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Life Insurance Telesales Jobs (NOW HIRING)

Ethos Life

Licensed Life Insurance Sales Agent

$104K - $136K/yr

Drive referral activity by creating positive customer experiences Qualifications and Skills: * 2-3 years of experience in life insurance telesales experience * Strong proficiency working with ...

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Life Insurance Telesales information

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$11K

$45.8K

$58K

How much do life insurance telesales jobs pay per year?

As of Jul 27, 2026, the average yearly pay for life insurance telesales in the United States is $45,833.00, according to ZipRecruiter salary data. Most workers in this role earn between $30,000.00 and $54,500.00 per year, depending on experience, location, and employer.

What do life insurance sales agents do?

Life insurance sales agents sell life insurance policies to individuals and businesses by explaining policy options, assessing clients' needs, and providing quotes. They often work on commission, build client relationships, and may use sales tools like CRM software to track leads and sales activities.

How do life insurance sales agents get paid?

Life insurance telesales agents typically earn commissions based on the policies they sell, which can be a percentage of the premium or a flat fee. Some agents also receive bonuses or incentives for meeting sales targets, and others may have a base salary plus commissions depending on the employer's compensation structure.

What is a Life Insurance Telesales job?

A Life Insurance Telesales job involves selling life insurance policies over the phone. Agents contact potential customers, explain policy options, answer questions, and guide them through the purchasing process. This role requires strong communication skills, knowledge of insurance products, and the ability to handle objections. Sales targets and commissions are often part of the job, making performance an important factor.

How much can I sell a $100,000 life insurance policy for?

As a life insurance telesales agent, you typically sell policies at face value, meaning a $100,000 policy is sold for its full amount. The commission you earn depends on the company's payout structure, often ranging from 20% to 100% of the first year's premium, but the policy's face value remains constant regardless of sale price. Your focus should be on understanding policy features and client needs rather than reselling policies at different prices.

What are the key skills and qualifications needed to thrive in the Life Insurance Telesales position, and why are they important?

To thrive as a Life Insurance Telesales professional, you need strong sales acumen, excellent verbal communication abilities, and a good understanding of life insurance products, often requiring a state insurance license. Familiarity with Customer Relationship Management (CRM) software and phone dialing systems is typically necessary, as well as knowledge of compliance procedures. Active listening, resilience, and persuasive interpersonal skills help set top performers apart in this field. These competencies are crucial for building rapport with clients, overcoming objections, and consistently meeting sales targets in a competitive environment.

What are the typical challenges faced in a Life Insurance Telesales role, and how can I overcome them?

One of the main challenges in Life Insurance Telesales is handling frequent rejections and overcoming customer objections during cold calls. This role often requires persistence, adaptability, and the ability to quickly build trust and explain complex insurance products in an understandable way. Success often hinges on maintaining a positive attitude, actively listening to prospects, and continuously refining your sales approach based on feedback and training. Many organizations offer coaching and ongoing support to help telesales agents develop, making it possible to grow your skills and progress into more senior sales or management roles.

Why do so many life insurance agents quit?

Life insurance telesales agents often quit due to high rejection rates, inconsistent income, and the pressure to meet sales targets. The job requires strong communication skills, resilience, and self-motivation, which can be challenging over time, leading to high turnover in the industry.
More about Life Insurance Telesales jobs
What cities are hiring for Life Insurance Telesales jobs? Cities with the most Life Insurance Telesales job openings:
What are the most commonly searched types of Life Insurance Telesales jobs? The most popular types of Life Insurance Telesales jobs are:
What states have the most Life Insurance Telesales jobs? States with the most job openings for Life Insurance Telesales jobs include:
What job categories do people searching Life Insurance Telesales jobs look for? The top searched job categories for Life Insurance Telesales jobs are:
Life Insurance Telesales jobs near you
Infographic showing various Life Insurance Telesales job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $45,833 per year, or $22 per hour.

Team Nexa Life Insurance Agent

Team Nexa Insurance Solutions

Richmond, VA • Remote

$50K - $295K/yr

Contractor

Posted 14 days ago

Job description

**THIS POSITION REQUIRES THAT YOU HOLD A VALID INSURANCE PRODUCERS LICENSE**

Grow Your Life Insurance Career with Flexibility and Support

If you’re a life insurance agent looking for a professional environment with real support, flexible sales options, and strong carrier access, Team Nexa Insurance Solutions offers a path designed for long-term success.

We work with agents who want structure without restriction, guidance without micromanagement, and the ability to serve more families with the right products.

Whether you prefer working in the field, selling over the phone, or using a hybrid approach, Team Nexa provides the systems and training to support your style of production.

What Team Nexa Offers

  • Competitive commission structures aligned with performance

  • Low-cost lead programs with multiple options available, allowing agents to manage expenses and scale responsibly

  • Live training and ongoing coaching led by experienced industry professionals

  • Field and telesales opportunities available, depending on agent preference and licensing

  • A collaborative team culture focused on accountability and shared success

  • Access to leading life insurance carriers, including American Amicable, CICA Life, Mutual of Omaha, Gerber, United American, Royal Neighbors, Transamerica, and additional respected providers

This carrier diversity allows agents to better serve families across a wide range of needs while building a flexible, diversified book of business.

Who This Is a Good Fit For

  • Licensed life insurance agents

  • Agents interested in Field sales, Telesales, or Both

  • Spanish-speaking agents are welcome and encouraged to apply

  • Professionals who value training, structure, and long-term growth

If you’re looking for shortcuts or quick wins, this may not be the right fit. But if you’re serious about building a sustainable insurance career with strong support and proven systems, Team Nexa Insurance Solutions would like to connect.

👉 Click to Pre-Register for our Question & Answer Session - Live

No hype. No pressure. Just a professional opportunity built for agents who want to grow.

We have the products to solve all problems, for all agents, in all states for all families.  
Our motto is STRONGER TOGETHER
#GOTEAMNEXA

*Individual Results May Vary*

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