance companies or agencies, focusing on senior clientsIndependent or employed, selling policies to a broad client base
Industry UsageSpecializes in policies for seniors, retirement planningSells various life insurance products across demographics

Senior Life Insurance professionals focus on providing insurance solutions tailored for seniors, often working within insurance companies. In contrast, Life Insurance Agents sell a variety of policies to clients of all ages, working independently or for agencies. While both roles require licensing, Senior Life Insurance roles often demand more industry experience and specialized knowledge.

What are the key skills and qualifications needed to thrive as a senior life insurance agent?

To thrive as a Senior Life Insurance Agent, you need in-depth knowledge of insurance products, industry regulations, and sales strategies, typically supported by a valid state insurance license. Familiarity with customer relationship management (CRM) software, electronic application systems, and underwriting processes is essential. Strong interpersonal skills, active listening, and trust-building abilities set top performers apart in this role. These skills are crucial for effectively advising clients, building lasting relationships, and achieving sales targets in a highly competitive market.

What is a senior life insurance agent?

A Senior Life Insurance agent is a licensed professional who specializes in helping seniors find suitable life insurance policies that meet their needs, such as final expense, whole life, or term life coverage. These agents assess clients' financial situations, explain policy options, and guide them through the application process to ensure they secure the right coverage. Senior Life Insurance agents often work with multiple insurance providers to offer tailored solutions and provide ongoing support throughout the life of the policy.
What are the most commonly searched types of Life Insurance jobs in Tennessee? The most popular types of Life Insurance jobs in Tennessee are:
What are popular job titles related to Senior Life Insurance jobs in Tennessee? For Senior Life Insurance jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Senior Life Insurance jobs in Tennessee look for? The top searched job categories for Senior Life Insurance jobs in Tennessee are:
What cities in Tennessee are hiring for Senior Life Insurance jobs? Cities in Tennessee with the most Senior Life Insurance job openings:
Senior Life Insurance jobs near you
Infographic showing various Senior Life Insurance job openings in Tennessee as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $72,870 per year, or $35 per hour.

Senior Life & Annuity Product Accountant

Securian

Germantown, TN • On-site

$73K - $136K/yr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 3 days ago

New

Securian Financial rating

8.7

Company rating: 8.7 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

Job description

Overview:

TheSenior Life & Annuity Product Accountant supportsthe growth of Securian's Individual Life and Individual Annuity businessesthrough theirleadership in financial reporting. As Individual Solutions expands its affiliate reinsurance strategy through Securian Re, this position will help shape and support the financial infrastructure needed to manage increasingly complex products, entities, and accounting frameworks.

This role willisresponsible for thereinsurance and product accounting across statutory, GAAP, and Bermuda economic accounting bases. This role will partneracrossfinance, actuarial, and business teams to deliveraccuratereporting, meaningful financial insights, and strong operational governance. The position offers a unique opportunity tobuild for our future growthandinform business management.

*We are open to considering both local and remote talent for this opportunity. If you live within a commutable distance of our St. Paul Home Office, this position follows a hybrid work schedule. If you live outside of a commutable distance, you may be eligible to work as a virtual employee.

Responsibilitiesinclude but are not limited to:

Accounting & Financial Reporting

  • Determineaccounting treatment forIndividualSolutionsproductsand reinsurance structures, includingstatutory, GAAP, and Bermuda accounting bases.

  • Prepare journal entries, reconciliations, financial statements, and supporting schedules for monthly and quarterly reporting.

  • Validate and testaccountingsystem results;develop proceduresand controlsto ensureaccuratefinancial reporting.

  • Support reporting across multiplelegalentities, including Minnesota Life, Securian Life, and Securian Re.

Financial Analysis & Planning

  • Analyze financial results and key business drivers across products, entities, and accounting lenses.

  • Supportgoals andplansactivitiesforIndividual Solutions and Securian Re.

  • Provideinsightstoleadershiponprofitability, capital efficiency, and business performance.

Audit, Governance & Process Improvement

  • Support audits, regulatory reviews, and communications with auditors, examiners, and rating agencies.

