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How much do annuity agent jobs pay per hour?

As of Jul 3, 2026, the average hourly pay for annuity agent in the United States is $17.15, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $19.23 per hour, depending on experience, location, and employer.

What is an annuity agent?

An annuity agent is a licensed professional who helps clients understand, purchase, and manage annuity products as part of their financial planning. Annuities are insurance contracts that provide a steady stream of income, often for retirement. Annuity agents educate clients about different types of annuities, assess their financial needs, and recommend suitable products. They also handle the application process and may offer ongoing service and support for existing annuity contracts.

What jobs pay $500,000 a year in the US?

Annuity agents can potentially earn $500,000 or more annually through commissions on high-value policies, especially with extensive experience and a strong client base. Such earnings are typically associated with top-performing agents in the financial services industry, often requiring licenses, sales skills, and a focus on affluent clients.

How does an Annuity Agent typically collaborate with financial advisors and underwriters in their daily work?

Annuity Agents frequently work alongside financial advisors to help clients develop comprehensive retirement strategies, ensuring annuity products complement other financial plans. They also coordinate with underwriters to ensure applications meet all requirements and to address any issues that may arise during the approval process. This collaborative environment helps agents provide tailored solutions and streamline the client onboarding experience. Strong communication and teamwork skills are essential for success in this role.

What are the key skills and qualifications needed to thrive as an Annuity Agent, and why are they important?

To thrive as an Annuity Agent, you need a solid understanding of financial products, insurance principles, and sales techniques, typically supported by a state insurance license. Familiarity with CRM software, financial planning tools, and compliance management systems is essential. Strong interpersonal skills, active listening, and the ability to build trust help agents effectively connect with clients and address their retirement needs. These skills are crucial for successfully guiding clients through complex decisions and ensuring regulatory compliance in a competitive financial services environment.

How much do agents make on annuities?

Annuity agents typically earn commissions based on the value of the annuities they sell, which can range from 1% to 10% of the premium amount. Their overall income depends on sales volume, experience, and the commission structure of their employer or carrier, with many agents earning from $50,000 to over $150,000 annually. Successful agents often combine commissions with renewal income and may need licensing and sales skills to maximize earnings.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically those specializing in high-net-worth clients or complex products, such as private client or wealth management insurance agents. These positions often offer higher commissions and bonuses, especially for agents with extensive experience, advanced certifications, and a strong client network.

What is the difference between Annuity Agent vs Insurance Agent?

AspectAnnuity AgentInsurance Agent
CredentialsLicensing in annuities and life insuranceLicensing in various insurance types
Work EnvironmentFinancial planning and retirement productsBroad insurance sales across multiple lines
Employer & IndustryFinancial services and retirement planning firmsInsurance companies and agencies
Search & ComparisonOften compared for retirement product salesBroader insurance sales roles

While both Annuity Agents and Insurance Agents require licensing and work within the insurance industry, Annuity Agents specialize in retirement and investment products, focusing on annuities. Insurance Agents have a broader scope, selling various insurance policies. The key difference lies in their product focus and client needs, with Annuity Agents primarily assisting clients with retirement planning.

What jobs pay 4000 a week without a degree?

Annuity agents can potentially earn $4,000 or more per week through commissions, especially with experience and a strong client base. High earnings in this role depend on sales performance, industry knowledge, and licensing, with some agents earning significant income without a college degree. Success often requires sales skills, certification, and a focus on building relationships.
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What job categories do people searching Annuity Agent jobs look for? The top searched job categories for Annuity Agent jobs are:
Annuity Agent jobs near you
Infographic showing various Annuity Agent job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $35,664 per year, or $17.1 per hour.

Experienced Life & Annuity Agent

WealthBridge Financial Group

Fort Wayne, IN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 18 days ago

Job description

Life & Annuity Agent | WealthBridge

WealthBridge Financial Group is seeking a results-oriented Life & Annuity Agent to join our team. In this position, you will engage with clients to understand their financial objectives and provide them with tailored advice and strategies that align with their goals. You will leverage your financial expertise to offer comprehensive solutions, including investment opportunities, retirement planning, and wealth management strategies.

As a Life & Annuity at WealthBridge, you will play a pivotal role in empowering clients to make informed financial decisions. You will utilize advanced financial tools and analytics to assess client needs and develop effective action plans. Collaboration with a network of industry experts and access to cutting-edge resources will enhance your ability to serve clients effectively.

Join WealthBridge Financial Group and be part of a passionate team dedicated to delivering exceptional service and fostering long-term client relationships. If you are driven by results and have a deep commitment to helping clients achieve financial success, we would love to hear from you.

Requirements

  • Minimum of 3 years of experience in financial services with a growing personal practice
  • Active Life and Health License required
  • FINRA Series 6/7 and 63/66 licenses preferred (sponsorship and support available if not currently held)
  • Demonstrated success in client development, planning, and relationship management
  • Leadership ability with a strong interest in mentoring and building high-performing teams
  • Business-driven mindset with a long-term vision for growth
  • Must be authorized to work in the United States

Benefits

  • Top-tier health coverage including medical, dental, and vision plans for you and your dependents
  • 401(k) retirement plan with company match to help you build long-term security
  • Life and disability insurance for added peace of mind
  • Employee wellness programs and mental health resources
  • Career growth opportunities and ongoing training support

Apply