  • Maintain strong documentation, controls, and accounting governance practices.

  • Identifyand implement process improvements to enhance reporting efficiency and effectiveness.

  • Participate in strategic projects and initiatives related to Securian Re, including future deals.

Qualifications:

  • Accounting experience with exposure to statutory, management-based, tax and GAAP for financial reporting and budgeting.

  • Bachelor's degree (preferably in Accounting, Finance, or Math).

  • Demonstrated analytical skills to review and analyze financial statements.

  • Ability to communicate and work with a variety of stakeholders.

  • Excellent attention to detail.

Preferred Qualifications:

  • Knowledge of insurance accounting concepts and products, including individual life and individual annuities.

  • Reinsurance accounting experience.

*The internal title for this role at Securian Financial is Financial Reporting Consultant.

Securian Financial believes in hybrid work as an integral part of our culture. Associates get the benefit of working both virtually and in our offices. If you're in a commutable distance (90 minutes), you'll join us 3 days each week in our offices to collaborate and build relationships. Our policy allows flexibility for the reality of business and personal schedules.

Preferred Skills:

Analytical Thinking, Cash Flow Management, Collaboration, Critical Thinking, Data Analysis, Detail-Oriented, Financial Forecasting, Problem Solving, Statement Analysis

The estimated base pay range for this job is:

$73,700.00 - $136,800.00

Pay may vary depending on job-related factors and individual experience, skills, knowledge, etc. More information on base pay and incentive pay (if applicable) can be discussed with a member of the Securian Financial Talent Acquisition team.


Be you. With us. At Securian Financial, we understand that attracting top talent means offering more than just a job - it means providing a rewarding and fulfilling career. As a valued member of our high-performing team, we want you to connect with your work, your relationships and your community. Enjoy our comprehensive range of benefits designed to enhance your professional growth, well-being and work-life balance, including the advantages listed here:


Paid time off:

  • We want you to take time off for what matters most to you. Our PTO program provides flexibility for associates to take meaningful time away from work to relax, recharge and spend time doing what's important to them. And Securian Financial rewards associates for their service by providing additional PTO the longer you stay at Securian.
  • Leave programs: Securian's flexible leave programs allow time off from work for parental leave, caregiver leave for family members, bereavement and military leave.
  • Holidays: Securian provides nine company paid holidays.

Company-funded pension plan and a 401(k) retirement plan: Share in the success of our company. Securian's 401(k) company contribution is tied to our performance up to 10 percent of eligible earnings, with a target of 5 percent. The amount is based on company results compared to goals related to earnings, sales and service.


Health insurance: From the first day of employment, associates and their eligible family members - including spouses, domestic partners and children - are eligible for medical, dental and vision coverage.


Volunteer time: We know the importance of community. Through company-sponsored events, volunteer paid time off, a dollar-for-dollar matching gift program and more, we encourage you to support organizations important to you.


Associate Resource Groups: Build connections, be yourself and develop meaningful relationships at work through associate-led ARGs. Dedicated groups focus on a variety of interests and affinities, including:

  • Environmental Health & Sustainability
  • Mental Wellness and Disability
  • Pride at Securian Financial
  • Securian Young Professionals Network
  • Securian Multicultural Network
  • Securian Women and Allies Network
  • Servicemember Associate Resource Group

For more information regarding Securian's benefits, please review our Benefits page.


This information is not intended to explain all the provisions of coverage available under these plans. In all cases, the plan document dictates coverage and provisions.


Securian Financial Group, Inc. does not discriminate based on race, color, religion, national origin, sex, gender, gender identity, sexual orientation, age, marital or familial status, pregnancy, disability, genetic information, political affiliation, veteran status, status in regard to public assistance or any other protected status. If you are a job seeker with a disability and require an accommodation to apply for one of our jobs, please contact us by email at Employment@Securian.com, by telephone 651-655-5522 (voice), or 711 (Relay/TTY).


Securian Financial is a drug-free workplace.


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To view our legal statement click here

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